Question 1

How much does workers' comp cost for Heating System Installation in Michigan?

Accepted Answer

The current rate for Heating System Installation (Class Code 5185) in Michigan is $6.16 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3080 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Michigan?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Michigan for all employers with at least one employee.

Question 3

How does Michigan's rate compare to other states?

Accepted Answer

Michigan's rate for Heating System Installation is $6.16, which is $0.29 above the national average of $5.87 (+5%).

Question 4

What does class code 5185 cover?

Accepted Answer

Covers workers installing complete heating systems including ductwork, piping, controls, and ventilation components.

State	Rate per $100	Difference
Michigan (current)	$6.16	—
Indiana	$4.29	-1.87
Texas	$4.51	-1.65
Virginia	$4.56	-1.60
Utah	$4.68	-1.48
Arkansas	$4.84	-1.32

Workers' Comp Rate for Heating System Installation in Michigan (Class Code 5185)

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