Question 1

How much does workers' comp cost for Farm - Field Crops in Michigan?

Accepted Answer

The current rate for Farm - Field Crops (Class Code 0005) in Michigan is $10.64 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $5320 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Michigan?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Michigan for all employers with at least one employee.

Question 3

How does Michigan's rate compare to other states?

Accepted Answer

Michigan's rate for Farm - Field Crops is $10.64, which is $0.50 above the national average of $10.14 (+5%).

Question 4

What does class code 0005 cover?

Accepted Answer

Covers farm workers cultivating, planting, and harvesting field crops such as grain, corn, and soybeans.

State	Rate per $100	Difference
Michigan (current)	$10.64	—
Indiana	$7.41	-3.23
Texas	$7.79	-2.85
Virginia	$7.89	-2.75
Utah	$8.07	-2.57
Arkansas	$8.36	-2.28

Workers' Comp Rate for Farm - Field Crops in Michigan (Class Code 0005)

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