WCRates

Workers' Compensation Rates in Florida (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

4

Effective Date

2026-01-01

Florida requires workers' comp for employers with four or more employees (one or more in construction). Rates have been declining in recent years.

Average Rate (All Class Codes)

$6.15

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Florida

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.21
8862Advertising AgencyA$0.25
7403Aircraft Operation - NOCE$10.64
7605Alarm Installation or RepairD$5.46
5047Aluminum InstallationE$8.91
8836Ambulance Service - All EmployeesC$6.32
7398Ambulette/Medical TransportD$6.32
9067Amusement Park - Mechanical RidesD$6.04
9016Amusement Park or Carnival - All EmployeesD$4.71
7520Amusement Ride OperationD$6.61
8831Animal Hospital - VeterinaryC$2.59
8861Architect or Engineer - ConsultingB$0.46
5473Asphalt PavingF$11.79
9625Assisted Living FacilityD$5.18
9182Athletic Teams - AmateurE$8.34
9180Athletic Teams - ProfessionalF$14.37
8820Attorney - All Employees & ClericalA$0.23
8803Auditing, Accounting or Management ConsultingA$0.23
8046Auto Accessories StoreB$1.44
8385Auto Parts Store - RetailC$2.64
5188Automatic Sprinkler InstallationE$9.03
8392Automobile Body RepairE$8.34
8748Automobile Dealer - All EmployeesD$4.31
8391Automobile DismantlingE$7.82
8380Automobile Service or Repair CenterD$5.18
8389Automobile TowingE$9.77
7422Aviation - Ground CrewE$8.34
2003BakeryC$4.02
3724Bakery - ManufacturingD$4.89
8815Bank - All EmployeesA$0.17
8855Banks and Trust Companies - All EmployeesA$0.20
9586Barber Shop or Beauty ParlorC$1.73
7337Boat Building - MetalF$11.21
7335Boat Building - WoodE$8.63
3027Boiler ManufacturingE$8.91
8072Book StoreA$0.57
2157BottlingC$3.74
9071Bowling Alley - All EmployeesC$2.82
9070Bowling Center - AllC$2.88
2065BreweryC$3.74
9650Building InspectionC$2.59
8058Building Materials DealerD$6.04
9015Building Operation - All Other EmployeesC$3.57
7382Bus Company - All EmployeesD$8.63
8850Bus/Taxi - DispatchingA$0.52
5146Cabinet InstallationD$7.76
5148Cabinet Manufacturing & InstallD$6.90
2812Cabinet/Wood Products ManufacturingD$7.19
9055Camps - Day/OvernightC$3.74
2095Candy ManufacturingC$3.45
2111CanneryD$6.04
9602Car WashC$2.88
5645Carpentry - CommercialF$14.37
5432Carpentry - Detached One/Two FamilyE$10.64
5436Carpentry - Finish DetachedD$7.48
5437Carpentry - FramingF$16.39
5404Carpentry - Install CabinetsD$8.05
5403Carpentry - ResidentialF$12.94
2802Carpentry - Shop OnlyD$6.32
9536Carpet CleaningC$3.45
9519Catering NOCC$4.02
5020Ceiling InstallationE$9.77
9610Cemetery - AllD$4.02
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$6.32
2131Cereal ManufacturingC$3.33
7405Charter AircraftF$14.66
9660Chimney SweepD$5.46
8826Chiropractic OfficeB$1.03
8812Clerical - Drafting EmployeesA$0.25
8810Clerical Office EmployeesA$0.29
2501Clothing ManufacturingB$2.59
8008Clothing or Wearing Apparel Store - RetailC$2.13
9061Club NOC - All EmployeesC$3.22
8844Collection AgencyA$0.25
8868College or University - Professional EmployeesB$0.52
7380Commercial DriversD$9.77
8859Computer Programming or Software DevelopmentA$0.21
5201Concrete Block ManufacturingE$9.20
5213Concrete Construction NOCF$11.21
5214Concrete NOC - PouredF$11.79
5221Concrete or Cement Work - Floors, Driveways, YardsF$10.24
5070Concrete Products ManufacturingE$7.48
5215Concrete WorkF$13.23
5222Concrete/Cement - FloorsE$9.49
8227Construction Material - UsedD$6.61
8019Convenience StoreC$2.59
7715Corrections OfficersG$10.64
9558Courier/Document DeliveryC$3.74
7719Court EmployeesB$1.44
8865Court ReporterA$0.17
2070Creamery/Dairy ProductsC$4.31
8801Credit Union - All EmployeesA$0.17
8805Credit Union/SavingsA$0.17
9059Day SpaB$1.73
8854Daycare CenterC$2.88
8822Dental LaboratoryB$0.86
8824Dental Office - All EmployeesB$0.63
8039Department Store - RetailC$2.30
2102DistilleryC$3.57
5108Door/Window InstallationD$7.19
5152Drilling NOCF$15.52
8047Drug StoreB$1.09
2688Dry CleaningC$3.74
8866Election CampaignB$0.98
7539Electric Light/Power CompaniesF$12.08
3082Electrical Apparatus ManufacturingD$5.18
5140Electrical Installation - InteriorD$6.04
5193Electrical Wiring - AlarmD$6.32
5191Electrical Wiring - CommercialE$8.34
5190Electrical Wiring - Within BuildingsE$7.19
9653Elevator InspectionC$2.30
5160Elevator InstallationF$12.08
5162Elevator Service/MaintenanceE$9.49
8858Employment AgencyA$0.23
7711EMT/ParamedicsF$8.63
6217Excavation NOCF$12.42
8809Executive RecruitingA$0.23
0035Farm - DairyE$10.06
0005Farm - Field CropsE$10.93
0016Farm - LivestockF$11.79
0050Farm - Orchard or GroveE$8.97
8841Financial AdvisorA$0.20
7710Firefighters and DriversD$7.48
2161Fish ProcessingE$7.48
8032Florist - RetailB$1.32
2130Flour MillingD$4.89
7350Freight HandlingE$8.34
2143Fruit ProcessingD$4.60
9620Funeral Directors - All EmployeesC$2.01
2883Furniture ManufacturingD$6.32
7590Garbage/Ash CollectionF$11.21
2913Glass ManufacturingE$8.63
2915Glass MerchantD$6.04
5462GlazierE$9.77
9056Golf ClubC$2.88
8811Government ClericalA$0.25
8304Grain ElevatorE$8.05
2041Grain MillingD$5.18
8006Grocery Store - RetailC$2.88
9585Hair SalonB$1.44
8116Hardware DealerC$3.74
8055Hardware Store - GeneralC$2.88
8044Hardware Store - RetailC$3.16
8010Hardware Store - WholesaleC$2.99
5137Heating Equipment InstallationD$6.61
5185Heating System InstallationD$6.32
5537Heating, Ventilation, Air Conditioning and RefrigerationE$6.61
5239Highway ConstructionG$17.25
8851Home for Aged - AllD$6.04
8835Home Health Care ServicesC$4.77
8834Hospital - All Other EmployeesC$5.18
9040Hospital - Non-ProfessionalD$6.32
8833Hospital - Professional EmployeesC$3.28
9052Hotel - All EmployeesC$4.20
9058Hotel or Motel - All Other EmployeesC$4.02
9529House CleaningC$3.74
9033Housing AuthorityB$1.73
2039Ice Cream ManufacturingC$4.02
8215Ice DealerC$3.45
8203Ice ManufacturingD$5.18
5479Insulation WorkE$8.63
8818Insurance Company - ClericalA$0.21
8845Investigator/DetectiveC$2.59
8840Investment CompanyA$0.17
5038Iron Doors/Gates InstallationF$16.67
5057Iron or Steel Erection - NOCG$19.84
5102Iron or Steel Erection - StructuralG$21.28
5069Iron/Steel - NOCG$24.15
5059Iron/Steel - OrnamentalF$14.09
5040Iron/Steel Erection - FrameG$28.17
8106Iron/Steel MerchantD$6.32
6229Irrigation Works - All OperationsE$7.48
9014Janitorial Services - By ContractorC$4.89
8013Jewelry StoreB$0.98
8263Junk DealerD$6.32
0917Landscape Gardening - NOCD$6.04
5443LathingE$10.06
2660Laundry NOCC$4.02
2586Leather Goods ManufacturingC$3.45
9034Library - All EmployeesA$0.75
7716LifeguardsD$4.31
8232LoggingG$28.75
7317Longshore WorkersG$21.85
8061Lumber DealerD$6.61
3632Machine Shop NOCD$5.46
3030Machinery ManufacturingD$6.32
3685Machinist NOCD$5.86
7327Marine TransportationF$14.37
5029Masonry - DecorativeE$10.93
5027Masonry - FireproofF$12.65
5028Masonry - StoneF$14.66
5022Masonry NOCF$12.08
8031Meat Market - RetailC$3.16
2001Meat PackingF$10.06
8033Meat, Fish or Poultry Dealer - RetailC$3.74
8838Medical LabB$0.86
7360Messenger ServiceC$4.02
3581Metal Stamping - NOCE$7.07
9554Moving Company - LocalE$9.49
9410Municipal, Township, County or State Employees - NOCC$4.02
9587Nail SalonB$1.15
8860Newspaper - DeliveryC$4.31
8869Newspaper or Magazine Publishing - All EmployeesB$0.40
8807Newspaper PublishingB$0.98
0042Nursery EmployeesE$7.19
9046Nursing - Home/VisitingD$6.61
9049Nursing Home - AllD$6.32
8829Nursing Home - All EmployeesC$6.04
8804Office Machine ServiceB$1.73
8825Optometry OfficeA$0.46
8742Outside Sales PersonnelB$0.63
8037Paint StoreB$1.15
9012Painting - Buildings, Interior - By ContractorsC$4.31
5474Painting - Interior or ExteriorE$8.63
7721Park RangersD$4.02
8821Patent/Copyright AttorneyA$0.23
4361Pest Control ServicesD$5.18
9549Pet GroomingC$2.01
8099Pet StoreB$1.32
8846Pharmaceutical SalesB$0.63
8839Pharmacy - RetailB$1.03
7600Phone/Telegraph InstallationE$8.05
8832Physician & ClericalB$0.52
2110Pickle ManufacturingC$3.28
7313Pier/Wharf OperationF$12.94
5480Plastering NOCE$8.34
8111Plumber - CommercialE$6.90
5183Plumbing NOCE$7.76
7723Police Officers - MountedF$12.36
7720Police Officers and DriversD$6.61
8816Post OfficeC$3.16
2002Poultry ProcessingF$9.77
3076Printing - Offset or DigitalD$3.57
8843Psychiatric HospitalD$5.18
9088Public WorksE$7.48
8015Quick PrintingB$1.15
8857Radio Station - ClericalA$0.21
7610Radio/TV BroadcastingB$1.44
7855Railroad OperationE$8.63
8856Real Estate Agency - All EmployeesC$1.38
8817Real Estate ManagementB$1.44
9077Recreation CenterC$2.88
3060Refrigerator ManufacturingD$5.46
8849Research Lab - AnalyticalB$1.26
9079Restaurant - Fast FoodC$3.74
9083Restaurant - Fast Food - Including DeliveryD$4.71
9082Restaurant NOCD$4.31
8045Retail Store - Cannabis/DispensaryC$2.47
8017Retail Store NOCC$2.42
5551Roofing - All EmployeesG$28.75
5606Roofing ContractorG$25.87
7724Sanitation WorkersF$9.77
9101School - All EmployeesB$2.13
9102School - Professional EmployeesB$0.75
9105School Bus DriversD$5.18
9008Schools - VocationalC$3.16
9060Senior CenterB$2.01
5538Sheet Metal Work - HVAC DuctworkE$7.82
8090Shoe StoreA$0.63
5119Siding InstallationE$8.63
9072Skating RinkC$3.16
8864Social Services OrganizationB$1.44
2105Soft Drink ManufacturingC$3.16
8078Sporting Goods StoreB$1.44
8279Stable/Riding AcademyD$6.04
7309StevedoringG$21.28
8293Storage WarehouseD$5.46
8021Store - FurnitureC$2.88
5506Street/Road ConstructionF$13.51
5507Street/Road Construction - ClearingF$11.50
2021Sugar ManufacturingD$4.89
5223Swimming Pool ConstructionF$10.64
9064Swimming Pool OperationC$3.16
2623TanningD$6.32
7370Taxi/RideshareD$7.76
7390Taxicab Company - All EmployeesD$8.97
8871Telecommunication Employees - NOCA$0.35
8814Telephone Company - ClericalA$0.21
5037Tile RoofingG$25.30
2121Tobacco ManufacturingC$2.88
7232Trucking - Furniture MovingE$12.08
7229Trucking - HazmatG$16.96
7228Trucking - Local Hauling OnlyD$10.06
7219Trucking - Long HaulE$13.23
7231Trucking - Mail, Parcel, or Package DeliveryD$10.46
7202Trucking - NOCE$10.93
7227Trucking - RefrigeratedE$11.79
8847Trust CompanyA$0.17
9522UpholsteryC$3.16
9068Veterans HomeD$4.89
8842Veterinary Office - All EmployeesC$1.26
5180Water Main ConstructionF$13.80
3365Welding or Cutting NOCE$9.49
8018Wholesale Store NOCC$2.76
5196Wiring - Fire Detection SystemsD$5.46
2841Woodworking NOCD$6.61
2286Wool ProcessingC$3.62
8802Writer/AuthorA$0.23
2220Yarn/Thread ManufacturingC$3.45
9063YMCA, YWCA, or Health Club - All EmployeesC$3.28

States with Similar Rates

Illinois

Avg rate: $6.42 per $100

Georgia

Avg rate: $5.61 per $100

Pennsylvania

Avg rate: $6.84 per $100

Ohio

Avg rate: $5.45 per $100

New Jersey

Avg rate: $6.95 per $100

California

Avg rate: $7.22 per $100

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