WCRates

Workers' Compensation Rates in West Virginia (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

West Virginia privatized its formerly monopolistic state fund in 2006. The state now uses NCCI and has a competitive private market.

Average Rate (All Class Codes)

$5.72

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in West Virginia

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.19
8862Advertising AgencyA$0.24
7403Aircraft Operation - NOCE$9.90
7605Alarm Installation or RepairD$5.08
5047Aluminum InstallationE$8.29
8836Ambulance Service - All EmployeesC$5.89
7398Ambulette/Medical TransportD$5.89
9067Amusement Park - Mechanical RidesD$5.62
9016Amusement Park or Carnival - All EmployeesD$4.39
7520Amusement Ride OperationD$6.15
8831Animal Hospital - VeterinaryC$2.41
8861Architect or Engineer - ConsultingB$0.43
5473Asphalt PavingF$10.97
9625Assisted Living FacilityD$4.82
9182Athletic Teams - AmateurE$7.76
9180Athletic Teams - ProfessionalF$13.38
8820Attorney - All Employees & ClericalA$0.21
8803Auditing, Accounting or Management ConsultingA$0.21
8046Auto Accessories StoreB$1.34
8385Auto Parts Store - RetailC$2.46
5188Automatic Sprinkler InstallationE$8.40
8392Automobile Body RepairE$7.76
8748Automobile Dealer - All EmployeesD$4.01
8391Automobile DismantlingE$7.28
8380Automobile Service or Repair CenterD$4.82
8389Automobile TowingE$9.10
7422Aviation - Ground CrewE$7.76
2003BakeryC$3.75
3724Bakery - ManufacturingD$4.55
8815Bank - All EmployeesA$0.16
8855Banks and Trust Companies - All EmployeesA$0.18
9586Barber Shop or Beauty ParlorC$1.61
7337Boat Building - MetalF$10.43
7335Boat Building - WoodE$8.03
3027Boiler ManufacturingE$8.29
8072Book StoreA$0.54
2157BottlingC$3.48
9071Bowling Alley - All EmployeesC$2.62
9070Bowling Center - AllC$2.68
2065BreweryC$3.48
9650Building InspectionC$2.41
8058Building Materials DealerD$5.62
9015Building Operation - All Other EmployeesC$3.32
7382Bus Company - All EmployeesD$8.03
8850Bus/Taxi - DispatchingA$0.48
5146Cabinet InstallationD$7.22
5148Cabinet Manufacturing & InstallD$6.42
2812Cabinet/Wood Products ManufacturingD$6.69
9055Camps - Day/OvernightC$3.48
2095Candy ManufacturingC$3.21
2111CanneryD$5.62
9602Car WashC$2.68
5645Carpentry - CommercialF$13.38
5432Carpentry - Detached One/Two FamilyE$9.90
5436Carpentry - Finish DetachedD$6.96
5437Carpentry - FramingF$15.25
5404Carpentry - Install CabinetsD$7.49
5403Carpentry - ResidentialF$12.04
2802Carpentry - Shop OnlyD$5.89
9536Carpet CleaningC$3.21
9519Catering NOCC$3.75
5020Ceiling InstallationE$9.10
9610Cemetery - AllD$3.75
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$5.89
2131Cereal ManufacturingC$3.10
7405Charter AircraftF$13.64
9660Chimney SweepD$5.08
8826Chiropractic OfficeB$0.96
8812Clerical - Drafting EmployeesA$0.24
8810Clerical Office EmployeesA$0.27
2501Clothing ManufacturingB$2.41
8008Clothing or Wearing Apparel Store - RetailC$1.98
9061Club NOC - All EmployeesC$3.00
8844Collection AgencyA$0.24
8868College or University - Professional EmployeesB$0.48
7380Commercial DriversD$9.10
8859Computer Programming or Software DevelopmentA$0.19
5201Concrete Block ManufacturingE$8.56
5213Concrete Construction NOCF$10.43
5214Concrete NOC - PouredF$10.97
5221Concrete or Cement Work - Floors, Driveways, YardsF$9.52
5070Concrete Products ManufacturingE$6.96
5215Concrete WorkF$12.31
5222Concrete/Cement - FloorsE$8.83
8227Construction Material - UsedD$6.15
8019Convenience StoreC$2.41
7715Corrections OfficersG$9.90
9558Courier/Document DeliveryC$3.48
7719Court EmployeesB$1.34
8865Court ReporterA$0.16
2070Creamery/Dairy ProductsC$4.01
8801Credit Union - All EmployeesA$0.16
8805Credit Union/SavingsA$0.16
9059Day SpaB$1.61
8854Daycare CenterC$2.68
8822Dental LaboratoryB$0.80
8824Dental Office - All EmployeesB$0.59
8039Department Store - RetailC$2.14
2102DistilleryC$3.32
5108Door/Window InstallationD$6.69
5152Drilling NOCF$14.45
8047Drug StoreB$1.02
2688Dry CleaningC$3.48
8866Election CampaignB$0.91
7539Electric Light/Power CompaniesF$11.24
3082Electrical Apparatus ManufacturingD$4.82
5140Electrical Installation - InteriorD$5.62
5193Electrical Wiring - AlarmD$5.89
5191Electrical Wiring - CommercialE$7.76
5190Electrical Wiring - Within BuildingsE$6.69
9653Elevator InspectionC$2.14
5160Elevator InstallationF$11.24
5162Elevator Service/MaintenanceE$8.83
8858Employment AgencyA$0.21
7711EMT/ParamedicsF$8.03
6217Excavation NOCF$11.56
8809Executive RecruitingA$0.21
0035Farm - DairyE$9.36
0005Farm - Field CropsE$10.17
0016Farm - LivestockF$10.97
0050Farm - Orchard or GroveE$8.35
8841Financial AdvisorA$0.18
7710Firefighters and DriversD$6.96
2161Fish ProcessingE$6.96
8032Florist - RetailB$1.23
2130Flour MillingD$4.55
7350Freight HandlingE$7.76
2143Fruit ProcessingD$4.28
9620Funeral Directors - All EmployeesC$1.87
2883Furniture ManufacturingD$5.89
7590Garbage/Ash CollectionF$10.43
2913Glass ManufacturingE$8.03
2915Glass MerchantD$5.62
5462GlazierE$9.10
9056Golf ClubC$2.68
8811Government ClericalA$0.24
8304Grain ElevatorE$7.49
2041Grain MillingD$4.82
8006Grocery Store - RetailC$2.68
9585Hair SalonB$1.34
8116Hardware DealerC$3.48
8055Hardware Store - GeneralC$2.68
8044Hardware Store - RetailC$2.94
8010Hardware Store - WholesaleC$2.78
5137Heating Equipment InstallationD$6.15
5185Heating System InstallationD$5.89
5537Heating, Ventilation, Air Conditioning and RefrigerationE$6.15
5239Highway ConstructionG$16.05
8851Home for Aged - AllD$5.62
8835Home Health Care ServicesC$4.44
8834Hospital - All Other EmployeesC$4.82
9040Hospital - Non-ProfessionalD$5.89
8833Hospital - Professional EmployeesC$3.05
9052Hotel - All EmployeesC$3.91
9058Hotel or Motel - All Other EmployeesC$3.75
9529House CleaningC$3.48
9033Housing AuthorityB$1.61
2039Ice Cream ManufacturingC$3.75
8215Ice DealerC$3.21
8203Ice ManufacturingD$4.82
5479Insulation WorkE$8.03
8818Insurance Company - ClericalA$0.19
8845Investigator/DetectiveC$2.41
8840Investment CompanyA$0.16
5038Iron Doors/Gates InstallationF$15.52
5057Iron or Steel Erection - NOCG$18.46
5102Iron or Steel Erection - StructuralG$19.80
5069Iron/Steel - NOCG$22.47
5059Iron/Steel - OrnamentalF$13.11
5040Iron/Steel Erection - FrameG$26.22
8106Iron/Steel MerchantD$5.89
6229Irrigation Works - All OperationsE$6.96
9014Janitorial Services - By ContractorC$4.55
8013Jewelry StoreB$0.91
8263Junk DealerD$5.89
0917Landscape Gardening - NOCD$5.62
5443LathingE$9.36
2660Laundry NOCC$3.75
2586Leather Goods ManufacturingC$3.21
9034Library - All EmployeesA$0.70
7716LifeguardsD$4.01
8232LoggingG$26.75
7317Longshore WorkersG$20.33
8061Lumber DealerD$6.15
3632Machine Shop NOCD$5.08
3030Machinery ManufacturingD$5.89
3685Machinist NOCD$5.46
7327Marine TransportationF$13.38
5029Masonry - DecorativeE$10.17
5027Masonry - FireproofF$11.77
5028Masonry - StoneF$13.64
5022Masonry NOCF$11.24
8031Meat Market - RetailC$2.94
2001Meat PackingF$9.36
8033Meat, Fish or Poultry Dealer - RetailC$3.48
8838Medical LabB$0.80
7360Messenger ServiceC$3.75
3581Metal Stamping - NOCE$6.58
9554Moving Company - LocalE$8.83
9410Municipal, Township, County or State Employees - NOCC$3.75
9587Nail SalonB$1.07
8860Newspaper - DeliveryC$4.01
8869Newspaper or Magazine Publishing - All EmployeesB$0.37
8807Newspaper PublishingB$0.91
0042Nursery EmployeesE$6.69
9046Nursing - Home/VisitingD$6.15
9049Nursing Home - AllD$5.89
8829Nursing Home - All EmployeesC$5.62
8804Office Machine ServiceB$1.61
8825Optometry OfficeA$0.43
8742Outside Sales PersonnelB$0.59
8037Paint StoreB$1.07
9012Painting - Buildings, Interior - By ContractorsC$4.01
5474Painting - Interior or ExteriorE$8.03
7721Park RangersD$3.75
8821Patent/Copyright AttorneyA$0.21
4361Pest Control ServicesD$4.82
9549Pet GroomingC$1.87
8099Pet StoreB$1.23
8846Pharmaceutical SalesB$0.59
8839Pharmacy - RetailB$0.96
7600Phone/Telegraph InstallationE$7.49
8832Physician & ClericalB$0.48
2110Pickle ManufacturingC$3.05
7313Pier/Wharf OperationF$12.04
5480Plastering NOCE$7.76
8111Plumber - CommercialE$6.42
5183Plumbing NOCE$7.22
7723Police Officers - MountedF$11.50
7720Police Officers and DriversD$6.15
8816Post OfficeC$2.94
2002Poultry ProcessingF$9.10
3076Printing - Offset or DigitalD$3.32
8843Psychiatric HospitalD$4.82
9088Public WorksE$6.96
8015Quick PrintingB$1.07
8857Radio Station - ClericalA$0.19
7610Radio/TV BroadcastingB$1.34
7855Railroad OperationE$8.03
8856Real Estate Agency - All EmployeesC$1.28
8817Real Estate ManagementB$1.34
9077Recreation CenterC$2.68
3060Refrigerator ManufacturingD$5.08
8849Research Lab - AnalyticalB$1.18
9079Restaurant - Fast FoodC$3.48
9083Restaurant - Fast Food - Including DeliveryD$4.39
9082Restaurant NOCD$4.01
8045Retail Store - Cannabis/DispensaryC$2.30
8017Retail Store NOCC$2.25
5551Roofing - All EmployeesG$26.75
5606Roofing ContractorG$24.08
7724Sanitation WorkersF$9.10
9101School - All EmployeesB$1.98
9102School - Professional EmployeesB$0.70
9105School Bus DriversD$4.82
9008Schools - VocationalC$2.94
9060Senior CenterB$1.87
5538Sheet Metal Work - HVAC DuctworkE$7.28
8090Shoe StoreA$0.59
5119Siding InstallationE$8.03
9072Skating RinkC$2.94
8864Social Services OrganizationB$1.34
2105Soft Drink ManufacturingC$2.94
8078Sporting Goods StoreB$1.34
8279Stable/Riding AcademyD$5.62
7309StevedoringG$19.80
8293Storage WarehouseD$5.08
8021Store - FurnitureC$2.68
5506Street/Road ConstructionF$12.57
5507Street/Road Construction - ClearingF$10.70
2021Sugar ManufacturingD$4.55
5223Swimming Pool ConstructionF$9.90
9064Swimming Pool OperationC$2.94
2623TanningD$5.89
7370Taxi/RideshareD$7.22
7390Taxicab Company - All EmployeesD$8.35
8871Telecommunication Employees - NOCA$0.32
8814Telephone Company - ClericalA$0.19
5037Tile RoofingG$23.54
2121Tobacco ManufacturingC$2.68
7232Trucking - Furniture MovingE$11.24
7229Trucking - HazmatG$15.78
7228Trucking - Local Hauling OnlyD$9.36
7219Trucking - Long HaulE$12.31
7231Trucking - Mail, Parcel, or Package DeliveryD$9.74
7202Trucking - NOCE$10.17
7227Trucking - RefrigeratedE$10.97
8847Trust CompanyA$0.16
9522UpholsteryC$2.94
9068Veterans HomeD$4.55
8842Veterinary Office - All EmployeesC$1.18
5180Water Main ConstructionF$12.84
3365Welding or Cutting NOCE$8.83
8018Wholesale Store NOCC$2.57
5196Wiring - Fire Detection SystemsD$5.08
2841Woodworking NOCD$6.15
2286Wool ProcessingC$3.37
8802Writer/AuthorA$0.21
2220Yarn/Thread ManufacturingC$3.21
9063YMCA, YWCA, or Health Club - All EmployeesC$3.05

States with Similar Rates

Georgia

Avg rate: $5.61 per $100

Ohio

Avg rate: $5.45 per $100

Florida

Avg rate: $6.15 per $100

North Carolina

Avg rate: $5.03 per $100

Illinois

Avg rate: $6.42 per $100

Pennsylvania

Avg rate: $6.84 per $100

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