Question 1

How much does workers' comp cost for Trucking - Mail, Parcel, or Package Delivery in Texas?

Accepted Answer

The current rate for Trucking - Mail, Parcel, or Package Delivery (Class Code 7231) in Texas is $7.46 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3730 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Trucking - Mail, Parcel, or Package Delivery is $7.46, which is $2.25 below the national average of $9.71 (-23%).

Question 4

What does class code 7231 cover?

Accepted Answer

Covers drivers delivering mail, parcels, and packages on established or variable routes.

State	Rate per $100	Difference
Texas (current)	$7.46	—
Indiana	$7.10	-0.36
Virginia	$7.55	+0.09
Utah	$7.74	+0.28
Arkansas	$8.01	+0.55
Colorado	$8.10	+0.64

Workers' Comp Rate for Trucking - Mail, Parcel, or Package Delivery in Texas (Class Code 7231)

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