Question 1

How much does workers' comp cost for Nursery Employees in Texas?

Accepted Answer

The current rate for Nursery Employees (Class Code 0042) in Texas is $5.13 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $2565 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Nursery Employees is $5.13, which is $1.54 below the national average of $6.67 (-23%).

Question 4

What does class code 0042 cover?

Accepted Answer

Covers nursery and greenhouse workers growing, propagating, and maintaining plants and trees.

State	Rate per $100	Difference
Texas (current)	$5.13	—
Indiana	$4.88	-0.25
Virginia	$5.19	+0.06
Utah	$5.31	+0.18
Arkansas	$5.50	+0.37
Colorado	$5.56	+0.43

Workers' Comp Rate for Nursery Employees in Texas (Class Code 0042)

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