Question 1

How much does workers' comp cost for Farm - Field Crops in Texas?

Accepted Answer

The current rate for Farm - Field Crops (Class Code 0005) in Texas is $7.79 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3895 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Farm - Field Crops is $7.79, which is $2.35 below the national average of $10.14 (-23%).

Question 4

What does class code 0005 cover?

Accepted Answer

Covers farm workers cultivating, planting, and harvesting field crops such as grain, corn, and soybeans.

State	Rate per $100	Difference
Texas (current)	$7.79	—
Indiana	$7.41	-0.38
Virginia	$7.89	+0.10
Utah	$8.07	+0.28
Arkansas	$8.36	+0.57
Colorado	$8.46	+0.67

Workers' Comp Rate for Farm - Field Crops in Texas (Class Code 0005)

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