WCRates

Workers' Compensation Rates in Texas (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Optional

Minimum Employees

N/A

Effective Date

2026-01-01

Texas is the only state where workers' comp is not mandatory. Employers can choose to be non-subscribers, though most carry coverage.

Average Rate (All Class Codes)

$4.38

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Texas

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.15
8862Advertising AgencyA$0.18
7403Aircraft Operation - NOCE$7.59
7605Alarm Installation or RepairD$3.89
5047Aluminum InstallationE$6.36
8836Ambulance Service - All EmployeesC$4.51
7398Ambulette/Medical TransportD$4.51
9067Amusement Park - Mechanical RidesD$4.31
9016Amusement Park or Carnival - All EmployeesD$3.36
7520Amusement Ride OperationD$4.72
8831Animal Hospital - VeterinaryC$1.85
8861Architect or Engineer - ConsultingB$0.33
5473Asphalt PavingF$8.40
9625Assisted Living FacilityD$3.69
9182Athletic Teams - AmateurE$5.94
9180Athletic Teams - ProfessionalF$10.25
8820Attorney - All Employees & ClericalA$0.16
8803Auditing, Accounting or Management ConsultingA$0.16
8046Auto Accessories StoreB$1.02
8385Auto Parts Store - RetailC$1.89
5188Automatic Sprinkler InstallationE$6.44
8392Automobile Body RepairE$5.94
8748Automobile Dealer - All EmployeesD$3.08
8391Automobile DismantlingE$5.58
8380Automobile Service or Repair CenterD$3.69
8389Automobile TowingE$6.97
7422Aviation - Ground CrewE$5.94
2003BakeryC$2.87
3724Bakery - ManufacturingD$3.49
8815Bank - All EmployeesA$0.12
8855Banks and Trust Companies - All EmployeesA$0.14
9586Barber Shop or Beauty ParlorC$1.23
7337Boat Building - MetalF$7.99
7335Boat Building - WoodE$6.15
3027Boiler ManufacturingE$6.36
8072Book StoreA$0.41
2157BottlingC$2.67
9071Bowling Alley - All EmployeesC$2.01
9070Bowling Center - AllC$2.05
2065BreweryC$2.67
9650Building InspectionC$1.85
8058Building Materials DealerD$4.31
9015Building Operation - All Other EmployeesC$2.54
7382Bus Company - All EmployeesD$6.15
8850Bus/Taxi - DispatchingA$0.37
5146Cabinet InstallationD$5.53
5148Cabinet Manufacturing & InstallD$4.92
2812Cabinet/Wood Products ManufacturingD$5.13
9055Camps - Day/OvernightC$2.67
2095Candy ManufacturingC$2.46
2111CanneryD$4.31
9602Car WashC$2.05
5645Carpentry - CommercialF$10.25
5432Carpentry - Detached One/Two FamilyE$7.59
5436Carpentry - Finish DetachedD$5.33
5437Carpentry - FramingF$11.68
5404Carpentry - Install CabinetsD$5.74
5403Carpentry - ResidentialF$9.23
2802Carpentry - Shop OnlyD$4.51
9536Carpet CleaningC$2.46
9519Catering NOCC$2.87
5020Ceiling InstallationE$6.97
9610Cemetery - AllD$2.87
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$4.51
2131Cereal ManufacturingC$2.38
7405Charter AircraftF$10.46
9660Chimney SweepD$3.89
8826Chiropractic OfficeB$0.74
8812Clerical - Drafting EmployeesA$0.18
8810Clerical Office EmployeesA$0.21
2501Clothing ManufacturingB$1.85
8008Clothing or Wearing Apparel Store - RetailC$1.52
9061Club NOC - All EmployeesC$2.30
8844Collection AgencyA$0.18
8868College or University - Professional EmployeesB$0.37
7380Commercial DriversD$6.97
8859Computer Programming or Software DevelopmentA$0.15
5201Concrete Block ManufacturingE$6.56
5213Concrete Construction NOCF$7.99
5214Concrete NOC - PouredF$8.40
5221Concrete or Cement Work - Floors, Driveways, YardsF$7.30
5070Concrete Products ManufacturingE$5.33
5215Concrete WorkF$9.43
5222Concrete/Cement - FloorsE$6.77
8227Construction Material - UsedD$4.72
8019Convenience StoreC$1.85
7715Corrections OfficersG$7.59
9558Courier/Document DeliveryC$2.67
7719Court EmployeesB$1.02
8865Court ReporterA$0.12
2070Creamery/Dairy ProductsC$3.08
8801Credit Union - All EmployeesA$0.12
8805Credit Union/SavingsA$0.12
9059Day SpaB$1.23
8854Daycare CenterC$2.05
8822Dental LaboratoryB$0.62
8824Dental Office - All EmployeesB$0.45
8039Department Store - RetailC$1.64
2102DistilleryC$2.54
5108Door/Window InstallationD$5.13
5152Drilling NOCF$11.07
8047Drug StoreB$0.78
2688Dry CleaningC$2.67
8866Election CampaignB$0.70
7539Electric Light/Power CompaniesF$8.61
3082Electrical Apparatus ManufacturingD$3.69
5140Electrical Installation - InteriorD$4.31
5193Electrical Wiring - AlarmD$4.51
5191Electrical Wiring - CommercialE$5.94
5190Electrical Wiring - Within BuildingsE$5.13
9653Elevator InspectionC$1.64
5160Elevator InstallationF$8.61
5162Elevator Service/MaintenanceE$6.77
8858Employment AgencyA$0.16
7711EMT/ParamedicsF$6.15
6217Excavation NOCF$8.86
8809Executive RecruitingA$0.16
0035Farm - DairyE$7.18
0005Farm - Field CropsE$7.79
0016Farm - LivestockF$8.40
0050Farm - Orchard or GroveE$6.40
8841Financial AdvisorA$0.14
7710Firefighters and DriversD$5.33
2161Fish ProcessingE$5.33
8032Florist - RetailB$0.94
2130Flour MillingD$3.49
7350Freight HandlingE$5.94
2143Fruit ProcessingD$3.28
9620Funeral Directors - All EmployeesC$1.43
2883Furniture ManufacturingD$4.51
7590Garbage/Ash CollectionF$7.99
2913Glass ManufacturingE$6.15
2915Glass MerchantD$4.31
5462GlazierE$6.97
9056Golf ClubC$2.05
8811Government ClericalA$0.18
8304Grain ElevatorE$5.74
2041Grain MillingD$3.69
8006Grocery Store - RetailC$2.05
9585Hair SalonB$1.02
8116Hardware DealerC$2.67
8055Hardware Store - GeneralC$2.05
8044Hardware Store - RetailC$2.26
8010Hardware Store - WholesaleC$2.13
5137Heating Equipment InstallationD$4.72
5185Heating System InstallationD$4.51
5537Heating, Ventilation, Air Conditioning and RefrigerationE$4.72
5239Highway ConstructionG$12.30
8851Home for Aged - AllD$4.31
8835Home Health Care ServicesC$3.40
8834Hospital - All Other EmployeesC$3.69
9040Hospital - Non-ProfessionalD$4.51
8833Hospital - Professional EmployeesC$2.34
9052Hotel - All EmployeesC$2.99
9058Hotel or Motel - All Other EmployeesC$2.87
9529House CleaningC$2.67
9033Housing AuthorityB$1.23
2039Ice Cream ManufacturingC$2.87
8215Ice DealerC$2.46
8203Ice ManufacturingD$3.69
5479Insulation WorkE$6.15
8818Insurance Company - ClericalA$0.15
8845Investigator/DetectiveC$1.85
8840Investment CompanyA$0.12
5038Iron Doors/Gates InstallationF$11.89
5057Iron or Steel Erection - NOCG$14.15
5102Iron or Steel Erection - StructuralG$15.17
5069Iron/Steel - NOCG$17.22
5059Iron/Steel - OrnamentalF$10.05
5040Iron/Steel Erection - FrameG$20.09
8106Iron/Steel MerchantD$4.51
6229Irrigation Works - All OperationsE$5.33
9014Janitorial Services - By ContractorC$3.49
8013Jewelry StoreB$0.70
8263Junk DealerD$4.51
0917Landscape Gardening - NOCD$4.31
5443LathingE$7.18
2660Laundry NOCC$2.87
2586Leather Goods ManufacturingC$2.46
9034Library - All EmployeesA$0.53
7716LifeguardsD$3.08
8232LoggingG$20.50
7317Longshore WorkersG$15.58
8061Lumber DealerD$4.72
3632Machine Shop NOCD$3.89
3030Machinery ManufacturingD$4.51
3685Machinist NOCD$4.18
7327Marine TransportationF$10.25
5029Masonry - DecorativeE$7.79
5027Masonry - FireproofF$9.02
5028Masonry - StoneF$10.46
5022Masonry NOCF$8.61
8031Meat Market - RetailC$2.26
2001Meat PackingF$7.18
8033Meat, Fish or Poultry Dealer - RetailC$2.67
8838Medical LabB$0.62
7360Messenger ServiceC$2.87
3581Metal Stamping - NOCE$5.04
9554Moving Company - LocalE$6.77
9410Municipal, Township, County or State Employees - NOCC$2.87
9587Nail SalonB$0.82
8860Newspaper - DeliveryC$3.08
8869Newspaper or Magazine Publishing - All EmployeesB$0.29
8807Newspaper PublishingB$0.70
0042Nursery EmployeesE$5.13
9046Nursing - Home/VisitingD$4.72
9049Nursing Home - AllD$4.51
8829Nursing Home - All EmployeesC$4.31
8804Office Machine ServiceB$1.23
8825Optometry OfficeA$0.33
8742Outside Sales PersonnelB$0.45
8037Paint StoreB$0.82
9012Painting - Buildings, Interior - By ContractorsC$3.08
5474Painting - Interior or ExteriorE$6.15
7721Park RangersD$2.87
8821Patent/Copyright AttorneyA$0.16
4361Pest Control ServicesD$3.69
9549Pet GroomingC$1.43
8099Pet StoreB$0.94
8846Pharmaceutical SalesB$0.45
8839Pharmacy - RetailB$0.74
7600Phone/Telegraph InstallationE$5.74
8832Physician & ClericalB$0.37
2110Pickle ManufacturingC$2.34
7313Pier/Wharf OperationF$9.23
5480Plastering NOCE$5.94
8111Plumber - CommercialE$4.92
5183Plumbing NOCE$5.53
7723Police Officers - MountedF$8.82
7720Police Officers and DriversD$4.72
8816Post OfficeC$2.26
2002Poultry ProcessingF$6.97
3076Printing - Offset or DigitalD$2.54
8843Psychiatric HospitalD$3.69
9088Public WorksE$5.33
8015Quick PrintingB$0.82
8857Radio Station - ClericalA$0.15
7610Radio/TV BroadcastingB$1.02
7855Railroad OperationE$6.15
8856Real Estate Agency - All EmployeesC$0.98
8817Real Estate ManagementB$1.02
9077Recreation CenterC$2.05
3060Refrigerator ManufacturingD$3.89
8849Research Lab - AnalyticalB$0.90
9079Restaurant - Fast FoodC$2.67
9083Restaurant - Fast Food - Including DeliveryD$3.36
9082Restaurant NOCD$3.08
8045Retail Store - Cannabis/DispensaryC$1.76
8017Retail Store NOCC$1.72
5551Roofing - All EmployeesG$20.50
5606Roofing ContractorG$18.45
7724Sanitation WorkersF$6.97
9101School - All EmployeesB$1.52
9102School - Professional EmployeesB$0.53
9105School Bus DriversD$3.69
9008Schools - VocationalC$2.26
9060Senior CenterB$1.43
5538Sheet Metal Work - HVAC DuctworkE$5.58
8090Shoe StoreA$0.45
5119Siding InstallationE$6.15
9072Skating RinkC$2.26
8864Social Services OrganizationB$1.02
2105Soft Drink ManufacturingC$2.26
8078Sporting Goods StoreB$1.02
8279Stable/Riding AcademyD$4.31
7309StevedoringG$15.17
8293Storage WarehouseD$3.89
8021Store - FurnitureC$2.05
5506Street/Road ConstructionF$9.64
5507Street/Road Construction - ClearingF$8.20
2021Sugar ManufacturingD$3.49
5223Swimming Pool ConstructionF$7.59
9064Swimming Pool OperationC$2.26
2623TanningD$4.51
7370Taxi/RideshareD$5.53
7390Taxicab Company - All EmployeesD$6.40
8871Telecommunication Employees - NOCA$0.25
8814Telephone Company - ClericalA$0.15
5037Tile RoofingG$18.04
2121Tobacco ManufacturingC$2.05
7232Trucking - Furniture MovingE$8.61
7229Trucking - HazmatG$12.10
7228Trucking - Local Hauling OnlyD$7.18
7219Trucking - Long HaulE$9.43
7231Trucking - Mail, Parcel, or Package DeliveryD$7.46
7202Trucking - NOCE$7.79
7227Trucking - RefrigeratedE$8.40
8847Trust CompanyA$0.12
9522UpholsteryC$2.26
9068Veterans HomeD$3.49
8842Veterinary Office - All EmployeesC$0.90
5180Water Main ConstructionF$9.84
3365Welding or Cutting NOCE$6.77
8018Wholesale Store NOCC$1.97
5196Wiring - Fire Detection SystemsD$3.89
2841Woodworking NOCD$4.72
2286Wool ProcessingC$2.58
8802Writer/AuthorA$0.16
2220Yarn/Thread ManufacturingC$2.46
9063YMCA, YWCA, or Health Club - All EmployeesC$2.34

States with Similar Rates

North Carolina

Avg rate: $5.03 per $100

Ohio

Avg rate: $5.45 per $100

Georgia

Avg rate: $5.61 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

Pennsylvania

Avg rate: $6.84 per $100

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