Question 1

How much does workers' comp cost for Water Main Construction in Tennessee?

Accepted Answer

The current rate for Water Main Construction (Class Code 5180) in Tennessee is $10.92 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $5460 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Tennessee?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Tennessee for employers with 5 or more employees.

Question 3

How does Tennessee's rate compare to other states?

Accepted Answer

Tennessee's rate for Water Main Construction is $10.92, which is $1.89 below the national average of $12.81 (-15%).

Question 4

What does class code 5180 cover?

Accepted Answer

Covers workers constructing and repairing water mains, distribution lines, and related underground utilities.

State	Rate per $100	Difference
Tennessee (current)	$10.92	—
Indiana	$9.36	-1.56
Texas	$9.84	-1.08
Virginia	$9.96	-0.96
Utah	$10.20	-0.72
Arkansas	$10.56	-0.36

Workers' Comp Rate for Water Main Construction in Tennessee (Class Code 5180)

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