Question 1

How much does workers' comp cost for Lifeguards in Tennessee?

Accepted Answer

The current rate for Lifeguards (Class Code 7716) in Tennessee is $3.41 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1705 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Tennessee?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Tennessee for employers with 5 or more employees.

Question 3

How does Tennessee's rate compare to other states?

Accepted Answer

Tennessee's rate for Lifeguards is $3.41, which is $0.59 below the national average of $4.00 (-15%).

Question 4

What does class code 7716 cover?

Accepted Answer

Covers lifeguards performing water safety surveillance and rescue operations at pools, beaches, and water parks.

State	Rate per $100	Difference
Tennessee (current)	$3.41	—
Indiana	$2.93	-0.48
Texas	$3.08	-0.33
Virginia	$3.11	-0.30
Utah	$3.19	-0.22
Arkansas	$3.30	-0.11

Workers' Comp Rate for Lifeguards in Tennessee (Class Code 7716)

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