Question 1

How much does workers' comp cost for Heating, Ventilation, Air Conditioning and Refrigeration in Tennessee?

Accepted Answer

The current rate for Heating, Ventilation, Air Conditioning and Refrigeration (Class Code 5537) in Tennessee is $5.23 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $2615 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Tennessee?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Tennessee for employers with 5 or more employees.

Question 3

How does Tennessee's rate compare to other states?

Accepted Answer

Tennessee's rate for Heating, Ventilation, Air Conditioning and Refrigeration is $5.23, which is $0.91 below the national average of $6.14 (-15%).

Question 4

What does class code 5537 cover?

Accepted Answer

Covers HVAC technicians installing, repairing, and maintaining heating and cooling systems.

State	Rate per $100	Difference
Tennessee (current)	$5.23	—
Indiana	$4.49	-0.74
Texas	$4.72	-0.51
Virginia	$4.77	-0.46
Utah	$4.89	-0.34
Arkansas	$5.06	-0.17

Workers' Comp Rate for Heating, Ventilation, Air Conditioning and Refrigeration in Tennessee (Class Code 5537)

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