WCRates

Workers' Compensation Rates in South Dakota (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

South Dakota requires all employers to carry workers' comp. The state has below-average rates.

Average Rate (All Class Codes)

$4.97

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in South Dakota

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.17
8862Advertising AgencyA$0.20
7403Aircraft Operation - NOCE$8.60
7605Alarm Installation or RepairD$4.42
5047Aluminum InstallationE$7.21
8836Ambulance Service - All EmployeesC$5.12
7398Ambulette/Medical TransportD$5.12
9067Amusement Park - Mechanical RidesD$4.88
9016Amusement Park or Carnival - All EmployeesD$3.81
7520Amusement Ride OperationD$5.35
8831Animal Hospital - VeterinaryC$2.09
8861Architect or Engineer - ConsultingB$0.37
5473Asphalt PavingF$9.53
9625Assisted Living FacilityD$4.19
9182Athletic Teams - AmateurE$6.74
9180Athletic Teams - ProfessionalF$11.63
8820Attorney - All Employees & ClericalA$0.19
8803Auditing, Accounting or Management ConsultingA$0.19
8046Auto Accessories StoreB$1.16
8385Auto Parts Store - RetailC$2.14
5188Automatic Sprinkler InstallationE$7.30
8392Automobile Body RepairE$6.74
8748Automobile Dealer - All EmployeesD$3.49
8391Automobile DismantlingE$6.32
8380Automobile Service or Repair CenterD$4.19
8389Automobile TowingE$7.91
7422Aviation - Ground CrewE$6.74
2003BakeryC$3.26
3724Bakery - ManufacturingD$3.95
8815Bank - All EmployeesA$0.14
8855Banks and Trust Companies - All EmployeesA$0.16
9586Barber Shop or Beauty ParlorC$1.40
7337Boat Building - MetalF$9.07
7335Boat Building - WoodE$6.98
3027Boiler ManufacturingE$7.21
8072Book StoreA$0.47
2157BottlingC$3.02
9071Bowling Alley - All EmployeesC$2.28
9070Bowling Center - AllC$2.33
2065BreweryC$3.02
9650Building InspectionC$2.09
8058Building Materials DealerD$4.88
9015Building Operation - All Other EmployeesC$2.88
7382Bus Company - All EmployeesD$6.98
8850Bus/Taxi - DispatchingA$0.42
5146Cabinet InstallationD$6.28
5148Cabinet Manufacturing & InstallD$5.58
2812Cabinet/Wood Products ManufacturingD$5.81
9055Camps - Day/OvernightC$3.02
2095Candy ManufacturingC$2.79
2111CanneryD$4.88
9602Car WashC$2.33
5645Carpentry - CommercialF$11.63
5432Carpentry - Detached One/Two FamilyE$8.60
5436Carpentry - Finish DetachedD$6.05
5437Carpentry - FramingF$13.25
5404Carpentry - Install CabinetsD$6.51
5403Carpentry - ResidentialF$10.46
2802Carpentry - Shop OnlyD$5.12
9536Carpet CleaningC$2.79
9519Catering NOCC$3.26
5020Ceiling InstallationE$7.91
9610Cemetery - AllD$3.26
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$5.12
2131Cereal ManufacturingC$2.70
7405Charter AircraftF$11.86
9660Chimney SweepD$4.42
8826Chiropractic OfficeB$0.84
8812Clerical - Drafting EmployeesA$0.20
8810Clerical Office EmployeesA$0.23
2501Clothing ManufacturingB$2.09
8008Clothing or Wearing Apparel Store - RetailC$1.72
9061Club NOC - All EmployeesC$2.60
8844Collection AgencyA$0.20
8868College or University - Professional EmployeesB$0.42
7380Commercial DriversD$7.91
8859Computer Programming or Software DevelopmentA$0.17
5201Concrete Block ManufacturingE$7.44
5213Concrete Construction NOCF$9.07
5214Concrete NOC - PouredF$9.53
5221Concrete or Cement Work - Floors, Driveways, YardsF$8.28
5070Concrete Products ManufacturingE$6.05
5215Concrete WorkF$10.70
5222Concrete/Cement - FloorsE$7.67
8227Construction Material - UsedD$5.35
8019Convenience StoreC$2.09
7715Corrections OfficersG$8.60
9558Courier/Document DeliveryC$3.02
7719Court EmployeesB$1.16
8865Court ReporterA$0.14
2070Creamery/Dairy ProductsC$3.49
8801Credit Union - All EmployeesA$0.14
8805Credit Union/SavingsA$0.14
9059Day SpaB$1.40
8854Daycare CenterC$2.33
8822Dental LaboratoryB$0.70
8824Dental Office - All EmployeesB$0.51
8039Department Store - RetailC$1.86
2102DistilleryC$2.88
5108Door/Window InstallationD$5.81
5152Drilling NOCF$12.56
8047Drug StoreB$0.88
2688Dry CleaningC$3.02
8866Election CampaignB$0.79
7539Electric Light/Power CompaniesF$9.77
3082Electrical Apparatus ManufacturingD$4.19
5140Electrical Installation - InteriorD$4.88
5193Electrical Wiring - AlarmD$5.12
5191Electrical Wiring - CommercialE$6.74
5190Electrical Wiring - Within BuildingsE$5.81
9653Elevator InspectionC$1.86
5160Elevator InstallationF$9.77
5162Elevator Service/MaintenanceE$7.67
8858Employment AgencyA$0.19
7711EMT/ParamedicsF$6.98
6217Excavation NOCF$10.04
8809Executive RecruitingA$0.19
0035Farm - DairyE$8.14
0005Farm - Field CropsE$8.84
0016Farm - LivestockF$9.53
0050Farm - Orchard or GroveE$7.25
8841Financial AdvisorA$0.16
7710Firefighters and DriversD$6.05
2161Fish ProcessingE$6.05
8032Florist - RetailB$1.07
2130Flour MillingD$3.95
7350Freight HandlingE$6.74
2143Fruit ProcessingD$3.72
9620Funeral Directors - All EmployeesC$1.63
2883Furniture ManufacturingD$5.12
7590Garbage/Ash CollectionF$9.07
2913Glass ManufacturingE$6.98
2915Glass MerchantD$4.88
5462GlazierE$7.91
9056Golf ClubC$2.33
8811Government ClericalA$0.20
8304Grain ElevatorE$6.51
2041Grain MillingD$4.19
8006Grocery Store - RetailC$2.33
9585Hair SalonB$1.16
8116Hardware DealerC$3.02
8055Hardware Store - GeneralC$2.33
8044Hardware Store - RetailC$2.56
8010Hardware Store - WholesaleC$2.42
5137Heating Equipment InstallationD$5.35
5185Heating System InstallationD$5.12
5537Heating, Ventilation, Air Conditioning and RefrigerationE$5.35
5239Highway ConstructionG$13.95
8851Home for Aged - AllD$4.88
8835Home Health Care ServicesC$3.86
8834Hospital - All Other EmployeesC$4.19
9040Hospital - Non-ProfessionalD$5.12
8833Hospital - Professional EmployeesC$2.65
9052Hotel - All EmployeesC$3.39
9058Hotel or Motel - All Other EmployeesC$3.26
9529House CleaningC$3.02
9033Housing AuthorityB$1.40
2039Ice Cream ManufacturingC$3.26
8215Ice DealerC$2.79
8203Ice ManufacturingD$4.19
5479Insulation WorkE$6.98
8818Insurance Company - ClericalA$0.17
8845Investigator/DetectiveC$2.09
8840Investment CompanyA$0.14
5038Iron Doors/Gates InstallationF$13.49
5057Iron or Steel Erection - NOCG$16.04
5102Iron or Steel Erection - StructuralG$17.21
5069Iron/Steel - NOCG$19.53
5059Iron/Steel - OrnamentalF$11.39
5040Iron/Steel Erection - FrameG$22.79
8106Iron/Steel MerchantD$5.12
6229Irrigation Works - All OperationsE$6.05
9014Janitorial Services - By ContractorC$3.95
8013Jewelry StoreB$0.79
8263Junk DealerD$5.12
0917Landscape Gardening - NOCD$4.88
5443LathingE$8.14
2660Laundry NOCC$3.26
2586Leather Goods ManufacturingC$2.79
9034Library - All EmployeesA$0.60
7716LifeguardsD$3.49
8232LoggingG$23.25
7317Longshore WorkersG$17.67
8061Lumber DealerD$5.35
3632Machine Shop NOCD$4.42
3030Machinery ManufacturingD$5.12
3685Machinist NOCD$4.74
7327Marine TransportationF$11.63
5029Masonry - DecorativeE$8.84
5027Masonry - FireproofF$10.23
5028Masonry - StoneF$11.86
5022Masonry NOCF$9.77
8031Meat Market - RetailC$2.56
2001Meat PackingF$8.14
8033Meat, Fish or Poultry Dealer - RetailC$3.02
8838Medical LabB$0.70
7360Messenger ServiceC$3.26
3581Metal Stamping - NOCE$5.72
9554Moving Company - LocalE$7.67
9410Municipal, Township, County or State Employees - NOCC$3.26
9587Nail SalonB$0.93
8860Newspaper - DeliveryC$3.49
8869Newspaper or Magazine Publishing - All EmployeesB$0.33
8807Newspaper PublishingB$0.79
0042Nursery EmployeesE$5.81
9046Nursing - Home/VisitingD$5.35
9049Nursing Home - AllD$5.12
8829Nursing Home - All EmployeesC$4.88
8804Office Machine ServiceB$1.40
8825Optometry OfficeA$0.37
8742Outside Sales PersonnelB$0.51
8037Paint StoreB$0.93
9012Painting - Buildings, Interior - By ContractorsC$3.49
5474Painting - Interior or ExteriorE$6.98
7721Park RangersD$3.26
8821Patent/Copyright AttorneyA$0.19
4361Pest Control ServicesD$4.19
9549Pet GroomingC$1.63
8099Pet StoreB$1.07
8846Pharmaceutical SalesB$0.51
8839Pharmacy - RetailB$0.84
7600Phone/Telegraph InstallationE$6.51
8832Physician & ClericalB$0.42
2110Pickle ManufacturingC$2.65
7313Pier/Wharf OperationF$10.46
5480Plastering NOCE$6.74
8111Plumber - CommercialE$5.58
5183Plumbing NOCE$6.28
7723Police Officers - MountedF$10.00
7720Police Officers and DriversD$5.35
8816Post OfficeC$2.56
2002Poultry ProcessingF$7.91
3076Printing - Offset or DigitalD$2.88
8843Psychiatric HospitalD$4.19
9088Public WorksE$6.05
8015Quick PrintingB$0.93
8857Radio Station - ClericalA$0.17
7610Radio/TV BroadcastingB$1.16
7855Railroad OperationE$6.98
8856Real Estate Agency - All EmployeesC$1.12
8817Real Estate ManagementB$1.16
9077Recreation CenterC$2.33
3060Refrigerator ManufacturingD$4.42
8849Research Lab - AnalyticalB$1.02
9079Restaurant - Fast FoodC$3.02
9083Restaurant - Fast Food - Including DeliveryD$3.81
9082Restaurant NOCD$3.49
8045Retail Store - Cannabis/DispensaryC$2.00
8017Retail Store NOCC$1.95
5551Roofing - All EmployeesG$23.25
5606Roofing ContractorG$20.93
7724Sanitation WorkersF$7.91
9101School - All EmployeesB$1.72
9102School - Professional EmployeesB$0.60
9105School Bus DriversD$4.19
9008Schools - VocationalC$2.56
9060Senior CenterB$1.63
5538Sheet Metal Work - HVAC DuctworkE$6.32
8090Shoe StoreA$0.51
5119Siding InstallationE$6.98
9072Skating RinkC$2.56
8864Social Services OrganizationB$1.16
2105Soft Drink ManufacturingC$2.56
8078Sporting Goods StoreB$1.16
8279Stable/Riding AcademyD$4.88
7309StevedoringG$17.21
8293Storage WarehouseD$4.42
8021Store - FurnitureC$2.33
5506Street/Road ConstructionF$10.93
5507Street/Road Construction - ClearingF$9.30
2021Sugar ManufacturingD$3.95
5223Swimming Pool ConstructionF$8.60
9064Swimming Pool OperationC$2.56
2623TanningD$5.12
7370Taxi/RideshareD$6.28
7390Taxicab Company - All EmployeesD$7.25
8871Telecommunication Employees - NOCA$0.28
8814Telephone Company - ClericalA$0.17
5037Tile RoofingG$20.46
2121Tobacco ManufacturingC$2.33
7232Trucking - Furniture MovingE$9.77
7229Trucking - HazmatG$13.72
7228Trucking - Local Hauling OnlyD$8.14
7219Trucking - Long HaulE$10.70
7231Trucking - Mail, Parcel, or Package DeliveryD$8.46
7202Trucking - NOCE$8.84
7227Trucking - RefrigeratedE$9.53
8847Trust CompanyA$0.14
9522UpholsteryC$2.56
9068Veterans HomeD$3.95
8842Veterinary Office - All EmployeesC$1.02
5180Water Main ConstructionF$11.16
3365Welding or Cutting NOCE$7.67
8018Wholesale Store NOCC$2.23
5196Wiring - Fire Detection SystemsD$4.42
2841Woodworking NOCD$5.35
2286Wool ProcessingC$2.93
8802Writer/AuthorA$0.19
2220Yarn/Thread ManufacturingC$2.79
9063YMCA, YWCA, or Health Club - All EmployeesC$2.65

States with Similar Rates

North Carolina

Avg rate: $5.03 per $100

Ohio

Avg rate: $5.45 per $100

Texas

Avg rate: $4.38 per $100

Georgia

Avg rate: $5.61 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

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