Question 1

How much does workers' comp cost for Lifeguards in Rhode Island?

Accepted Answer

The current rate for Lifeguards (Class Code 7716) in Rhode Island is $4.27 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $2135 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Rhode Island?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Rhode Island for all employers with at least one employee.

Question 3

How does Rhode Island's rate compare to other states?

Accepted Answer

Rhode Island's rate for Lifeguards is $4.27, which is $0.27 above the national average of $4.00 (+7%).

Question 4

What does class code 7716 cover?

Accepted Answer

Covers lifeguards performing water safety surveillance and rescue operations at pools, beaches, and water parks.

State	Rate per $100	Difference
Rhode Island (current)	$4.27	—
Indiana	$2.93	-1.34
Texas	$3.08	-1.19
Virginia	$3.11	-1.16
Utah	$3.19	-1.08
Arkansas	$3.30	-0.97

Workers' Comp Rate for Lifeguards in Rhode Island (Class Code 7716)

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