WCRates

Workers' Compensation Rates in North Dakota (2026)

State Overview

Bureau Type

monopoly

WSI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

North Dakota operates a monopoly state fund through Workforce Safety & Insurance (WSI). All employers must purchase coverage from the state fund.

Average Rate (All Class Codes)

$4.81

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in North Dakota

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.16
8862Advertising AgencyA$0.20
7403Aircraft Operation - NOCE$8.33
7605Alarm Installation or RepairD$4.28
5047Aluminum InstallationE$6.98
8836Ambulance Service - All EmployeesC$4.95
7398Ambulette/Medical TransportD$4.95
9067Amusement Park - Mechanical RidesD$4.73
9016Amusement Park or Carnival - All EmployeesD$3.69
7520Amusement Ride OperationD$5.18
8831Animal Hospital - VeterinaryC$2.03
8861Architect or Engineer - ConsultingB$0.36
5473Asphalt PavingF$9.23
9625Assisted Living FacilityD$4.05
9182Athletic Teams - AmateurE$6.53
9180Athletic Teams - ProfessionalF$11.25
8820Attorney - All Employees & ClericalA$0.18
8803Auditing, Accounting or Management ConsultingA$0.18
8046Auto Accessories StoreB$1.13
8385Auto Parts Store - RetailC$2.07
5188Automatic Sprinkler InstallationE$7.07
8392Automobile Body RepairE$6.53
8748Automobile Dealer - All EmployeesD$3.38
8391Automobile DismantlingE$6.12
8380Automobile Service or Repair CenterD$4.05
8389Automobile TowingE$7.65
7422Aviation - Ground CrewE$6.53
2003BakeryC$3.15
3724Bakery - ManufacturingD$3.83
8815Bank - All EmployeesA$0.14
8855Banks and Trust Companies - All EmployeesA$0.15
9586Barber Shop or Beauty ParlorC$1.35
7337Boat Building - MetalF$8.78
7335Boat Building - WoodE$6.75
3027Boiler ManufacturingE$6.98
8072Book StoreA$0.45
2157BottlingC$2.93
9071Bowling Alley - All EmployeesC$2.21
9070Bowling Center - AllC$2.25
2065BreweryC$2.93
9650Building InspectionC$2.03
8058Building Materials DealerD$4.73
9015Building Operation - All Other EmployeesC$2.79
7382Bus Company - All EmployeesD$6.75
8850Bus/Taxi - DispatchingA$0.41
5146Cabinet InstallationD$6.08
5148Cabinet Manufacturing & InstallD$5.40
2812Cabinet/Wood Products ManufacturingD$5.63
9055Camps - Day/OvernightC$2.93
2095Candy ManufacturingC$2.70
2111CanneryD$4.73
9602Car WashC$2.25
5645Carpentry - CommercialF$11.25
5432Carpentry - Detached One/Two FamilyE$8.33
5436Carpentry - Finish DetachedD$5.85
5437Carpentry - FramingF$12.83
5404Carpentry - Install CabinetsD$6.30
5403Carpentry - ResidentialF$10.13
2802Carpentry - Shop OnlyD$4.95
9536Carpet CleaningC$2.70
9519Catering NOCC$3.15
5020Ceiling InstallationE$7.65
9610Cemetery - AllD$3.15
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$4.95
2131Cereal ManufacturingC$2.61
7405Charter AircraftF$11.48
9660Chimney SweepD$4.28
8826Chiropractic OfficeB$0.81
8812Clerical - Drafting EmployeesA$0.20
8810Clerical Office EmployeesA$0.23
2501Clothing ManufacturingB$2.03
8008Clothing or Wearing Apparel Store - RetailC$1.67
9061Club NOC - All EmployeesC$2.52
8844Collection AgencyA$0.20
8868College or University - Professional EmployeesB$0.41
7380Commercial DriversD$7.65
8859Computer Programming or Software DevelopmentA$0.16
5201Concrete Block ManufacturingE$7.20
5213Concrete Construction NOCF$8.78
5214Concrete NOC - PouredF$9.23
5221Concrete or Cement Work - Floors, Driveways, YardsF$8.01
5070Concrete Products ManufacturingE$5.85
5215Concrete WorkF$10.35
5222Concrete/Cement - FloorsE$7.43
8227Construction Material - UsedD$5.18
8019Convenience StoreC$2.03
7715Corrections OfficersG$8.33
9558Courier/Document DeliveryC$2.93
7719Court EmployeesB$1.13
8865Court ReporterA$0.14
2070Creamery/Dairy ProductsC$3.38
8801Credit Union - All EmployeesA$0.14
8805Credit Union/SavingsA$0.14
9059Day SpaB$1.35
8854Daycare CenterC$2.25
8822Dental LaboratoryB$0.68
8824Dental Office - All EmployeesB$0.50
8039Department Store - RetailC$1.80
2102DistilleryC$2.79
5108Door/Window InstallationD$5.63
5152Drilling NOCF$12.15
8047Drug StoreB$0.86
2688Dry CleaningC$2.93
8866Election CampaignB$0.77
7539Electric Light/Power CompaniesF$9.45
3082Electrical Apparatus ManufacturingD$4.05
5140Electrical Installation - InteriorD$4.73
5193Electrical Wiring - AlarmD$4.95
5191Electrical Wiring - CommercialE$6.53
5190Electrical Wiring - Within BuildingsE$5.63
9653Elevator InspectionC$1.80
5160Elevator InstallationF$9.45
5162Elevator Service/MaintenanceE$7.43
8858Employment AgencyA$0.18
7711EMT/ParamedicsF$6.75
6217Excavation NOCF$9.72
8809Executive RecruitingA$0.18
0035Farm - DairyE$7.88
0005Farm - Field CropsE$8.55
0016Farm - LivestockF$9.23
0050Farm - Orchard or GroveE$7.02
8841Financial AdvisorA$0.15
7710Firefighters and DriversD$5.85
2161Fish ProcessingE$5.85
8032Florist - RetailB$1.03
2130Flour MillingD$3.83
7350Freight HandlingE$6.53
2143Fruit ProcessingD$3.60
9620Funeral Directors - All EmployeesC$1.58
2883Furniture ManufacturingD$4.95
7590Garbage/Ash CollectionF$8.78
2913Glass ManufacturingE$6.75
2915Glass MerchantD$4.73
5462GlazierE$7.65
9056Golf ClubC$2.25
8811Government ClericalA$0.20
8304Grain ElevatorE$6.30
2041Grain MillingD$4.05
8006Grocery Store - RetailC$2.25
9585Hair SalonB$1.13
8116Hardware DealerC$2.93
8055Hardware Store - GeneralC$2.25
8044Hardware Store - RetailC$2.48
8010Hardware Store - WholesaleC$2.34
5137Heating Equipment InstallationD$5.18
5185Heating System InstallationD$4.95
5537Heating, Ventilation, Air Conditioning and RefrigerationE$5.18
5239Highway ConstructionG$13.50
8851Home for Aged - AllD$4.73
8835Home Health Care ServicesC$3.74
8834Hospital - All Other EmployeesC$4.05
9040Hospital - Non-ProfessionalD$4.95
8833Hospital - Professional EmployeesC$2.57
9052Hotel - All EmployeesC$3.29
9058Hotel or Motel - All Other EmployeesC$3.15
9529House CleaningC$2.93
9033Housing AuthorityB$1.35
2039Ice Cream ManufacturingC$3.15
8215Ice DealerC$2.70
8203Ice ManufacturingD$4.05
5479Insulation WorkE$6.75
8818Insurance Company - ClericalA$0.16
8845Investigator/DetectiveC$2.03
8840Investment CompanyA$0.14
5038Iron Doors/Gates InstallationF$13.05
5057Iron or Steel Erection - NOCG$15.53
5102Iron or Steel Erection - StructuralG$16.65
5069Iron/Steel - NOCG$18.90
5059Iron/Steel - OrnamentalF$11.03
5040Iron/Steel Erection - FrameG$22.05
8106Iron/Steel MerchantD$4.95
6229Irrigation Works - All OperationsE$5.85
9014Janitorial Services - By ContractorC$3.83
8013Jewelry StoreB$0.77
8263Junk DealerD$4.95
0917Landscape Gardening - NOCD$4.73
5443LathingE$7.88
2660Laundry NOCC$3.15
2586Leather Goods ManufacturingC$2.70
9034Library - All EmployeesA$0.59
7716LifeguardsD$3.38
8232LoggingG$22.50
7317Longshore WorkersG$17.10
8061Lumber DealerD$5.18
3632Machine Shop NOCD$4.28
3030Machinery ManufacturingD$4.95
3685Machinist NOCD$4.59
7327Marine TransportationF$11.25
5029Masonry - DecorativeE$8.55
5027Masonry - FireproofF$9.90
5028Masonry - StoneF$11.48
5022Masonry NOCF$9.45
8031Meat Market - RetailC$2.48
2001Meat PackingF$7.88
8033Meat, Fish or Poultry Dealer - RetailC$2.93
8838Medical LabB$0.68
7360Messenger ServiceC$3.15
3581Metal Stamping - NOCE$5.54
9554Moving Company - LocalE$7.43
9410Municipal, Township, County or State Employees - NOCC$3.15
9587Nail SalonB$0.90
8860Newspaper - DeliveryC$3.38
8869Newspaper or Magazine Publishing - All EmployeesB$0.32
8807Newspaper PublishingB$0.77
0042Nursery EmployeesE$5.63
9046Nursing - Home/VisitingD$5.18
9049Nursing Home - AllD$4.95
8829Nursing Home - All EmployeesC$4.73
8804Office Machine ServiceB$1.35
8825Optometry OfficeA$0.36
8742Outside Sales PersonnelB$0.50
8037Paint StoreB$0.90
9012Painting - Buildings, Interior - By ContractorsC$3.38
5474Painting - Interior or ExteriorE$6.75
7721Park RangersD$3.15
8821Patent/Copyright AttorneyA$0.18
4361Pest Control ServicesD$4.05
9549Pet GroomingC$1.58
8099Pet StoreB$1.03
8846Pharmaceutical SalesB$0.50
8839Pharmacy - RetailB$0.81
7600Phone/Telegraph InstallationE$6.30
8832Physician & ClericalB$0.41
2110Pickle ManufacturingC$2.57
7313Pier/Wharf OperationF$10.13
5480Plastering NOCE$6.53
8111Plumber - CommercialE$5.40
5183Plumbing NOCE$6.08
7723Police Officers - MountedF$9.68
7720Police Officers and DriversD$5.18
8816Post OfficeC$2.48
2002Poultry ProcessingF$7.65
3076Printing - Offset or DigitalD$2.79
8843Psychiatric HospitalD$4.05
9088Public WorksE$5.85
8015Quick PrintingB$0.90
8857Radio Station - ClericalA$0.16
7610Radio/TV BroadcastingB$1.13
7855Railroad OperationE$6.75
8856Real Estate Agency - All EmployeesC$1.08
8817Real Estate ManagementB$1.13
9077Recreation CenterC$2.25
3060Refrigerator ManufacturingD$4.28
8849Research Lab - AnalyticalB$0.99
9079Restaurant - Fast FoodC$2.93
9083Restaurant - Fast Food - Including DeliveryD$3.69
9082Restaurant NOCD$3.38
8045Retail Store - Cannabis/DispensaryC$1.94
8017Retail Store NOCC$1.89
5551Roofing - All EmployeesG$22.50
5606Roofing ContractorG$20.25
7724Sanitation WorkersF$7.65
9101School - All EmployeesB$1.67
9102School - Professional EmployeesB$0.59
9105School Bus DriversD$4.05
9008Schools - VocationalC$2.48
9060Senior CenterB$1.58
5538Sheet Metal Work - HVAC DuctworkE$6.12
8090Shoe StoreA$0.50
5119Siding InstallationE$6.75
9072Skating RinkC$2.48
8864Social Services OrganizationB$1.13
2105Soft Drink ManufacturingC$2.48
8078Sporting Goods StoreB$1.13
8279Stable/Riding AcademyD$4.73
7309StevedoringG$16.65
8293Storage WarehouseD$4.28
8021Store - FurnitureC$2.25
5506Street/Road ConstructionF$10.58
5507Street/Road Construction - ClearingF$9.00
2021Sugar ManufacturingD$3.83
5223Swimming Pool ConstructionF$8.33
9064Swimming Pool OperationC$2.48
2623TanningD$4.95
7370Taxi/RideshareD$6.08
7390Taxicab Company - All EmployeesD$7.02
8871Telecommunication Employees - NOCA$0.27
8814Telephone Company - ClericalA$0.16
5037Tile RoofingG$19.80
2121Tobacco ManufacturingC$2.25
7232Trucking - Furniture MovingE$9.45
7229Trucking - HazmatG$13.28
7228Trucking - Local Hauling OnlyD$7.88
7219Trucking - Long HaulE$10.35
7231Trucking - Mail, Parcel, or Package DeliveryD$8.19
7202Trucking - NOCE$8.55
7227Trucking - RefrigeratedE$9.23
8847Trust CompanyA$0.14
9522UpholsteryC$2.48
9068Veterans HomeD$3.83
8842Veterinary Office - All EmployeesC$0.99
5180Water Main ConstructionF$10.80
3365Welding or Cutting NOCE$7.43
8018Wholesale Store NOCC$2.16
5196Wiring - Fire Detection SystemsD$4.28
2841Woodworking NOCD$5.18
2286Wool ProcessingC$2.84
8802Writer/AuthorA$0.18
2220Yarn/Thread ManufacturingC$2.70
9063YMCA, YWCA, or Health Club - All EmployeesC$2.57

States with Similar Rates

North Carolina

Avg rate: $5.03 per $100

Texas

Avg rate: $4.38 per $100

Ohio

Avg rate: $5.45 per $100

Georgia

Avg rate: $5.61 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

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