Question 1

How much does workers' comp cost for Investigator/Detective in New Mexico?

Accepted Answer

The current rate for Investigator/Detective (Class Code 8845) in New Mexico is $2.21 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1105 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in New Mexico?

Accepted Answer

Yes, workers' compensation insurance is mandatory in New Mexico for employers with 3 or more employees.

Question 3

How does New Mexico's rate compare to other states?

Accepted Answer

New Mexico's rate for Investigator/Detective is $2.21, which is $0.19 below the national average of $2.40 (-8%).

Question 4

What does class code 8845 cover?

Accepted Answer

Covers private investigators and detectives performing surveillance, background checks, and investigative services.

State	Rate per $100	Difference
New Mexico (current)	$2.21	—
Indiana	$1.76	-0.45
Texas	$1.85	-0.36
Virginia	$1.87	-0.34
Utah	$1.91	-0.30
Arkansas	$1.98	-0.23

Workers' Comp Rate for Investigator/Detective in New Mexico (Class Code 8845)

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