WCRates

Workers' Compensation Rates in New Mexico (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

3

Effective Date

2026-01-01

New Mexico requires workers' comp for employers with three or more employees. Rates are near the national average.

Average Rate (All Class Codes)

$5.24

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in New Mexico

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.18
8862Advertising AgencyA$0.22
7403Aircraft Operation - NOCE$9.07
7605Alarm Installation or RepairD$4.66
5047Aluminum InstallationE$7.60
8836Ambulance Service - All EmployeesC$5.39
7398Ambulette/Medical TransportD$5.39
9067Amusement Park - Mechanical RidesD$5.15
9016Amusement Park or Carnival - All EmployeesD$4.02
7520Amusement Ride OperationD$5.64
8831Animal Hospital - VeterinaryC$2.21
8861Architect or Engineer - ConsultingB$0.39
5473Asphalt PavingF$10.05
9625Assisted Living FacilityD$4.41
9182Athletic Teams - AmateurE$7.11
9180Athletic Teams - ProfessionalF$12.25
8820Attorney - All Employees & ClericalA$0.20
8803Auditing, Accounting or Management ConsultingA$0.20
8046Auto Accessories StoreB$1.23
8385Auto Parts Store - RetailC$2.25
5188Automatic Sprinkler InstallationE$7.69
8392Automobile Body RepairE$7.11
8748Automobile Dealer - All EmployeesD$3.68
8391Automobile DismantlingE$6.66
8380Automobile Service or Repair CenterD$4.41
8389Automobile TowingE$8.33
7422Aviation - Ground CrewE$7.11
2003BakeryC$3.43
3724Bakery - ManufacturingD$4.17
8815Bank - All EmployeesA$0.15
8855Banks and Trust Companies - All EmployeesA$0.17
9586Barber Shop or Beauty ParlorC$1.47
7337Boat Building - MetalF$9.56
7335Boat Building - WoodE$7.35
3027Boiler ManufacturingE$7.60
8072Book StoreA$0.49
2157BottlingC$3.19
9071Bowling Alley - All EmployeesC$2.40
9070Bowling Center - AllC$2.45
2065BreweryC$3.19
9650Building InspectionC$2.21
8058Building Materials DealerD$5.15
9015Building Operation - All Other EmployeesC$3.04
7382Bus Company - All EmployeesD$7.35
8850Bus/Taxi - DispatchingA$0.44
5146Cabinet InstallationD$6.62
5148Cabinet Manufacturing & InstallD$5.88
2812Cabinet/Wood Products ManufacturingD$6.13
9055Camps - Day/OvernightC$3.19
2095Candy ManufacturingC$2.94
2111CanneryD$5.15
9602Car WashC$2.45
5645Carpentry - CommercialF$12.25
5432Carpentry - Detached One/Two FamilyE$9.07
5436Carpentry - Finish DetachedD$6.37
5437Carpentry - FramingF$13.97
5404Carpentry - Install CabinetsD$6.86
5403Carpentry - ResidentialF$11.03
2802Carpentry - Shop OnlyD$5.39
9536Carpet CleaningC$2.94
9519Catering NOCC$3.43
5020Ceiling InstallationE$8.33
9610Cemetery - AllD$3.43
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$5.39
2131Cereal ManufacturingC$2.84
7405Charter AircraftF$12.50
9660Chimney SweepD$4.66
8826Chiropractic OfficeB$0.88
8812Clerical - Drafting EmployeesA$0.22
8810Clerical Office EmployeesA$0.25
2501Clothing ManufacturingB$2.21
8008Clothing or Wearing Apparel Store - RetailC$1.81
9061Club NOC - All EmployeesC$2.74
8844Collection AgencyA$0.22
8868College or University - Professional EmployeesB$0.44
7380Commercial DriversD$8.33
8859Computer Programming or Software DevelopmentA$0.18
5201Concrete Block ManufacturingE$7.84
5213Concrete Construction NOCF$9.56
5214Concrete NOC - PouredF$10.05
5221Concrete or Cement Work - Floors, Driveways, YardsF$8.72
5070Concrete Products ManufacturingE$6.37
5215Concrete WorkF$11.27
5222Concrete/Cement - FloorsE$8.08
8227Construction Material - UsedD$5.64
8019Convenience StoreC$2.21
7715Corrections OfficersG$9.07
9558Courier/Document DeliveryC$3.19
7719Court EmployeesB$1.23
8865Court ReporterA$0.15
2070Creamery/Dairy ProductsC$3.68
8801Credit Union - All EmployeesA$0.15
8805Credit Union/SavingsA$0.15
9059Day SpaB$1.47
8854Daycare CenterC$2.45
8822Dental LaboratoryB$0.74
8824Dental Office - All EmployeesB$0.54
8039Department Store - RetailC$1.96
2102DistilleryC$3.04
5108Door/Window InstallationD$6.13
5152Drilling NOCF$13.23
8047Drug StoreB$0.93
2688Dry CleaningC$3.19
8866Election CampaignB$0.83
7539Electric Light/Power CompaniesF$10.29
3082Electrical Apparatus ManufacturingD$4.41
5140Electrical Installation - InteriorD$5.15
5193Electrical Wiring - AlarmD$5.39
5191Electrical Wiring - CommercialE$7.11
5190Electrical Wiring - Within BuildingsE$6.13
9653Elevator InspectionC$1.96
5160Elevator InstallationF$10.29
5162Elevator Service/MaintenanceE$8.08
8858Employment AgencyA$0.20
7711EMT/ParamedicsF$7.35
6217Excavation NOCF$10.58
8809Executive RecruitingA$0.20
0035Farm - DairyE$8.57
0005Farm - Field CropsE$9.31
0016Farm - LivestockF$10.05
0050Farm - Orchard or GroveE$7.64
8841Financial AdvisorA$0.17
7710Firefighters and DriversD$6.37
2161Fish ProcessingE$6.37
8032Florist - RetailB$1.13
2130Flour MillingD$4.17
7350Freight HandlingE$7.11
2143Fruit ProcessingD$3.92
9620Funeral Directors - All EmployeesC$1.72
2883Furniture ManufacturingD$5.39
7590Garbage/Ash CollectionF$9.56
2913Glass ManufacturingE$7.35
2915Glass MerchantD$5.15
5462GlazierE$8.33
9056Golf ClubC$2.45
8811Government ClericalA$0.22
8304Grain ElevatorE$6.86
2041Grain MillingD$4.41
8006Grocery Store - RetailC$2.45
9585Hair SalonB$1.23
8116Hardware DealerC$3.19
8055Hardware Store - GeneralC$2.45
8044Hardware Store - RetailC$2.70
8010Hardware Store - WholesaleC$2.55
5137Heating Equipment InstallationD$5.64
5185Heating System InstallationD$5.39
5537Heating, Ventilation, Air Conditioning and RefrigerationE$5.64
5239Highway ConstructionG$14.70
8851Home for Aged - AllD$5.15
8835Home Health Care ServicesC$4.07
8834Hospital - All Other EmployeesC$4.41
9040Hospital - Non-ProfessionalD$5.39
8833Hospital - Professional EmployeesC$2.79
9052Hotel - All EmployeesC$3.58
9058Hotel or Motel - All Other EmployeesC$3.43
9529House CleaningC$3.19
9033Housing AuthorityB$1.47
2039Ice Cream ManufacturingC$3.43
8215Ice DealerC$2.94
8203Ice ManufacturingD$4.41
5479Insulation WorkE$7.35
8818Insurance Company - ClericalA$0.18
8845Investigator/DetectiveC$2.21
8840Investment CompanyA$0.15
5038Iron Doors/Gates InstallationF$14.21
5057Iron or Steel Erection - NOCG$16.91
5102Iron or Steel Erection - StructuralG$18.13
5069Iron/Steel - NOCG$20.58
5059Iron/Steel - OrnamentalF$12.01
5040Iron/Steel Erection - FrameG$24.01
8106Iron/Steel MerchantD$5.39
6229Irrigation Works - All OperationsE$6.37
9014Janitorial Services - By ContractorC$4.17
8013Jewelry StoreB$0.83
8263Junk DealerD$5.39
0917Landscape Gardening - NOCD$5.15
5443LathingE$8.57
2660Laundry NOCC$3.43
2586Leather Goods ManufacturingC$2.94
9034Library - All EmployeesA$0.64
7716LifeguardsD$3.68
8232LoggingG$24.50
7317Longshore WorkersG$18.62
8061Lumber DealerD$5.64
3632Machine Shop NOCD$4.66
3030Machinery ManufacturingD$5.39
3685Machinist NOCD$5.00
7327Marine TransportationF$12.25
5029Masonry - DecorativeE$9.31
5027Masonry - FireproofF$10.78
5028Masonry - StoneF$12.50
5022Masonry NOCF$10.29
8031Meat Market - RetailC$2.70
2001Meat PackingF$8.57
8033Meat, Fish or Poultry Dealer - RetailC$3.19
8838Medical LabB$0.74
7360Messenger ServiceC$3.43
3581Metal Stamping - NOCE$6.03
9554Moving Company - LocalE$8.08
9410Municipal, Township, County or State Employees - NOCC$3.43
9587Nail SalonB$0.98
8860Newspaper - DeliveryC$3.68
8869Newspaper or Magazine Publishing - All EmployeesB$0.34
8807Newspaper PublishingB$0.83
0042Nursery EmployeesE$6.13
9046Nursing - Home/VisitingD$5.64
9049Nursing Home - AllD$5.39
8829Nursing Home - All EmployeesC$5.15
8804Office Machine ServiceB$1.47
8825Optometry OfficeA$0.39
8742Outside Sales PersonnelB$0.54
8037Paint StoreB$0.98
9012Painting - Buildings, Interior - By ContractorsC$3.68
5474Painting - Interior or ExteriorE$7.35
7721Park RangersD$3.43
8821Patent/Copyright AttorneyA$0.20
4361Pest Control ServicesD$4.41
9549Pet GroomingC$1.72
8099Pet StoreB$1.13
8846Pharmaceutical SalesB$0.54
8839Pharmacy - RetailB$0.88
7600Phone/Telegraph InstallationE$6.86
8832Physician & ClericalB$0.44
2110Pickle ManufacturingC$2.79
7313Pier/Wharf OperationF$11.03
5480Plastering NOCE$7.11
8111Plumber - CommercialE$5.88
5183Plumbing NOCE$6.62
7723Police Officers - MountedF$10.54
7720Police Officers and DriversD$5.64
8816Post OfficeC$2.70
2002Poultry ProcessingF$8.33
3076Printing - Offset or DigitalD$3.04
8843Psychiatric HospitalD$4.41
9088Public WorksE$6.37
8015Quick PrintingB$0.98
8857Radio Station - ClericalA$0.18
7610Radio/TV BroadcastingB$1.23
7855Railroad OperationE$7.35
8856Real Estate Agency - All EmployeesC$1.18
8817Real Estate ManagementB$1.23
9077Recreation CenterC$2.45
3060Refrigerator ManufacturingD$4.66
8849Research Lab - AnalyticalB$1.08
9079Restaurant - Fast FoodC$3.19
9083Restaurant - Fast Food - Including DeliveryD$4.02
9082Restaurant NOCD$3.68
8045Retail Store - Cannabis/DispensaryC$2.11
8017Retail Store NOCC$2.06
5551Roofing - All EmployeesG$24.50
5606Roofing ContractorG$22.05
7724Sanitation WorkersF$8.33
9101School - All EmployeesB$1.81
9102School - Professional EmployeesB$0.64
9105School Bus DriversD$4.41
9008Schools - VocationalC$2.70
9060Senior CenterB$1.72
5538Sheet Metal Work - HVAC DuctworkE$6.66
8090Shoe StoreA$0.54
5119Siding InstallationE$7.35
9072Skating RinkC$2.70
8864Social Services OrganizationB$1.23
2105Soft Drink ManufacturingC$2.70
8078Sporting Goods StoreB$1.23
8279Stable/Riding AcademyD$5.15
7309StevedoringG$18.13
8293Storage WarehouseD$4.66
8021Store - FurnitureC$2.45
5506Street/Road ConstructionF$11.52
5507Street/Road Construction - ClearingF$9.80
2021Sugar ManufacturingD$4.17
5223Swimming Pool ConstructionF$9.07
9064Swimming Pool OperationC$2.70
2623TanningD$5.39
7370Taxi/RideshareD$6.62
7390Taxicab Company - All EmployeesD$7.64
8871Telecommunication Employees - NOCA$0.29
8814Telephone Company - ClericalA$0.18
5037Tile RoofingG$21.56
2121Tobacco ManufacturingC$2.45
7232Trucking - Furniture MovingE$10.29
7229Trucking - HazmatG$14.46
7228Trucking - Local Hauling OnlyD$8.57
7219Trucking - Long HaulE$11.27
7231Trucking - Mail, Parcel, or Package DeliveryD$8.92
7202Trucking - NOCE$9.31
7227Trucking - RefrigeratedE$10.05
8847Trust CompanyA$0.15
9522UpholsteryC$2.70
9068Veterans HomeD$4.17
8842Veterinary Office - All EmployeesC$1.08
5180Water Main ConstructionF$11.76
3365Welding or Cutting NOCE$8.08
8018Wholesale Store NOCC$2.35
5196Wiring - Fire Detection SystemsD$4.66
2841Woodworking NOCD$5.64
2286Wool ProcessingC$3.09
8802Writer/AuthorA$0.20
2220Yarn/Thread ManufacturingC$2.94
9063YMCA, YWCA, or Health Club - All EmployeesC$2.79

States with Similar Rates

Ohio

Avg rate: $5.45 per $100

North Carolina

Avg rate: $5.03 per $100

Georgia

Avg rate: $5.61 per $100

Texas

Avg rate: $4.38 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

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