Question 1

How much does workers' comp cost for Physician & Clerical in New Jersey?

Accepted Answer

The current rate for Physician & Clerical (Class Code 8832) in New Jersey is $0.59 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $295 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in New Jersey?

Accepted Answer

Yes, workers' compensation insurance is mandatory in New Jersey for all employers with at least one employee.

Question 3

How does New Jersey's rate compare to other states?

Accepted Answer

New Jersey's rate for Physician & Clerical is $0.59, which is $0.11 above the national average of $0.48 (+23%).

Question 4

What does class code 8832 cover?

Accepted Answer

Covers physicians, surgeons, and their clerical staff in private practice settings.

State	Rate per $100	Difference
New Jersey (current)	$0.59	—
Indiana	$0.35	-0.24
Texas	$0.37	-0.22
Virginia	$0.37	-0.22
Utah	$0.38	-0.21
Arkansas	$0.40	-0.19

Workers' Comp Rate for Physician & Clerical in New Jersey (Class Code 8832)

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