WCRates

Workers' Compensation Rates in Missouri (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

5

Effective Date

2026-01-01

Missouri requires workers' comp for employers with five or more employees. Rates are close to the national average.

Average Rate (All Class Codes)

$5.51

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Missouri

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.19
8862Advertising AgencyA$0.23
7403Aircraft Operation - NOCE$9.53
7605Alarm Installation or RepairD$4.89
5047Aluminum InstallationE$7.98
8836Ambulance Service - All EmployeesC$5.67
7398Ambulette/Medical TransportD$5.67
9067Amusement Park - Mechanical RidesD$5.41
9016Amusement Park or Carnival - All EmployeesD$4.22
7520Amusement Ride OperationD$5.92
8831Animal Hospital - VeterinaryC$2.32
8861Architect or Engineer - ConsultingB$0.41
5473Asphalt PavingF$10.56
9625Assisted Living FacilityD$4.64
9182Athletic Teams - AmateurE$7.47
9180Athletic Teams - ProfessionalF$12.88
8820Attorney - All Employees & ClericalA$0.21
8803Auditing, Accounting or Management ConsultingA$0.21
8046Auto Accessories StoreB$1.29
8385Auto Parts Store - RetailC$2.37
5188Automatic Sprinkler InstallationE$8.09
8392Automobile Body RepairE$7.47
8748Automobile Dealer - All EmployeesD$3.86
8391Automobile DismantlingE$7.00
8380Automobile Service or Repair CenterD$4.64
8389Automobile TowingE$8.76
7422Aviation - Ground CrewE$7.47
2003BakeryC$3.61
3724Bakery - ManufacturingD$4.38
8815Bank - All EmployeesA$0.15
8855Banks and Trust Companies - All EmployeesA$0.18
9586Barber Shop or Beauty ParlorC$1.55
7337Boat Building - MetalF$10.04
7335Boat Building - WoodE$7.73
3027Boiler ManufacturingE$7.98
8072Book StoreA$0.52
2157BottlingC$3.35
9071Bowling Alley - All EmployeesC$2.52
9070Bowling Center - AllC$2.58
2065BreweryC$3.35
9650Building InspectionC$2.32
8058Building Materials DealerD$5.41
9015Building Operation - All Other EmployeesC$3.19
7382Bus Company - All EmployeesD$7.73
8850Bus/Taxi - DispatchingA$0.46
5146Cabinet InstallationD$6.95
5148Cabinet Manufacturing & InstallD$6.18
2812Cabinet/Wood Products ManufacturingD$6.44
9055Camps - Day/OvernightC$3.35
2095Candy ManufacturingC$3.09
2111CanneryD$5.41
9602Car WashC$2.58
5645Carpentry - CommercialF$12.88
5432Carpentry - Detached One/Two FamilyE$9.53
5436Carpentry - Finish DetachedD$6.70
5437Carpentry - FramingF$14.68
5404Carpentry - Install CabinetsD$7.21
5403Carpentry - ResidentialF$11.59
2802Carpentry - Shop OnlyD$5.67
9536Carpet CleaningC$3.09
9519Catering NOCC$3.61
5020Ceiling InstallationE$8.76
9610Cemetery - AllD$3.61
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$5.67
2131Cereal ManufacturingC$2.99
7405Charter AircraftF$13.13
9660Chimney SweepD$4.89
8826Chiropractic OfficeB$0.93
8812Clerical - Drafting EmployeesA$0.23
8810Clerical Office EmployeesA$0.26
2501Clothing ManufacturingB$2.32
8008Clothing or Wearing Apparel Store - RetailC$1.91
9061Club NOC - All EmployeesC$2.88
8844Collection AgencyA$0.23
8868College or University - Professional EmployeesB$0.46
7380Commercial DriversD$8.76
8859Computer Programming or Software DevelopmentA$0.19
5201Concrete Block ManufacturingE$8.24
5213Concrete Construction NOCF$10.04
5214Concrete NOC - PouredF$10.56
5221Concrete or Cement Work - Floors, Driveways, YardsF$9.17
5070Concrete Products ManufacturingE$6.70
5215Concrete WorkF$11.85
5222Concrete/Cement - FloorsE$8.50
8227Construction Material - UsedD$5.92
8019Convenience StoreC$2.32
7715Corrections OfficersG$9.53
9558Courier/Document DeliveryC$3.35
7719Court EmployeesB$1.29
8865Court ReporterA$0.15
2070Creamery/Dairy ProductsC$3.86
8801Credit Union - All EmployeesA$0.15
8805Credit Union/SavingsA$0.15
9059Day SpaB$1.55
8854Daycare CenterC$2.58
8822Dental LaboratoryB$0.77
8824Dental Office - All EmployeesB$0.57
8039Department Store - RetailC$2.06
2102DistilleryC$3.19
5108Door/Window InstallationD$6.44
5152Drilling NOCF$13.91
8047Drug StoreB$0.98
2688Dry CleaningC$3.35
8866Election CampaignB$0.88
7539Electric Light/Power CompaniesF$10.82
3082Electrical Apparatus ManufacturingD$4.64
5140Electrical Installation - InteriorD$5.41
5193Electrical Wiring - AlarmD$5.67
5191Electrical Wiring - CommercialE$7.47
5190Electrical Wiring - Within BuildingsE$6.44
9653Elevator InspectionC$2.06
5160Elevator InstallationF$10.82
5162Elevator Service/MaintenanceE$8.50
8858Employment AgencyA$0.21
7711EMT/ParamedicsF$7.73
6217Excavation NOCF$11.12
8809Executive RecruitingA$0.21
0035Farm - DairyE$9.01
0005Farm - Field CropsE$9.79
0016Farm - LivestockF$10.56
0050Farm - Orchard or GroveE$8.03
8841Financial AdvisorA$0.18
7710Firefighters and DriversD$6.70
2161Fish ProcessingE$6.70
8032Florist - RetailB$1.18
2130Flour MillingD$4.38
7350Freight HandlingE$7.47
2143Fruit ProcessingD$4.12
9620Funeral Directors - All EmployeesC$1.80
2883Furniture ManufacturingD$5.67
7590Garbage/Ash CollectionF$10.04
2913Glass ManufacturingE$7.73
2915Glass MerchantD$5.41
5462GlazierE$8.76
9056Golf ClubC$2.58
8811Government ClericalA$0.23
8304Grain ElevatorE$7.21
2041Grain MillingD$4.64
8006Grocery Store - RetailC$2.58
9585Hair SalonB$1.29
8116Hardware DealerC$3.35
8055Hardware Store - GeneralC$2.58
8044Hardware Store - RetailC$2.83
8010Hardware Store - WholesaleC$2.68
5137Heating Equipment InstallationD$5.92
5185Heating System InstallationD$5.67
5537Heating, Ventilation, Air Conditioning and RefrigerationE$5.92
5239Highway ConstructionG$15.45
8851Home for Aged - AllD$5.41
8835Home Health Care ServicesC$4.27
8834Hospital - All Other EmployeesC$4.64
9040Hospital - Non-ProfessionalD$5.67
8833Hospital - Professional EmployeesC$2.94
9052Hotel - All EmployeesC$3.76
9058Hotel or Motel - All Other EmployeesC$3.61
9529House CleaningC$3.35
9033Housing AuthorityB$1.55
2039Ice Cream ManufacturingC$3.61
8215Ice DealerC$3.09
8203Ice ManufacturingD$4.64
5479Insulation WorkE$7.73
8818Insurance Company - ClericalA$0.19
8845Investigator/DetectiveC$2.32
8840Investment CompanyA$0.15
5038Iron Doors/Gates InstallationF$14.94
5057Iron or Steel Erection - NOCG$17.77
5102Iron or Steel Erection - StructuralG$19.06
5069Iron/Steel - NOCG$21.63
5059Iron/Steel - OrnamentalF$12.62
5040Iron/Steel Erection - FrameG$25.24
8106Iron/Steel MerchantD$5.67
6229Irrigation Works - All OperationsE$6.70
9014Janitorial Services - By ContractorC$4.38
8013Jewelry StoreB$0.88
8263Junk DealerD$5.67
0917Landscape Gardening - NOCD$5.41
5443LathingE$9.01
2660Laundry NOCC$3.61
2586Leather Goods ManufacturingC$3.09
9034Library - All EmployeesA$0.67
7716LifeguardsD$3.86
8232LoggingG$25.75
7317Longshore WorkersG$19.57
8061Lumber DealerD$5.92
3632Machine Shop NOCD$4.89
3030Machinery ManufacturingD$5.67
3685Machinist NOCD$5.25
7327Marine TransportationF$12.88
5029Masonry - DecorativeE$9.79
5027Masonry - FireproofF$11.33
5028Masonry - StoneF$13.13
5022Masonry NOCF$10.82
8031Meat Market - RetailC$2.83
2001Meat PackingF$9.01
8033Meat, Fish or Poultry Dealer - RetailC$3.35
8838Medical LabB$0.77
7360Messenger ServiceC$3.61
3581Metal Stamping - NOCE$6.33
9554Moving Company - LocalE$8.50
9410Municipal, Township, County or State Employees - NOCC$3.61
9587Nail SalonB$1.03
8860Newspaper - DeliveryC$3.86
8869Newspaper or Magazine Publishing - All EmployeesB$0.36
8807Newspaper PublishingB$0.88
0042Nursery EmployeesE$6.44
9046Nursing - Home/VisitingD$5.92
9049Nursing Home - AllD$5.67
8829Nursing Home - All EmployeesC$5.41
8804Office Machine ServiceB$1.55
8825Optometry OfficeA$0.41
8742Outside Sales PersonnelB$0.57
8037Paint StoreB$1.03
9012Painting - Buildings, Interior - By ContractorsC$3.86
5474Painting - Interior or ExteriorE$7.73
7721Park RangersD$3.61
8821Patent/Copyright AttorneyA$0.21
4361Pest Control ServicesD$4.64
9549Pet GroomingC$1.80
8099Pet StoreB$1.18
8846Pharmaceutical SalesB$0.57
8839Pharmacy - RetailB$0.93
7600Phone/Telegraph InstallationE$7.21
8832Physician & ClericalB$0.46
2110Pickle ManufacturingC$2.94
7313Pier/Wharf OperationF$11.59
5480Plastering NOCE$7.47
8111Plumber - CommercialE$6.18
5183Plumbing NOCE$6.95
7723Police Officers - MountedF$11.07
7720Police Officers and DriversD$5.92
8816Post OfficeC$2.83
2002Poultry ProcessingF$8.76
3076Printing - Offset or DigitalD$3.19
8843Psychiatric HospitalD$4.64
9088Public WorksE$6.70
8015Quick PrintingB$1.03
8857Radio Station - ClericalA$0.19
7610Radio/TV BroadcastingB$1.29
7855Railroad OperationE$7.73
8856Real Estate Agency - All EmployeesC$1.24
8817Real Estate ManagementB$1.29
9077Recreation CenterC$2.58
3060Refrigerator ManufacturingD$4.89
8849Research Lab - AnalyticalB$1.13
9079Restaurant - Fast FoodC$3.35
9083Restaurant - Fast Food - Including DeliveryD$4.22
9082Restaurant NOCD$3.86
8045Retail Store - Cannabis/DispensaryC$2.21
8017Retail Store NOCC$2.16
5551Roofing - All EmployeesG$25.75
5606Roofing ContractorG$23.18
7724Sanitation WorkersF$8.76
9101School - All EmployeesB$1.91
9102School - Professional EmployeesB$0.67
9105School Bus DriversD$4.64
9008Schools - VocationalC$2.83
9060Senior CenterB$1.80
5538Sheet Metal Work - HVAC DuctworkE$7.00
8090Shoe StoreA$0.57
5119Siding InstallationE$7.73
9072Skating RinkC$2.83
8864Social Services OrganizationB$1.29
2105Soft Drink ManufacturingC$2.83
8078Sporting Goods StoreB$1.29
8279Stable/Riding AcademyD$5.41
7309StevedoringG$19.06
8293Storage WarehouseD$4.89
8021Store - FurnitureC$2.58
5506Street/Road ConstructionF$12.10
5507Street/Road Construction - ClearingF$10.30
2021Sugar ManufacturingD$4.38
5223Swimming Pool ConstructionF$9.53
9064Swimming Pool OperationC$2.83
2623TanningD$5.67
7370Taxi/RideshareD$6.95
7390Taxicab Company - All EmployeesD$8.03
8871Telecommunication Employees - NOCA$0.31
8814Telephone Company - ClericalA$0.19
5037Tile RoofingG$22.66
2121Tobacco ManufacturingC$2.58
7232Trucking - Furniture MovingE$10.82
7229Trucking - HazmatG$15.19
7228Trucking - Local Hauling OnlyD$9.01
7219Trucking - Long HaulE$11.85
7231Trucking - Mail, Parcel, or Package DeliveryD$9.37
7202Trucking - NOCE$9.79
7227Trucking - RefrigeratedE$10.56
8847Trust CompanyA$0.15
9522UpholsteryC$2.83
9068Veterans HomeD$4.38
8842Veterinary Office - All EmployeesC$1.13
5180Water Main ConstructionF$12.36
3365Welding or Cutting NOCE$8.50
8018Wholesale Store NOCC$2.47
5196Wiring - Fire Detection SystemsD$4.89
2841Woodworking NOCD$5.92
2286Wool ProcessingC$3.24
8802Writer/AuthorA$0.21
2220Yarn/Thread ManufacturingC$3.09
9063YMCA, YWCA, or Health Club - All EmployeesC$2.94

States with Similar Rates

Ohio

Avg rate: $5.45 per $100

Georgia

Avg rate: $5.61 per $100

North Carolina

Avg rate: $5.03 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

Texas

Avg rate: $4.38 per $100

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