Question 1

How much does workers' comp cost for Pier/Wharf Operation in Michigan?

Accepted Answer

The current rate for Pier/Wharf Operation (Class Code 7313) in Michigan is $12.60 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $6300 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Michigan?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Michigan for all employers with at least one employee.

Question 3

How does Michigan's rate compare to other states?

Accepted Answer

Michigan's rate for Pier/Wharf Operation is $12.60, which is $0.59 above the national average of $12.01 (+5%).

Question 4

What does class code 7313 cover?

Accepted Answer

Covers workers operating piers and wharves including dock maintenance, vessel mooring, and cargo staging.

State	Rate per $100	Difference
Michigan (current)	$12.60	—
Indiana	$8.78	-3.82
Texas	$9.23	-3.37
Virginia	$9.34	-3.26
Utah	$9.56	-3.04
Arkansas	$9.90	-2.70

Workers' Comp Rate for Pier/Wharf Operation in Michigan (Class Code 7313)

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