Question 1

How much does workers' comp cost for Physician & Clerical in Massachusetts?

Accepted Answer

The current rate for Physician & Clerical (Class Code 8832) in Massachusetts is $0.53 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $265 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Massachusetts?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Massachusetts for all employers with at least one employee.

Question 3

How does Massachusetts's rate compare to other states?

Accepted Answer

Massachusetts's rate for Physician & Clerical is $0.53, which is $0.05 above the national average of $0.48 (+10%).

Question 4

What does class code 8832 cover?

Accepted Answer

Covers physicians, surgeons, and their clerical staff in private practice settings.

State	Rate per $100	Difference
Massachusetts (current)	$0.53	—
Indiana	$0.35	-0.18
Texas	$0.37	-0.16
Virginia	$0.37	-0.16
Utah	$0.38	-0.15
Arkansas	$0.40	-0.13

Workers' Comp Rate for Physician & Clerical in Massachusetts (Class Code 8832)

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