Question 1

How much does workers' comp cost for Trucking - Refrigerated in Kentucky?

Accepted Answer

The current rate for Trucking - Refrigerated (Class Code 7227) in Kentucky is $10.25 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $5125 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Kentucky?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Kentucky for all employers with at least one employee.

Question 3

How does Kentucky's rate compare to other states?

Accepted Answer

Kentucky's rate for Trucking - Refrigerated is $10.25, which is $0.69 below the national average of $10.94 (-6%).

Question 4

What does class code 7227 cover?

Accepted Answer

Covers workers operating refrigerated trucks transporting perishable goods including food, pharmaceuticals, and floral products.

State	Rate per $100	Difference
Kentucky (current)	$10.25	—
Indiana	$8.00	-2.25
Texas	$8.40	-1.85
Virginia	$8.51	-1.74
Utah	$8.71	-1.54
Arkansas	$9.02	-1.23

Workers' Comp Rate for Trucking - Refrigerated in Kentucky (Class Code 7227)

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