WCRates

Workers' Compensation Rates in Iowa (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

Iowa requires all employers to carry workers' comp. The state has rates close to the national average.

Average Rate (All Class Codes)

$5.45

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Iowa

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.18
8862Advertising AgencyA$0.22
7403Aircraft Operation - NOCE$9.44
7605Alarm Installation or RepairD$4.85
5047Aluminum InstallationE$7.91
8836Ambulance Service - All EmployeesC$5.61
7398Ambulette/Medical TransportD$5.61
9067Amusement Park - Mechanical RidesD$5.36
9016Amusement Park or Carnival - All EmployeesD$4.18
7520Amusement Ride OperationD$5.87
8831Animal Hospital - VeterinaryC$2.30
8861Architect or Engineer - ConsultingB$0.41
5473Asphalt PavingF$10.46
9625Assisted Living FacilityD$4.59
9182Athletic Teams - AmateurE$7.40
9180Athletic Teams - ProfessionalF$12.75
8820Attorney - All Employees & ClericalA$0.20
8803Auditing, Accounting or Management ConsultingA$0.20
8046Auto Accessories StoreB$1.27
8385Auto Parts Store - RetailC$2.35
5188Automatic Sprinkler InstallationE$8.01
8392Automobile Body RepairE$7.40
8748Automobile Dealer - All EmployeesD$3.83
8391Automobile DismantlingE$6.94
8380Automobile Service or Repair CenterD$4.59
8389Automobile TowingE$8.67
7422Aviation - Ground CrewE$7.40
2003BakeryC$3.57
3724Bakery - ManufacturingD$4.34
8815Bank - All EmployeesA$0.15
8855Banks and Trust Companies - All EmployeesA$0.17
9586Barber Shop or Beauty ParlorC$1.53
7337Boat Building - MetalF$9.95
7335Boat Building - WoodE$7.65
3027Boiler ManufacturingE$7.91
8072Book StoreA$0.51
2157BottlingC$3.32
9071Bowling Alley - All EmployeesC$2.50
9070Bowling Center - AllC$2.55
2065BreweryC$3.32
9650Building InspectionC$2.30
8058Building Materials DealerD$5.36
9015Building Operation - All Other EmployeesC$3.16
7382Bus Company - All EmployeesD$7.65
8850Bus/Taxi - DispatchingA$0.46
5146Cabinet InstallationD$6.89
5148Cabinet Manufacturing & InstallD$6.12
2812Cabinet/Wood Products ManufacturingD$6.38
9055Camps - Day/OvernightC$3.32
2095Candy ManufacturingC$3.06
2111CanneryD$5.36
9602Car WashC$2.55
5645Carpentry - CommercialF$12.75
5432Carpentry - Detached One/Two FamilyE$9.44
5436Carpentry - Finish DetachedD$6.63
5437Carpentry - FramingF$14.54
5404Carpentry - Install CabinetsD$7.14
5403Carpentry - ResidentialF$11.48
2802Carpentry - Shop OnlyD$5.61
9536Carpet CleaningC$3.06
9519Catering NOCC$3.57
5020Ceiling InstallationE$8.67
9610Cemetery - AllD$3.57
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$5.61
2131Cereal ManufacturingC$2.96
7405Charter AircraftF$13.01
9660Chimney SweepD$4.85
8826Chiropractic OfficeB$0.92
8812Clerical - Drafting EmployeesA$0.22
8810Clerical Office EmployeesA$0.26
2501Clothing ManufacturingB$2.30
8008Clothing or Wearing Apparel Store - RetailC$1.89
9061Club NOC - All EmployeesC$2.86
8844Collection AgencyA$0.22
8868College or University - Professional EmployeesB$0.46
7380Commercial DriversD$8.67
8859Computer Programming or Software DevelopmentA$0.18
5201Concrete Block ManufacturingE$8.16
5213Concrete Construction NOCF$9.95
5214Concrete NOC - PouredF$10.46
5221Concrete or Cement Work - Floors, Driveways, YardsF$9.08
5070Concrete Products ManufacturingE$6.63
5215Concrete WorkF$11.73
5222Concrete/Cement - FloorsE$8.42
8227Construction Material - UsedD$5.87
8019Convenience StoreC$2.30
7715Corrections OfficersG$9.44
9558Courier/Document DeliveryC$3.32
7719Court EmployeesB$1.27
8865Court ReporterA$0.15
2070Creamery/Dairy ProductsC$3.83
8801Credit Union - All EmployeesA$0.15
8805Credit Union/SavingsA$0.15
9059Day SpaB$1.53
8854Daycare CenterC$2.55
8822Dental LaboratoryB$0.77
8824Dental Office - All EmployeesB$0.56
8039Department Store - RetailC$2.04
2102DistilleryC$3.16
5108Door/Window InstallationD$6.38
5152Drilling NOCF$13.77
8047Drug StoreB$0.97
2688Dry CleaningC$3.32
8866Election CampaignB$0.87
7539Electric Light/Power CompaniesF$10.71
3082Electrical Apparatus ManufacturingD$4.59
5140Electrical Installation - InteriorD$5.36
5193Electrical Wiring - AlarmD$5.61
5191Electrical Wiring - CommercialE$7.40
5190Electrical Wiring - Within BuildingsE$6.38
9653Elevator InspectionC$2.04
5160Elevator InstallationF$10.71
5162Elevator Service/MaintenanceE$8.42
8858Employment AgencyA$0.20
7711EMT/ParamedicsF$7.65
6217Excavation NOCF$11.02
8809Executive RecruitingA$0.20
0035Farm - DairyE$8.93
0005Farm - Field CropsE$9.69
0016Farm - LivestockF$10.46
0050Farm - Orchard or GroveE$7.96
8841Financial AdvisorA$0.17
7710Firefighters and DriversD$6.63
2161Fish ProcessingE$6.63
8032Florist - RetailB$1.17
2130Flour MillingD$4.34
7350Freight HandlingE$7.40
2143Fruit ProcessingD$4.08
9620Funeral Directors - All EmployeesC$1.79
2883Furniture ManufacturingD$5.61
7590Garbage/Ash CollectionF$9.95
2913Glass ManufacturingE$7.65
2915Glass MerchantD$5.36
5462GlazierE$8.67
9056Golf ClubC$2.55
8811Government ClericalA$0.22
8304Grain ElevatorE$7.14
2041Grain MillingD$4.59
8006Grocery Store - RetailC$2.55
9585Hair SalonB$1.27
8116Hardware DealerC$3.32
8055Hardware Store - GeneralC$2.55
8044Hardware Store - RetailC$2.81
8010Hardware Store - WholesaleC$2.65
5137Heating Equipment InstallationD$5.87
5185Heating System InstallationD$5.61
5537Heating, Ventilation, Air Conditioning and RefrigerationE$5.87
5239Highway ConstructionG$15.30
8851Home for Aged - AllD$5.36
8835Home Health Care ServicesC$4.23
8834Hospital - All Other EmployeesC$4.59
9040Hospital - Non-ProfessionalD$5.61
8833Hospital - Professional EmployeesC$2.91
9052Hotel - All EmployeesC$3.72
9058Hotel or Motel - All Other EmployeesC$3.57
9529House CleaningC$3.32
9033Housing AuthorityB$1.53
2039Ice Cream ManufacturingC$3.57
8215Ice DealerC$3.06
8203Ice ManufacturingD$4.59
5479Insulation WorkE$7.65
8818Insurance Company - ClericalA$0.18
8845Investigator/DetectiveC$2.30
8840Investment CompanyA$0.15
5038Iron Doors/Gates InstallationF$14.79
5057Iron or Steel Erection - NOCG$17.60
5102Iron or Steel Erection - StructuralG$18.87
5069Iron/Steel - NOCG$21.42
5059Iron/Steel - OrnamentalF$12.50
5040Iron/Steel Erection - FrameG$24.99
8106Iron/Steel MerchantD$5.61
6229Irrigation Works - All OperationsE$6.63
9014Janitorial Services - By ContractorC$4.34
8013Jewelry StoreB$0.87
8263Junk DealerD$5.61
0917Landscape Gardening - NOCD$5.36
5443LathingE$8.93
2660Laundry NOCC$3.57
2586Leather Goods ManufacturingC$3.06
9034Library - All EmployeesA$0.66
7716LifeguardsD$3.83
8232LoggingG$25.50
7317Longshore WorkersG$19.38
8061Lumber DealerD$5.87
3632Machine Shop NOCD$4.85
3030Machinery ManufacturingD$5.61
3685Machinist NOCD$5.20
7327Marine TransportationF$12.75
5029Masonry - DecorativeE$9.69
5027Masonry - FireproofF$11.22
5028Masonry - StoneF$13.01
5022Masonry NOCF$10.71
8031Meat Market - RetailC$2.81
2001Meat PackingF$8.93
8033Meat, Fish or Poultry Dealer - RetailC$3.32
8838Medical LabB$0.77
7360Messenger ServiceC$3.57
3581Metal Stamping - NOCE$6.27
9554Moving Company - LocalE$8.42
9410Municipal, Township, County or State Employees - NOCC$3.57
9587Nail SalonB$1.02
8860Newspaper - DeliveryC$3.83
8869Newspaper or Magazine Publishing - All EmployeesB$0.36
8807Newspaper PublishingB$0.87
0042Nursery EmployeesE$6.38
9046Nursing - Home/VisitingD$5.87
9049Nursing Home - AllD$5.61
8829Nursing Home - All EmployeesC$5.36
8804Office Machine ServiceB$1.53
8825Optometry OfficeA$0.41
8742Outside Sales PersonnelB$0.56
8037Paint StoreB$1.02
9012Painting - Buildings, Interior - By ContractorsC$3.83
5474Painting - Interior or ExteriorE$7.65
7721Park RangersD$3.57
8821Patent/Copyright AttorneyA$0.20
4361Pest Control ServicesD$4.59
9549Pet GroomingC$1.79
8099Pet StoreB$1.17
8846Pharmaceutical SalesB$0.56
8839Pharmacy - RetailB$0.92
7600Phone/Telegraph InstallationE$7.14
8832Physician & ClericalB$0.46
2110Pickle ManufacturingC$2.91
7313Pier/Wharf OperationF$11.48
5480Plastering NOCE$7.40
8111Plumber - CommercialE$6.12
5183Plumbing NOCE$6.89
7723Police Officers - MountedF$10.97
7720Police Officers and DriversD$5.87
8816Post OfficeC$2.81
2002Poultry ProcessingF$8.67
3076Printing - Offset or DigitalD$3.16
8843Psychiatric HospitalD$4.59
9088Public WorksE$6.63
8015Quick PrintingB$1.02
8857Radio Station - ClericalA$0.18
7610Radio/TV BroadcastingB$1.27
7855Railroad OperationE$7.65
8856Real Estate Agency - All EmployeesC$1.22
8817Real Estate ManagementB$1.27
9077Recreation CenterC$2.55
3060Refrigerator ManufacturingD$4.85
8849Research Lab - AnalyticalB$1.12
9079Restaurant - Fast FoodC$3.32
9083Restaurant - Fast Food - Including DeliveryD$4.18
9082Restaurant NOCD$3.83
8045Retail Store - Cannabis/DispensaryC$2.19
8017Retail Store NOCC$2.14
5551Roofing - All EmployeesG$25.50
5606Roofing ContractorG$22.95
7724Sanitation WorkersF$8.67
9101School - All EmployeesB$1.89
9102School - Professional EmployeesB$0.66
9105School Bus DriversD$4.59
9008Schools - VocationalC$2.81
9060Senior CenterB$1.79
5538Sheet Metal Work - HVAC DuctworkE$6.94
8090Shoe StoreA$0.56
5119Siding InstallationE$7.65
9072Skating RinkC$2.81
8864Social Services OrganizationB$1.27
2105Soft Drink ManufacturingC$2.81
8078Sporting Goods StoreB$1.27
8279Stable/Riding AcademyD$5.36
7309StevedoringG$18.87
8293Storage WarehouseD$4.85
8021Store - FurnitureC$2.55
5506Street/Road ConstructionF$11.99
5507Street/Road Construction - ClearingF$10.20
2021Sugar ManufacturingD$4.34
5223Swimming Pool ConstructionF$9.44
9064Swimming Pool OperationC$2.81
2623TanningD$5.61
7370Taxi/RideshareD$6.89
7390Taxicab Company - All EmployeesD$7.96
8871Telecommunication Employees - NOCA$0.31
8814Telephone Company - ClericalA$0.18
5037Tile RoofingG$22.44
2121Tobacco ManufacturingC$2.55
7232Trucking - Furniture MovingE$10.71
7229Trucking - HazmatG$15.05
7228Trucking - Local Hauling OnlyD$8.93
7219Trucking - Long HaulE$11.73
7231Trucking - Mail, Parcel, or Package DeliveryD$9.28
7202Trucking - NOCE$9.69
7227Trucking - RefrigeratedE$10.46
8847Trust CompanyA$0.15
9522UpholsteryC$2.81
9068Veterans HomeD$4.34
8842Veterinary Office - All EmployeesC$1.12
5180Water Main ConstructionF$12.24
3365Welding or Cutting NOCE$8.42
8018Wholesale Store NOCC$2.45
5196Wiring - Fire Detection SystemsD$4.85
2841Woodworking NOCD$5.87
2286Wool ProcessingC$3.21
8802Writer/AuthorA$0.20
2220Yarn/Thread ManufacturingC$3.06
9063YMCA, YWCA, or Health Club - All EmployeesC$2.91

States with Similar Rates

Ohio

Avg rate: $5.45 per $100

Georgia

Avg rate: $5.61 per $100

North Carolina

Avg rate: $5.03 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

Texas

Avg rate: $4.38 per $100

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