WCRates

Workers' Compensation Rates in Indiana (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

Indiana has among the lowest workers' comp rates in the country, benefiting from tort reform and moderate benefit levels.

Average Rate (All Class Codes)

$4.17

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Indiana

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.14
8862Advertising AgencyA$0.17
7403Aircraft Operation - NOCE$7.22
7605Alarm Installation or RepairD$3.71
5047Aluminum InstallationE$6.05
8836Ambulance Service - All EmployeesC$4.29
7398Ambulette/Medical TransportD$4.29
9067Amusement Park - Mechanical RidesD$4.10
9016Amusement Park or Carnival - All EmployeesD$3.20
7520Amusement Ride OperationD$4.49
8831Animal Hospital - VeterinaryC$1.76
8861Architect or Engineer - ConsultingB$0.31
5473Asphalt PavingF$8.00
9625Assisted Living FacilityD$3.51
9182Athletic Teams - AmateurE$5.66
9180Athletic Teams - ProfessionalF$9.75
8820Attorney - All Employees & ClericalA$0.16
8803Auditing, Accounting or Management ConsultingA$0.16
8046Auto Accessories StoreB$0.98
8385Auto Parts Store - RetailC$1.79
5188Automatic Sprinkler InstallationE$6.12
8392Automobile Body RepairE$5.66
8748Automobile Dealer - All EmployeesD$2.93
8391Automobile DismantlingE$5.30
8380Automobile Service or Repair CenterD$3.51
8389Automobile TowingE$6.63
7422Aviation - Ground CrewE$5.66
2003BakeryC$2.73
3724Bakery - ManufacturingD$3.32
8815Bank - All EmployeesA$0.12
8855Banks and Trust Companies - All EmployeesA$0.13
9586Barber Shop or Beauty ParlorC$1.17
7337Boat Building - MetalF$7.61
7335Boat Building - WoodE$5.85
3027Boiler ManufacturingE$6.05
8072Book StoreA$0.39
2157BottlingC$2.54
9071Bowling Alley - All EmployeesC$1.91
9070Bowling Center - AllC$1.95
2065BreweryC$2.54
9650Building InspectionC$1.76
8058Building Materials DealerD$4.10
9015Building Operation - All Other EmployeesC$2.42
7382Bus Company - All EmployeesD$5.85
8850Bus/Taxi - DispatchingA$0.35
5146Cabinet InstallationD$5.27
5148Cabinet Manufacturing & InstallD$4.68
2812Cabinet/Wood Products ManufacturingD$4.88
9055Camps - Day/OvernightC$2.54
2095Candy ManufacturingC$2.34
2111CanneryD$4.10
9602Car WashC$1.95
5645Carpentry - CommercialF$9.75
5432Carpentry - Detached One/Two FamilyE$7.22
5436Carpentry - Finish DetachedD$5.07
5437Carpentry - FramingF$11.12
5404Carpentry - Install CabinetsD$5.46
5403Carpentry - ResidentialF$8.78
2802Carpentry - Shop OnlyD$4.29
9536Carpet CleaningC$2.34
9519Catering NOCC$2.73
5020Ceiling InstallationE$6.63
9610Cemetery - AllD$2.73
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$4.29
2131Cereal ManufacturingC$2.26
7405Charter AircraftF$9.95
9660Chimney SweepD$3.71
8826Chiropractic OfficeB$0.70
8812Clerical - Drafting EmployeesA$0.17
8810Clerical Office EmployeesA$0.20
2501Clothing ManufacturingB$1.76
8008Clothing or Wearing Apparel Store - RetailC$1.44
9061Club NOC - All EmployeesC$2.18
8844Collection AgencyA$0.17
8868College or University - Professional EmployeesB$0.35
7380Commercial DriversD$6.63
8859Computer Programming or Software DevelopmentA$0.14
5201Concrete Block ManufacturingE$6.24
5213Concrete Construction NOCF$7.61
5214Concrete NOC - PouredF$8.00
5221Concrete or Cement Work - Floors, Driveways, YardsF$6.94
5070Concrete Products ManufacturingE$5.07
5215Concrete WorkF$8.97
5222Concrete/Cement - FloorsE$6.44
8227Construction Material - UsedD$4.49
8019Convenience StoreC$1.76
7715Corrections OfficersG$7.22
9558Courier/Document DeliveryC$2.54
7719Court EmployeesB$0.98
8865Court ReporterA$0.12
2070Creamery/Dairy ProductsC$2.93
8801Credit Union - All EmployeesA$0.12
8805Credit Union/SavingsA$0.12
9059Day SpaB$1.17
8854Daycare CenterC$1.95
8822Dental LaboratoryB$0.59
8824Dental Office - All EmployeesB$0.43
8039Department Store - RetailC$1.56
2102DistilleryC$2.42
5108Door/Window InstallationD$4.88
5152Drilling NOCF$10.53
8047Drug StoreB$0.74
2688Dry CleaningC$2.54
8866Election CampaignB$0.66
7539Electric Light/Power CompaniesF$8.19
3082Electrical Apparatus ManufacturingD$3.51
5140Electrical Installation - InteriorD$4.10
5193Electrical Wiring - AlarmD$4.29
5191Electrical Wiring - CommercialE$5.66
5190Electrical Wiring - Within BuildingsE$4.88
9653Elevator InspectionC$1.56
5160Elevator InstallationF$8.19
5162Elevator Service/MaintenanceE$6.44
8858Employment AgencyA$0.16
7711EMT/ParamedicsF$5.85
6217Excavation NOCF$8.42
8809Executive RecruitingA$0.16
0035Farm - DairyE$6.83
0005Farm - Field CropsE$7.41
0016Farm - LivestockF$8.00
0050Farm - Orchard or GroveE$6.08
8841Financial AdvisorA$0.13
7710Firefighters and DriversD$5.07
2161Fish ProcessingE$5.07
8032Florist - RetailB$0.90
2130Flour MillingD$3.32
7350Freight HandlingE$5.66
2143Fruit ProcessingD$3.12
9620Funeral Directors - All EmployeesC$1.37
2883Furniture ManufacturingD$4.29
7590Garbage/Ash CollectionF$7.61
2913Glass ManufacturingE$5.85
2915Glass MerchantD$4.10
5462GlazierE$6.63
9056Golf ClubC$1.95
8811Government ClericalA$0.17
8304Grain ElevatorE$5.46
2041Grain MillingD$3.51
8006Grocery Store - RetailC$1.95
9585Hair SalonB$0.98
8116Hardware DealerC$2.54
8055Hardware Store - GeneralC$1.95
8044Hardware Store - RetailC$2.15
8010Hardware Store - WholesaleC$2.03
5137Heating Equipment InstallationD$4.49
5185Heating System InstallationD$4.29
5537Heating, Ventilation, Air Conditioning and RefrigerationE$4.49
5239Highway ConstructionG$11.70
8851Home for Aged - AllD$4.10
8835Home Health Care ServicesC$3.24
8834Hospital - All Other EmployeesC$3.51
9040Hospital - Non-ProfessionalD$4.29
8833Hospital - Professional EmployeesC$2.22
9052Hotel - All EmployeesC$2.85
9058Hotel or Motel - All Other EmployeesC$2.73
9529House CleaningC$2.54
9033Housing AuthorityB$1.17
2039Ice Cream ManufacturingC$2.73
8215Ice DealerC$2.34
8203Ice ManufacturingD$3.51
5479Insulation WorkE$5.85
8818Insurance Company - ClericalA$0.14
8845Investigator/DetectiveC$1.76
8840Investment CompanyA$0.12
5038Iron Doors/Gates InstallationF$11.31
5057Iron or Steel Erection - NOCG$13.46
5102Iron or Steel Erection - StructuralG$14.43
5069Iron/Steel - NOCG$16.38
5059Iron/Steel - OrnamentalF$9.56
5040Iron/Steel Erection - FrameG$19.11
8106Iron/Steel MerchantD$4.29
6229Irrigation Works - All OperationsE$5.07
9014Janitorial Services - By ContractorC$3.32
8013Jewelry StoreB$0.66
8263Junk DealerD$4.29
0917Landscape Gardening - NOCD$4.10
5443LathingE$6.83
2660Laundry NOCC$2.73
2586Leather Goods ManufacturingC$2.34
9034Library - All EmployeesA$0.51
7716LifeguardsD$2.93
8232LoggingG$19.50
7317Longshore WorkersG$14.82
8061Lumber DealerD$4.49
3632Machine Shop NOCD$3.71
3030Machinery ManufacturingD$4.29
3685Machinist NOCD$3.98
7327Marine TransportationF$9.75
5029Masonry - DecorativeE$7.41
5027Masonry - FireproofF$8.58
5028Masonry - StoneF$9.95
5022Masonry NOCF$8.19
8031Meat Market - RetailC$2.15
2001Meat PackingF$6.83
8033Meat, Fish or Poultry Dealer - RetailC$2.54
8838Medical LabB$0.59
7360Messenger ServiceC$2.73
3581Metal Stamping - NOCE$4.80
9554Moving Company - LocalE$6.44
9410Municipal, Township, County or State Employees - NOCC$2.73
9587Nail SalonB$0.78
8860Newspaper - DeliveryC$2.93
8869Newspaper or Magazine Publishing - All EmployeesB$0.27
8807Newspaper PublishingB$0.66
0042Nursery EmployeesE$4.88
9046Nursing - Home/VisitingD$4.49
9049Nursing Home - AllD$4.29
8829Nursing Home - All EmployeesC$4.10
8804Office Machine ServiceB$1.17
8825Optometry OfficeA$0.31
8742Outside Sales PersonnelB$0.43
8037Paint StoreB$0.78
9012Painting - Buildings, Interior - By ContractorsC$2.93
5474Painting - Interior or ExteriorE$5.85
7721Park RangersD$2.73
8821Patent/Copyright AttorneyA$0.16
4361Pest Control ServicesD$3.51
9549Pet GroomingC$1.37
8099Pet StoreB$0.90
8846Pharmaceutical SalesB$0.43
8839Pharmacy - RetailB$0.70
7600Phone/Telegraph InstallationE$5.46
8832Physician & ClericalB$0.35
2110Pickle ManufacturingC$2.22
7313Pier/Wharf OperationF$8.78
5480Plastering NOCE$5.66
8111Plumber - CommercialE$4.68
5183Plumbing NOCE$5.27
7723Police Officers - MountedF$8.39
7720Police Officers and DriversD$4.49
8816Post OfficeC$2.15
2002Poultry ProcessingF$6.63
3076Printing - Offset or DigitalD$2.42
8843Psychiatric HospitalD$3.51
9088Public WorksE$5.07
8015Quick PrintingB$0.78
8857Radio Station - ClericalA$0.14
7610Radio/TV BroadcastingB$0.98
7855Railroad OperationE$5.85
8856Real Estate Agency - All EmployeesC$0.94
8817Real Estate ManagementB$0.98
9077Recreation CenterC$1.95
3060Refrigerator ManufacturingD$3.71
8849Research Lab - AnalyticalB$0.86
9079Restaurant - Fast FoodC$2.54
9083Restaurant - Fast Food - Including DeliveryD$3.20
9082Restaurant NOCD$2.93
8045Retail Store - Cannabis/DispensaryC$1.68
8017Retail Store NOCC$1.64
5551Roofing - All EmployeesG$19.50
5606Roofing ContractorG$17.55
7724Sanitation WorkersF$6.63
9101School - All EmployeesB$1.44
9102School - Professional EmployeesB$0.51
9105School Bus DriversD$3.51
9008Schools - VocationalC$2.15
9060Senior CenterB$1.37
5538Sheet Metal Work - HVAC DuctworkE$5.30
8090Shoe StoreA$0.43
5119Siding InstallationE$5.85
9072Skating RinkC$2.15
8864Social Services OrganizationB$0.98
2105Soft Drink ManufacturingC$2.15
8078Sporting Goods StoreB$0.98
8279Stable/Riding AcademyD$4.10
7309StevedoringG$14.43
8293Storage WarehouseD$3.71
8021Store - FurnitureC$1.95
5506Street/Road ConstructionF$9.17
5507Street/Road Construction - ClearingF$7.80
2021Sugar ManufacturingD$3.32
5223Swimming Pool ConstructionF$7.22
9064Swimming Pool OperationC$2.15
2623TanningD$4.29
7370Taxi/RideshareD$5.27
7390Taxicab Company - All EmployeesD$6.08
8871Telecommunication Employees - NOCA$0.23
8814Telephone Company - ClericalA$0.14
5037Tile RoofingG$17.16
2121Tobacco ManufacturingC$1.95
7232Trucking - Furniture MovingE$8.19
7229Trucking - HazmatG$11.51
7228Trucking - Local Hauling OnlyD$6.83
7219Trucking - Long HaulE$8.97
7231Trucking - Mail, Parcel, or Package DeliveryD$7.10
7202Trucking - NOCE$7.41
7227Trucking - RefrigeratedE$8.00
8847Trust CompanyA$0.12
9522UpholsteryC$2.15
9068Veterans HomeD$3.32
8842Veterinary Office - All EmployeesC$0.86
5180Water Main ConstructionF$9.36
3365Welding or Cutting NOCE$6.44
8018Wholesale Store NOCC$1.87
5196Wiring - Fire Detection SystemsD$3.71
2841Woodworking NOCD$4.49
2286Wool ProcessingC$2.46
8802Writer/AuthorA$0.16
2220Yarn/Thread ManufacturingC$2.34
9063YMCA, YWCA, or Health Club - All EmployeesC$2.22

States with Similar Rates

Texas

Avg rate: $4.38 per $100

North Carolina

Avg rate: $5.03 per $100

Ohio

Avg rate: $5.45 per $100

Georgia

Avg rate: $5.61 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

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