Question 1

How much does workers' comp cost for Investigator/Detective in Florida?

Accepted Answer

The current rate for Investigator/Detective (Class Code 8845) in Florida is $2.59 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1295 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Florida?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Florida for employers with 4 or more employees.

Question 3

How does Florida's rate compare to other states?

Accepted Answer

Florida's rate for Investigator/Detective is $2.59, which is $0.19 above the national average of $2.40 (+8%).

Question 4

What does class code 8845 cover?

Accepted Answer

Covers private investigators and detectives performing surveillance, background checks, and investigative services.

State	Rate per $100	Difference
Florida (current)	$2.59	—
Indiana	$1.76	-0.83
Texas	$1.85	-0.74
Virginia	$1.87	-0.72
Utah	$1.91	-0.68
Arkansas	$1.98	-0.61

Workers' Comp Rate for Investigator/Detective in Florida (Class Code 8845)

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