WCRates

Workers' Compensation Rates in Delaware (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

Delaware requires all employers to carry workers' comp coverage. The state uses NCCI rates with a moderate multiplier.

Average Rate (All Class Codes)

$5.88

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Delaware

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.20
8862Advertising AgencyA$0.24
7403Aircraft Operation - NOCE$10.18
7605Alarm Installation or RepairD$5.23
5047Aluminum InstallationE$8.53
8836Ambulance Service - All EmployeesC$6.05
7398Ambulette/Medical TransportD$6.05
9067Amusement Park - Mechanical RidesD$5.78
9016Amusement Park or Carnival - All EmployeesD$4.51
7520Amusement Ride OperationD$6.33
8831Animal Hospital - VeterinaryC$2.48
8861Architect or Engineer - ConsultingB$0.44
5473Asphalt PavingF$11.28
9625Assisted Living FacilityD$4.95
9182Athletic Teams - AmateurE$7.98
9180Athletic Teams - ProfessionalF$13.75
8820Attorney - All Employees & ClericalA$0.22
8803Auditing, Accounting or Management ConsultingA$0.22
8046Auto Accessories StoreB$1.38
8385Auto Parts Store - RetailC$2.53
5188Automatic Sprinkler InstallationE$8.64
8392Automobile Body RepairE$7.98
8748Automobile Dealer - All EmployeesD$4.13
8391Automobile DismantlingE$7.48
8380Automobile Service or Repair CenterD$4.95
8389Automobile TowingE$9.35
7422Aviation - Ground CrewE$7.98
2003BakeryC$3.85
3724Bakery - ManufacturingD$4.68
8815Bank - All EmployeesA$0.17
8855Banks and Trust Companies - All EmployeesA$0.19
9586Barber Shop or Beauty ParlorC$1.65
7337Boat Building - MetalF$10.73
7335Boat Building - WoodE$8.25
3027Boiler ManufacturingE$8.53
8072Book StoreA$0.55
2157BottlingC$3.58
9071Bowling Alley - All EmployeesC$2.70
9070Bowling Center - AllC$2.75
2065BreweryC$3.58
9650Building InspectionC$2.48
8058Building Materials DealerD$5.78
9015Building Operation - All Other EmployeesC$3.41
7382Bus Company - All EmployeesD$8.25
8850Bus/Taxi - DispatchingA$0.50
5146Cabinet InstallationD$7.43
5148Cabinet Manufacturing & InstallD$6.60
2812Cabinet/Wood Products ManufacturingD$6.88
9055Camps - Day/OvernightC$3.58
2095Candy ManufacturingC$3.30
2111CanneryD$5.78
9602Car WashC$2.75
5645Carpentry - CommercialF$13.75
5432Carpentry - Detached One/Two FamilyE$10.18
5436Carpentry - Finish DetachedD$7.15
5437Carpentry - FramingF$15.68
5404Carpentry - Install CabinetsD$7.70
5403Carpentry - ResidentialF$12.38
2802Carpentry - Shop OnlyD$6.05
9536Carpet CleaningC$3.30
9519Catering NOCC$3.85
5020Ceiling InstallationE$9.35
9610Cemetery - AllD$3.85
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$6.05
2131Cereal ManufacturingC$3.19
7405Charter AircraftF$14.03
9660Chimney SweepD$5.23
8826Chiropractic OfficeB$0.99
8812Clerical - Drafting EmployeesA$0.24
8810Clerical Office EmployeesA$0.28
2501Clothing ManufacturingB$2.48
8008Clothing or Wearing Apparel Store - RetailC$2.04
9061Club NOC - All EmployeesC$3.08
8844Collection AgencyA$0.24
8868College or University - Professional EmployeesB$0.50
7380Commercial DriversD$9.35
8859Computer Programming or Software DevelopmentA$0.20
5201Concrete Block ManufacturingE$8.80
5213Concrete Construction NOCF$10.73
5214Concrete NOC - PouredF$11.28
5221Concrete or Cement Work - Floors, Driveways, YardsF$9.79
5070Concrete Products ManufacturingE$7.15
5215Concrete WorkF$12.65
5222Concrete/Cement - FloorsE$9.08
8227Construction Material - UsedD$6.33
8019Convenience StoreC$2.48
7715Corrections OfficersG$10.18
9558Courier/Document DeliveryC$3.58
7719Court EmployeesB$1.38
8865Court ReporterA$0.17
2070Creamery/Dairy ProductsC$4.13
8801Credit Union - All EmployeesA$0.17
8805Credit Union/SavingsA$0.17
9059Day SpaB$1.65
8854Daycare CenterC$2.75
8822Dental LaboratoryB$0.83
8824Dental Office - All EmployeesB$0.61
8039Department Store - RetailC$2.20
2102DistilleryC$3.41
5108Door/Window InstallationD$6.88
5152Drilling NOCF$14.85
8047Drug StoreB$1.05
2688Dry CleaningC$3.58
8866Election CampaignB$0.94
7539Electric Light/Power CompaniesF$11.55
3082Electrical Apparatus ManufacturingD$4.95
5140Electrical Installation - InteriorD$5.78
5193Electrical Wiring - AlarmD$6.05
5191Electrical Wiring - CommercialE$7.98
5190Electrical Wiring - Within BuildingsE$6.88
9653Elevator InspectionC$2.20
5160Elevator InstallationF$11.55
5162Elevator Service/MaintenanceE$9.08
8858Employment AgencyA$0.22
7711EMT/ParamedicsF$8.25
6217Excavation NOCF$11.88
8809Executive RecruitingA$0.22
0035Farm - DairyE$9.63
0005Farm - Field CropsE$10.45
0016Farm - LivestockF$11.28
0050Farm - Orchard or GroveE$8.58
8841Financial AdvisorA$0.19
7710Firefighters and DriversD$7.15
2161Fish ProcessingE$7.15
8032Florist - RetailB$1.26
2130Flour MillingD$4.68
7350Freight HandlingE$7.98
2143Fruit ProcessingD$4.40
9620Funeral Directors - All EmployeesC$1.93
2883Furniture ManufacturingD$6.05
7590Garbage/Ash CollectionF$10.73
2913Glass ManufacturingE$8.25
2915Glass MerchantD$5.78
5462GlazierE$9.35
9056Golf ClubC$2.75
8811Government ClericalA$0.24
8304Grain ElevatorE$7.70
2041Grain MillingD$4.95
8006Grocery Store - RetailC$2.75
9585Hair SalonB$1.38
8116Hardware DealerC$3.58
8055Hardware Store - GeneralC$2.75
8044Hardware Store - RetailC$3.03
8010Hardware Store - WholesaleC$2.86
5137Heating Equipment InstallationD$6.33
5185Heating System InstallationD$6.05
5537Heating, Ventilation, Air Conditioning and RefrigerationE$6.33
5239Highway ConstructionG$16.50
8851Home for Aged - AllD$5.78
8835Home Health Care ServicesC$4.57
8834Hospital - All Other EmployeesC$4.95
9040Hospital - Non-ProfessionalD$6.05
8833Hospital - Professional EmployeesC$3.14
9052Hotel - All EmployeesC$4.02
9058Hotel or Motel - All Other EmployeesC$3.85
9529House CleaningC$3.58
9033Housing AuthorityB$1.65
2039Ice Cream ManufacturingC$3.85
8215Ice DealerC$3.30
8203Ice ManufacturingD$4.95
5479Insulation WorkE$8.25
8818Insurance Company - ClericalA$0.20
8845Investigator/DetectiveC$2.48
8840Investment CompanyA$0.17
5038Iron Doors/Gates InstallationF$15.95
5057Iron or Steel Erection - NOCG$18.98
5102Iron or Steel Erection - StructuralG$20.35
5069Iron/Steel - NOCG$23.10
5059Iron/Steel - OrnamentalF$13.48
5040Iron/Steel Erection - FrameG$26.95
8106Iron/Steel MerchantD$6.05
6229Irrigation Works - All OperationsE$7.15
9014Janitorial Services - By ContractorC$4.68
8013Jewelry StoreB$0.94
8263Junk DealerD$6.05
0917Landscape Gardening - NOCD$5.78
5443LathingE$9.63
2660Laundry NOCC$3.85
2586Leather Goods ManufacturingC$3.30
9034Library - All EmployeesA$0.72
7716LifeguardsD$4.13
8232LoggingG$27.50
7317Longshore WorkersG$20.90
8061Lumber DealerD$6.33
3632Machine Shop NOCD$5.23
3030Machinery ManufacturingD$6.05
3685Machinist NOCD$5.61
7327Marine TransportationF$13.75
5029Masonry - DecorativeE$10.45
5027Masonry - FireproofF$12.10
5028Masonry - StoneF$14.03
5022Masonry NOCF$11.55
8031Meat Market - RetailC$3.03
2001Meat PackingF$9.63
8033Meat, Fish or Poultry Dealer - RetailC$3.58
8838Medical LabB$0.83
7360Messenger ServiceC$3.85
3581Metal Stamping - NOCE$6.77
9554Moving Company - LocalE$9.08
9410Municipal, Township, County or State Employees - NOCC$3.85
9587Nail SalonB$1.10
8860Newspaper - DeliveryC$4.13
8869Newspaper or Magazine Publishing - All EmployeesB$0.39
8807Newspaper PublishingB$0.94
0042Nursery EmployeesE$6.88
9046Nursing - Home/VisitingD$6.33
9049Nursing Home - AllD$6.05
8829Nursing Home - All EmployeesC$5.78
8804Office Machine ServiceB$1.65
8825Optometry OfficeA$0.44
8742Outside Sales PersonnelB$0.61
8037Paint StoreB$1.10
9012Painting - Buildings, Interior - By ContractorsC$4.13
5474Painting - Interior or ExteriorE$8.25
7721Park RangersD$3.85
8821Patent/Copyright AttorneyA$0.22
4361Pest Control ServicesD$4.95
9549Pet GroomingC$1.93
8099Pet StoreB$1.26
8846Pharmaceutical SalesB$0.61
8839Pharmacy - RetailB$0.99
7600Phone/Telegraph InstallationE$7.70
8832Physician & ClericalB$0.50
2110Pickle ManufacturingC$3.14
7313Pier/Wharf OperationF$12.38
5480Plastering NOCE$7.98
8111Plumber - CommercialE$6.60
5183Plumbing NOCE$7.43
7723Police Officers - MountedF$11.83
7720Police Officers and DriversD$6.33
8816Post OfficeC$3.03
2002Poultry ProcessingF$9.35
3076Printing - Offset or DigitalD$3.41
8843Psychiatric HospitalD$4.95
9088Public WorksE$7.15
8015Quick PrintingB$1.10
8857Radio Station - ClericalA$0.20
7610Radio/TV BroadcastingB$1.38
7855Railroad OperationE$8.25
8856Real Estate Agency - All EmployeesC$1.32
8817Real Estate ManagementB$1.38
9077Recreation CenterC$2.75
3060Refrigerator ManufacturingD$5.23
8849Research Lab - AnalyticalB$1.21
9079Restaurant - Fast FoodC$3.58
9083Restaurant - Fast Food - Including DeliveryD$4.51
9082Restaurant NOCD$4.13
8045Retail Store - Cannabis/DispensaryC$2.37
8017Retail Store NOCC$2.31
5551Roofing - All EmployeesG$27.50
5606Roofing ContractorG$24.75
7724Sanitation WorkersF$9.35
9101School - All EmployeesB$2.04
9102School - Professional EmployeesB$0.72
9105School Bus DriversD$4.95
9008Schools - VocationalC$3.03
9060Senior CenterB$1.93
5538Sheet Metal Work - HVAC DuctworkE$7.48
8090Shoe StoreA$0.61
5119Siding InstallationE$8.25
9072Skating RinkC$3.03
8864Social Services OrganizationB$1.38
2105Soft Drink ManufacturingC$3.03
8078Sporting Goods StoreB$1.38
8279Stable/Riding AcademyD$5.78
7309StevedoringG$20.35
8293Storage WarehouseD$5.23
8021Store - FurnitureC$2.75
5506Street/Road ConstructionF$12.93
5507Street/Road Construction - ClearingF$11.00
2021Sugar ManufacturingD$4.68
5223Swimming Pool ConstructionF$10.18
9064Swimming Pool OperationC$3.03
2623TanningD$6.05
7370Taxi/RideshareD$7.43
7390Taxicab Company - All EmployeesD$8.58
8871Telecommunication Employees - NOCA$0.33
8814Telephone Company - ClericalA$0.20
5037Tile RoofingG$24.20
2121Tobacco ManufacturingC$2.75
7232Trucking - Furniture MovingE$11.55
7229Trucking - HazmatG$16.23
7228Trucking - Local Hauling OnlyD$9.63
7219Trucking - Long HaulE$12.65
7231Trucking - Mail, Parcel, or Package DeliveryD$10.01
7202Trucking - NOCE$10.45
7227Trucking - RefrigeratedE$11.28
8847Trust CompanyA$0.17
9522UpholsteryC$3.03
9068Veterans HomeD$4.68
8842Veterinary Office - All EmployeesC$1.21
5180Water Main ConstructionF$13.20
3365Welding or Cutting NOCE$9.08
8018Wholesale Store NOCC$2.64
5196Wiring - Fire Detection SystemsD$5.23
2841Woodworking NOCD$6.33
2286Wool ProcessingC$3.47
8802Writer/AuthorA$0.22
2220Yarn/Thread ManufacturingC$3.30
9063YMCA, YWCA, or Health Club - All EmployeesC$3.14

States with Similar Rates

Florida

Avg rate: $6.15 per $100

Georgia

Avg rate: $5.61 per $100

Ohio

Avg rate: $5.45 per $100

Illinois

Avg rate: $6.42 per $100

North Carolina

Avg rate: $5.03 per $100

Pennsylvania

Avg rate: $6.84 per $100

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