WCRates

Workers' Compensation Rates in Colorado (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

Colorado uses NCCI class codes and rates, with Pinnacol Assurance serving as the state's largest workers' comp carrier.

Average Rate (All Class Codes)

$4.76

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Colorado

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.16
8862Advertising AgencyA$0.20
7403Aircraft Operation - NOCE$8.23
7605Alarm Installation or RepairD$4.23
5047Aluminum InstallationE$6.90
8836Ambulance Service - All EmployeesC$4.90
7398Ambulette/Medical TransportD$4.90
9067Amusement Park - Mechanical RidesD$4.67
9016Amusement Park or Carnival - All EmployeesD$3.65
7520Amusement Ride OperationD$5.12
8831Animal Hospital - VeterinaryC$2.00
8861Architect or Engineer - ConsultingB$0.36
5473Asphalt PavingF$9.12
9625Assisted Living FacilityD$4.01
9182Athletic Teams - AmateurE$6.45
9180Athletic Teams - ProfessionalF$11.13
8820Attorney - All Employees & ClericalA$0.18
8803Auditing, Accounting or Management ConsultingA$0.18
8046Auto Accessories StoreB$1.11
8385Auto Parts Store - RetailC$2.05
5188Automatic Sprinkler InstallationE$6.99
8392Automobile Body RepairE$6.45
8748Automobile Dealer - All EmployeesD$3.34
8391Automobile DismantlingE$6.05
8380Automobile Service or Repair CenterD$4.01
8389Automobile TowingE$7.57
7422Aviation - Ground CrewE$6.45
2003BakeryC$3.12
3724Bakery - ManufacturingD$3.78
8815Bank - All EmployeesA$0.13
8855Banks and Trust Companies - All EmployeesA$0.15
9586Barber Shop or Beauty ParlorC$1.34
7337Boat Building - MetalF$8.68
7335Boat Building - WoodE$6.68
3027Boiler ManufacturingE$6.90
8072Book StoreA$0.45
2157BottlingC$2.89
9071Bowling Alley - All EmployeesC$2.18
9070Bowling Center - AllC$2.23
2065BreweryC$2.89
9650Building InspectionC$2.00
8058Building Materials DealerD$4.67
9015Building Operation - All Other EmployeesC$2.76
7382Bus Company - All EmployeesD$6.68
8850Bus/Taxi - DispatchingA$0.40
5146Cabinet InstallationD$6.01
5148Cabinet Manufacturing & InstallD$5.34
2812Cabinet/Wood Products ManufacturingD$5.56
9055Camps - Day/OvernightC$2.89
2095Candy ManufacturingC$2.67
2111CanneryD$4.67
9602Car WashC$2.23
5645Carpentry - CommercialF$11.13
5432Carpentry - Detached One/Two FamilyE$8.23
5436Carpentry - Finish DetachedD$5.79
5437Carpentry - FramingF$12.68
5404Carpentry - Install CabinetsD$6.23
5403Carpentry - ResidentialF$10.01
2802Carpentry - Shop OnlyD$4.90
9536Carpet CleaningC$2.67
9519Catering NOCC$3.12
5020Ceiling InstallationE$7.57
9610Cemetery - AllD$3.12
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$4.90
2131Cereal ManufacturingC$2.58
7405Charter AircraftF$11.35
9660Chimney SweepD$4.23
8826Chiropractic OfficeB$0.80
8812Clerical - Drafting EmployeesA$0.20
8810Clerical Office EmployeesA$0.22
2501Clothing ManufacturingB$2.00
8008Clothing or Wearing Apparel Store - RetailC$1.65
9061Club NOC - All EmployeesC$2.49
8844Collection AgencyA$0.20
8868College or University - Professional EmployeesB$0.40
7380Commercial DriversD$7.57
8859Computer Programming or Software DevelopmentA$0.16
5201Concrete Block ManufacturingE$7.12
5213Concrete Construction NOCF$8.68
5214Concrete NOC - PouredF$9.12
5221Concrete or Cement Work - Floors, Driveways, YardsF$7.92
5070Concrete Products ManufacturingE$5.79
5215Concrete WorkF$10.24
5222Concrete/Cement - FloorsE$7.34
8227Construction Material - UsedD$5.12
8019Convenience StoreC$2.00
7715Corrections OfficersG$8.23
9558Courier/Document DeliveryC$2.89
7719Court EmployeesB$1.11
8865Court ReporterA$0.13
2070Creamery/Dairy ProductsC$3.34
8801Credit Union - All EmployeesA$0.13
8805Credit Union/SavingsA$0.13
9059Day SpaB$1.34
8854Daycare CenterC$2.23
8822Dental LaboratoryB$0.67
8824Dental Office - All EmployeesB$0.49
8039Department Store - RetailC$1.78
2102DistilleryC$2.76
5108Door/Window InstallationD$5.56
5152Drilling NOCF$12.02
8047Drug StoreB$0.85
2688Dry CleaningC$2.89
8866Election CampaignB$0.76
7539Electric Light/Power CompaniesF$9.35
3082Electrical Apparatus ManufacturingD$4.01
5140Electrical Installation - InteriorD$4.67
5193Electrical Wiring - AlarmD$4.90
5191Electrical Wiring - CommercialE$6.45
5190Electrical Wiring - Within BuildingsE$5.56
9653Elevator InspectionC$1.78
5160Elevator InstallationF$9.35
5162Elevator Service/MaintenanceE$7.34
8858Employment AgencyA$0.18
7711EMT/ParamedicsF$6.68
6217Excavation NOCF$9.61
8809Executive RecruitingA$0.18
0035Farm - DairyE$7.79
0005Farm - Field CropsE$8.46
0016Farm - LivestockF$9.12
0050Farm - Orchard or GroveE$6.94
8841Financial AdvisorA$0.15
7710Firefighters and DriversD$5.79
2161Fish ProcessingE$5.79
8032Florist - RetailB$1.02
2130Flour MillingD$3.78
7350Freight HandlingE$6.45
2143Fruit ProcessingD$3.56
9620Funeral Directors - All EmployeesC$1.56
2883Furniture ManufacturingD$4.90
7590Garbage/Ash CollectionF$8.68
2913Glass ManufacturingE$6.68
2915Glass MerchantD$4.67
5462GlazierE$7.57
9056Golf ClubC$2.23
8811Government ClericalA$0.20
8304Grain ElevatorE$6.23
2041Grain MillingD$4.01
8006Grocery Store - RetailC$2.23
9585Hair SalonB$1.11
8116Hardware DealerC$2.89
8055Hardware Store - GeneralC$2.23
8044Hardware Store - RetailC$2.45
8010Hardware Store - WholesaleC$2.31
5137Heating Equipment InstallationD$5.12
5185Heating System InstallationD$4.90
5537Heating, Ventilation, Air Conditioning and RefrigerationE$5.12
5239Highway ConstructionG$13.35
8851Home for Aged - AllD$4.67
8835Home Health Care ServicesC$3.69
8834Hospital - All Other EmployeesC$4.01
9040Hospital - Non-ProfessionalD$4.90
8833Hospital - Professional EmployeesC$2.54
9052Hotel - All EmployeesC$3.25
9058Hotel or Motel - All Other EmployeesC$3.12
9529House CleaningC$2.89
9033Housing AuthorityB$1.34
2039Ice Cream ManufacturingC$3.12
8215Ice DealerC$2.67
8203Ice ManufacturingD$4.01
5479Insulation WorkE$6.68
8818Insurance Company - ClericalA$0.16
8845Investigator/DetectiveC$2.00
8840Investment CompanyA$0.13
5038Iron Doors/Gates InstallationF$12.91
5057Iron or Steel Erection - NOCG$15.35
5102Iron or Steel Erection - StructuralG$16.47
5069Iron/Steel - NOCG$18.69
5059Iron/Steel - OrnamentalF$10.90
5040Iron/Steel Erection - FrameG$21.81
8106Iron/Steel MerchantD$4.90
6229Irrigation Works - All OperationsE$5.79
9014Janitorial Services - By ContractorC$3.78
8013Jewelry StoreB$0.76
8263Junk DealerD$4.90
0917Landscape Gardening - NOCD$4.67
5443LathingE$7.79
2660Laundry NOCC$3.12
2586Leather Goods ManufacturingC$2.67
9034Library - All EmployeesA$0.58
7716LifeguardsD$3.34
8232LoggingG$22.25
7317Longshore WorkersG$16.91
8061Lumber DealerD$5.12
3632Machine Shop NOCD$4.23
3030Machinery ManufacturingD$4.90
3685Machinist NOCD$4.54
7327Marine TransportationF$11.13
5029Masonry - DecorativeE$8.46
5027Masonry - FireproofF$9.79
5028Masonry - StoneF$11.35
5022Masonry NOCF$9.35
8031Meat Market - RetailC$2.45
2001Meat PackingF$7.79
8033Meat, Fish or Poultry Dealer - RetailC$2.89
8838Medical LabB$0.67
7360Messenger ServiceC$3.12
3581Metal Stamping - NOCE$5.47
9554Moving Company - LocalE$7.34
9410Municipal, Township, County or State Employees - NOCC$3.12
9587Nail SalonB$0.89
8860Newspaper - DeliveryC$3.34
8869Newspaper or Magazine Publishing - All EmployeesB$0.31
8807Newspaper PublishingB$0.76
0042Nursery EmployeesE$5.56
9046Nursing - Home/VisitingD$5.12
9049Nursing Home - AllD$4.90
8829Nursing Home - All EmployeesC$4.67
8804Office Machine ServiceB$1.34
8825Optometry OfficeA$0.36
8742Outside Sales PersonnelB$0.49
8037Paint StoreB$0.89
9012Painting - Buildings, Interior - By ContractorsC$3.34
5474Painting - Interior or ExteriorE$6.68
7721Park RangersD$3.12
8821Patent/Copyright AttorneyA$0.18
4361Pest Control ServicesD$4.01
9549Pet GroomingC$1.56
8099Pet StoreB$1.02
8846Pharmaceutical SalesB$0.49
8839Pharmacy - RetailB$0.80
7600Phone/Telegraph InstallationE$6.23
8832Physician & ClericalB$0.40
2110Pickle ManufacturingC$2.54
7313Pier/Wharf OperationF$10.01
5480Plastering NOCE$6.45
8111Plumber - CommercialE$5.34
5183Plumbing NOCE$6.01
7723Police Officers - MountedF$9.57
7720Police Officers and DriversD$5.12
8816Post OfficeC$2.45
2002Poultry ProcessingF$7.57
3076Printing - Offset or DigitalD$2.76
8843Psychiatric HospitalD$4.01
9088Public WorksE$5.79
8015Quick PrintingB$0.89
8857Radio Station - ClericalA$0.16
7610Radio/TV BroadcastingB$1.11
7855Railroad OperationE$6.68
8856Real Estate Agency - All EmployeesC$1.07
8817Real Estate ManagementB$1.11
9077Recreation CenterC$2.23
3060Refrigerator ManufacturingD$4.23
8849Research Lab - AnalyticalB$0.98
9079Restaurant - Fast FoodC$2.89
9083Restaurant - Fast Food - Including DeliveryD$3.65
9082Restaurant NOCD$3.34
8045Retail Store - Cannabis/DispensaryC$1.91
8017Retail Store NOCC$1.87
5551Roofing - All EmployeesG$22.25
5606Roofing ContractorG$20.02
7724Sanitation WorkersF$7.57
9101School - All EmployeesB$1.65
9102School - Professional EmployeesB$0.58
9105School Bus DriversD$4.01
9008Schools - VocationalC$2.45
9060Senior CenterB$1.56
5538Sheet Metal Work - HVAC DuctworkE$6.05
8090Shoe StoreA$0.49
5119Siding InstallationE$6.68
9072Skating RinkC$2.45
8864Social Services OrganizationB$1.11
2105Soft Drink ManufacturingC$2.45
8078Sporting Goods StoreB$1.11
8279Stable/Riding AcademyD$4.67
7309StevedoringG$16.47
8293Storage WarehouseD$4.23
8021Store - FurnitureC$2.23
5506Street/Road ConstructionF$10.46
5507Street/Road Construction - ClearingF$8.90
2021Sugar ManufacturingD$3.78
5223Swimming Pool ConstructionF$8.23
9064Swimming Pool OperationC$2.45
2623TanningD$4.90
7370Taxi/RideshareD$6.01
7390Taxicab Company - All EmployeesD$6.94
8871Telecommunication Employees - NOCA$0.27
8814Telephone Company - ClericalA$0.16
5037Tile RoofingG$19.58
2121Tobacco ManufacturingC$2.23
7232Trucking - Furniture MovingE$9.35
7229Trucking - HazmatG$13.13
7228Trucking - Local Hauling OnlyD$7.79
7219Trucking - Long HaulE$10.24
7231Trucking - Mail, Parcel, or Package DeliveryD$8.10
7202Trucking - NOCE$8.46
7227Trucking - RefrigeratedE$9.12
8847Trust CompanyA$0.13
9522UpholsteryC$2.45
9068Veterans HomeD$3.78
8842Veterinary Office - All EmployeesC$0.98
5180Water Main ConstructionF$10.68
3365Welding or Cutting NOCE$7.34
8018Wholesale Store NOCC$2.14
5196Wiring - Fire Detection SystemsD$4.23
2841Woodworking NOCD$5.12
2286Wool ProcessingC$2.80
8802Writer/AuthorA$0.18
2220Yarn/Thread ManufacturingC$2.67
9063YMCA, YWCA, or Health Club - All EmployeesC$2.54

States with Similar Rates

North Carolina

Avg rate: $5.03 per $100

Texas

Avg rate: $4.38 per $100

Ohio

Avg rate: $5.45 per $100

Georgia

Avg rate: $5.61 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

Get a Workers' Comp Quote for Colorado

Compare rates from top carriers. Free, no-obligation quotes in minutes.

Get Quote