Question 1

How much does workers' comp cost for Investigator/Detective in California?

Accepted Answer

The current rate for Investigator/Detective (Class Code 8845) in California is $3.04 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1520 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in California?

Accepted Answer

Yes, workers' compensation insurance is mandatory in California for all employers with at least one employee.

Question 3

How does California's rate compare to other states?

Accepted Answer

California's rate for Investigator/Detective is $3.04, which is $0.64 above the national average of $2.40 (+27%).

Question 4

What does class code 8845 cover?

Accepted Answer

Covers private investigators and detectives performing surveillance, background checks, and investigative services.

State	Rate per $100	Difference
California (current)	$3.04	—
Indiana	$1.76	-1.28
Texas	$1.85	-1.19
Virginia	$1.87	-1.17
Utah	$1.91	-1.13
Arkansas	$1.98	-1.06

Workers' Comp Rate for Investigator/Detective in California (Class Code 8845)

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