Workers' Compensation Rates in California (2026)

State Overview

Bureau Type

independent

WCIRB

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

California has its own independent rating bureau (WCIRB) and is one of the most expensive states for workers' compensation insurance.

Average Rate (All Class Codes)

$7.22

per $100 of payroll

All Class Codes & Rates in California

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.24
8862Advertising AgencyA$0.30
7403Aircraft Operation - NOCE$12.49
7605Alarm Installation or RepairD$6.41
5047Aluminum InstallationE$10.46
8836Ambulance Service - All EmployeesC$7.43
7398Ambulette/Medical TransportD$7.43
9067Amusement Park - Mechanical RidesD$7.09
9016Amusement Park or Carnival - All EmployeesD$5.54
7520Amusement Ride OperationD$7.76
8831Animal Hospital - VeterinaryC$3.04
8861Architect or Engineer - ConsultingB$0.54
5473Asphalt PavingF$13.84
9625Assisted Living FacilityD$6.08
9182Athletic Teams - AmateurE$9.79
9180Athletic Teams - ProfessionalF$16.88
8820Attorney - All Employees & ClericalA$0.27
8803Auditing, Accounting or Management ConsultingA$0.27
8046Auto Accessories StoreB$1.69
8385Auto Parts Store - RetailC$3.11
5188Automatic Sprinkler InstallationE$10.60
8392Automobile Body RepairE$9.79
8748Automobile Dealer - All EmployeesD$5.06
8391Automobile DismantlingE$9.18
8380Automobile Service or Repair CenterD$6.08
8389Automobile TowingE$11.48
7422Aviation - Ground CrewE$9.79
2003BakeryC$4.73
3724Bakery - ManufacturingD$5.74
8815Bank - All EmployeesA$0.20
8855Banks and Trust Companies - All EmployeesA$0.23
9586Barber Shop or Beauty ParlorC$2.03
7337Boat Building - MetalF$13.16
7335Boat Building - WoodE$10.13
3027Boiler ManufacturingE$10.46
8072Book StoreA$0.68
2157BottlingC$4.39
9071Bowling Alley - All EmployeesC$3.31
9070Bowling Center - AllC$3.38
2065BreweryC$4.39
9650Building InspectionC$3.04
8058Building Materials DealerD$7.09
9015Building Operation - All Other EmployeesC$4.19
7382Bus Company - All EmployeesD$10.13
8850Bus/Taxi - DispatchingA$0.61
5146Cabinet InstallationD$9.11
5148Cabinet Manufacturing & InstallD$8.10
2812Cabinet/Wood Products ManufacturingD$8.44
9055Camps - Day/OvernightC$4.39
2095Candy ManufacturingC$4.05
2111CanneryD$7.09
9602Car WashC$3.38
5645Carpentry - CommercialF$16.88
5432Carpentry - Detached One/Two FamilyE$12.49
5436Carpentry - Finish DetachedD$8.78
5437Carpentry - FramingF$19.24
5404Carpentry - Install CabinetsD$9.45
5403Carpentry - ResidentialF$15.19
2802Carpentry - Shop OnlyD$7.43
9536Carpet CleaningC$4.05
9519Catering NOCC$4.73
5020Ceiling InstallationE$11.48
9610Cemetery - AllD$4.73
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$7.43
2131Cereal ManufacturingC$3.92
7405Charter AircraftF$17.21
9660Chimney SweepD$6.41
8826Chiropractic OfficeB$1.22
8812Clerical - Drafting EmployeesA$0.30
8810Clerical Office EmployeesA$0.34
2501Clothing ManufacturingB$3.04
8008Clothing or Wearing Apparel Store - RetailC$2.50
9061Club NOC - All EmployeesC$3.78
8844Collection AgencyA$0.30
8868College or University - Professional EmployeesB$0.61
7380Commercial DriversD$11.48
8859Computer Programming or Software DevelopmentA$0.24
5201Concrete Block ManufacturingE$10.80
5213Concrete Construction NOCF$13.16
5214Concrete NOC - PouredF$13.84
5221Concrete or Cement Work - Floors, Driveways, YardsF$12.02
5070Concrete Products ManufacturingE$8.78
5215Concrete WorkF$15.53
5222Concrete/Cement - FloorsE$11.14
8227Construction Material - UsedD$7.76
8019Convenience StoreC$3.04
7715Corrections OfficersG$12.49
9558Courier/Document DeliveryC$4.39
7719Court EmployeesB$1.69
8865Court ReporterA$0.20
2070Creamery/Dairy ProductsC$5.06
8801Credit Union - All EmployeesA$0.20
8805Credit Union/SavingsA$0.20
9059Day SpaB$2.03
8854Daycare CenterC$3.38
8822Dental LaboratoryB$1.01
8824Dental Office - All EmployeesB$0.74
8039Department Store - RetailC$2.70
2102DistilleryC$4.19
5108Door/Window InstallationD$8.44
5152Drilling NOCF$18.23
8047Drug StoreB$1.28
2688Dry CleaningC$4.39
8866Election CampaignB$1.15
7539Electric Light/Power CompaniesF$14.18
3082Electrical Apparatus ManufacturingD$6.08
5140Electrical Installation - InteriorD$7.09
5193Electrical Wiring - AlarmD$7.43
5191Electrical Wiring - CommercialE$9.79
5190Electrical Wiring - Within BuildingsE$8.44
9653Elevator InspectionC$2.70
5160Elevator InstallationF$14.18
5162Elevator Service/MaintenanceE$11.14
8858Employment AgencyA$0.27
7711EMT/ParamedicsF$10.13
6217Excavation NOCF$14.58
8809Executive RecruitingA$0.27
0035Farm - DairyE$11.81
0005Farm - Field CropsE$12.83
0016Farm - LivestockF$13.84
0050Farm - Orchard or GroveE$10.53
8841Financial AdvisorA$0.23
7710Firefighters and DriversD$8.78
2161Fish ProcessingE$8.78
8032Florist - RetailB$1.55
2130Flour MillingD$5.74
7350Freight HandlingE$9.79
2143Fruit ProcessingD$5.40
9620Funeral Directors - All EmployeesC$2.36
2883Furniture ManufacturingD$7.43
7590Garbage/Ash CollectionF$13.16
2913Glass ManufacturingE$10.13
2915Glass MerchantD$7.09
5462GlazierE$11.48
9056Golf ClubC$3.38
8811Government ClericalA$0.30
8304Grain ElevatorE$9.45
2041Grain MillingD$6.08
8006Grocery Store - RetailC$3.38
9585Hair SalonB$1.69
8116Hardware DealerC$4.39
8055Hardware Store - GeneralC$3.38
8044Hardware Store - RetailC$3.71
8010Hardware Store - WholesaleC$3.51
5137Heating Equipment InstallationD$7.76
5185Heating System InstallationD$7.43
5537Heating, Ventilation, Air Conditioning and RefrigerationE$7.76
5239Highway ConstructionG$20.25
8851Home for Aged - AllD$7.09
8835Home Health Care ServicesC$5.60
8834Hospital - All Other EmployeesC$6.08
9040Hospital - Non-ProfessionalD$7.43
8833Hospital - Professional EmployeesC$3.85
9052Hotel - All EmployeesC$4.93
9058Hotel or Motel - All Other EmployeesC$4.73
9529House CleaningC$4.39
9033Housing AuthorityB$2.03
2039Ice Cream ManufacturingC$4.73
8215Ice DealerC$4.05
8203Ice ManufacturingD$6.08
5479Insulation WorkE$10.13
8818Insurance Company - ClericalA$0.24
8845Investigator/DetectiveC$3.04
8840Investment CompanyA$0.20
5038Iron Doors/Gates InstallationF$19.58
5057Iron or Steel Erection - NOCG$23.29
5102Iron or Steel Erection - StructuralG$24.98
5069Iron/Steel - NOCG$28.35
5059Iron/Steel - OrnamentalF$16.54
5040Iron/Steel Erection - FrameG$33.08
8106Iron/Steel MerchantD$7.43
6229Irrigation Works - All OperationsE$8.78
9014Janitorial Services - By ContractorC$5.74
8013Jewelry StoreB$1.15
8263Junk DealerD$7.43
0917Landscape Gardening - NOCD$7.09
5443LathingE$11.81
2660Laundry NOCC$4.73
2586Leather Goods ManufacturingC$4.05
9034Library - All EmployeesA$0.88
7716LifeguardsD$5.06
8232LoggingG$33.75
7317Longshore WorkersG$25.65
8061Lumber DealerD$7.76
3632Machine Shop NOCD$6.41
3030Machinery ManufacturingD$7.43
3685Machinist NOCD$6.89
7327Marine TransportationF$16.88
5029Masonry - DecorativeE$12.83
5027Masonry - FireproofF$14.85
5028Masonry - StoneF$17.21
5022Masonry NOCF$14.18
8031Meat Market - RetailC$3.71
2001Meat PackingF$11.81
8033Meat, Fish or Poultry Dealer - RetailC$4.39
8838Medical LabB$1.01
7360Messenger ServiceC$4.73
3581Metal Stamping - NOCE$8.30
9554Moving Company - LocalE$11.14
9410Municipal, Township, County or State Employees - NOCC$4.73
9587Nail SalonB$1.35
8860Newspaper - DeliveryC$5.06
8869Newspaper or Magazine Publishing - All EmployeesB$0.47
8807Newspaper PublishingB$1.15
0042Nursery EmployeesE$8.44
9046Nursing - Home/VisitingD$7.76
9049Nursing Home - AllD$7.43
8829Nursing Home - All EmployeesC$7.09
8804Office Machine ServiceB$2.03
8825Optometry OfficeA$0.54
8742Outside Sales PersonnelB$0.74
8037Paint StoreB$1.35
9012Painting - Buildings, Interior - By ContractorsC$5.06
5474Painting - Interior or ExteriorE$10.13
7721Park RangersD$4.73
8821Patent/Copyright AttorneyA$0.27
4361Pest Control ServicesD$6.08
9549Pet GroomingC$2.36
8099Pet StoreB$1.55
8846Pharmaceutical SalesB$0.74
8839Pharmacy - RetailB$1.22
7600Phone/Telegraph InstallationE$9.45
8832Physician & ClericalB$0.61
2110Pickle ManufacturingC$3.85
7313Pier/Wharf OperationF$15.19
5480Plastering NOCE$9.79
8111Plumber - CommercialE$8.10
5183Plumbing NOCE$9.11
7723Police Officers - MountedF$14.51
7720Police Officers and DriversD$7.76
8816Post OfficeC$3.71
2002Poultry ProcessingF$11.48
3076Printing - Offset or DigitalD$4.19
8843Psychiatric HospitalD$6.08
9088Public WorksE$8.78
8015Quick PrintingB$1.35
8857Radio Station - ClericalA$0.24
7610Radio/TV BroadcastingB$1.69
7855Railroad OperationE$10.13
8856Real Estate Agency - All EmployeesC$1.62
8817Real Estate ManagementB$1.69
9077Recreation CenterC$3.38
3060Refrigerator ManufacturingD$6.41
8849Research Lab - AnalyticalB$1.49
9079Restaurant - Fast FoodC$4.39
9083Restaurant - Fast Food - Including DeliveryD$5.54
9082Restaurant NOCD$5.06
8045Retail Store - Cannabis/DispensaryC$2.90
8017Retail Store NOCC$2.84
5551Roofing - All EmployeesG$33.75
5606Roofing ContractorG$30.38
7724Sanitation WorkersF$11.48
9101School - All EmployeesB$2.50
9102School - Professional EmployeesB$0.88
9105School Bus DriversD$6.08
9008Schools - VocationalC$3.71
9060Senior CenterB$2.36
5538Sheet Metal Work - HVAC DuctworkE$9.18
8090Shoe StoreA$0.74
5119Siding InstallationE$10.13
9072Skating RinkC$3.71
8864Social Services OrganizationB$1.69
2105Soft Drink ManufacturingC$3.71
8078Sporting Goods StoreB$1.69
8279Stable/Riding AcademyD$7.09
7309StevedoringG$24.98
8293Storage WarehouseD$6.41
8021Store - FurnitureC$3.38
5506Street/Road ConstructionF$15.86
5507Street/Road Construction - ClearingF$13.50
2021Sugar ManufacturingD$5.74
5223Swimming Pool ConstructionF$12.49
9064Swimming Pool OperationC$3.71
2623TanningD$7.43
7370Taxi/RideshareD$9.11
7390Taxicab Company - All EmployeesD$10.53
8871Telecommunication Employees - NOCA$0.41
8814Telephone Company - ClericalA$0.24
5037Tile RoofingG$29.70
2121Tobacco ManufacturingC$3.38
7232Trucking - Furniture MovingE$14.18
7229Trucking - HazmatG$19.91
7228Trucking - Local Hauling OnlyD$11.81
7219Trucking - Long HaulE$15.53
7231Trucking - Mail, Parcel, or Package DeliveryD$12.29
7202Trucking - NOCE$12.83
7227Trucking - RefrigeratedE$13.84
8847Trust CompanyA$0.20
9522UpholsteryC$3.71
9068Veterans HomeD$5.74
8842Veterinary Office - All EmployeesC$1.49
5180Water Main ConstructionF$16.20
3365Welding or Cutting NOCE$11.14
8018Wholesale Store NOCC$3.24
5196Wiring - Fire Detection SystemsD$6.41
2841Woodworking NOCD$7.76
2286Wool ProcessingC$4.25
8802Writer/AuthorA$0.27
2220Yarn/Thread ManufacturingC$4.05
9063YMCA, YWCA, or Health Club - All EmployeesC$3.85

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