Question 1

How much does workers' comp cost for Physician & Clerical in Alabama?

Accepted Answer

The current rate for Physician & Clerical (Class Code 8832) in Alabama is $0.49 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $245 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Alabama?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Alabama for employers with 5 or more employees.

Question 3

How does Alabama's rate compare to other states?

Accepted Answer

Alabama's rate for Physician & Clerical is $0.49, which is $0.01 above the national average of $0.48 (+2%).

Question 4

What does class code 8832 cover?

Accepted Answer

Covers physicians, surgeons, and their clerical staff in private practice settings.

State	Rate per $100	Difference
Alabama (current)	$0.49	—
Indiana	$0.35	-0.14
Texas	$0.37	-0.12
Virginia	$0.37	-0.12
Utah	$0.38	-0.11
Arkansas	$0.40	-0.09

Workers' Comp Rate for Physician & Clerical in Alabama (Class Code 8832)

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