WCRates

Workers' Compensation Rates in Alabama (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

5

Effective Date

2026-01-01

Alabama requires workers' comp for employers with five or more employees. Rates are filed through NCCI.

Average Rate (All Class Codes)

$5.77

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in Alabama

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.19
8862Advertising AgencyA$0.24
7403Aircraft Operation - NOCE$9.99
7605Alarm Installation or RepairD$5.13
5047Aluminum InstallationE$8.37
8836Ambulance Service - All EmployeesC$5.94
7398Ambulette/Medical TransportD$5.94
9067Amusement Park - Mechanical RidesD$5.67
9016Amusement Park or Carnival - All EmployeesD$4.43
7520Amusement Ride OperationD$6.21
8831Animal Hospital - VeterinaryC$2.43
8861Architect or Engineer - ConsultingB$0.43
5473Asphalt PavingF$11.07
9625Assisted Living FacilityD$4.86
9182Athletic Teams - AmateurE$7.83
9180Athletic Teams - ProfessionalF$13.50
8820Attorney - All Employees & ClericalA$0.22
8803Auditing, Accounting or Management ConsultingA$0.22
8046Auto Accessories StoreB$1.35
8385Auto Parts Store - RetailC$2.48
5188Automatic Sprinkler InstallationE$8.48
8392Automobile Body RepairE$7.83
8748Automobile Dealer - All EmployeesD$4.05
8391Automobile DismantlingE$7.34
8380Automobile Service or Repair CenterD$4.86
8389Automobile TowingE$9.18
7422Aviation - Ground CrewE$7.83
2003BakeryC$3.78
3724Bakery - ManufacturingD$4.59
8815Bank - All EmployeesA$0.16
8855Banks and Trust Companies - All EmployeesA$0.18
9586Barber Shop or Beauty ParlorC$1.62
7337Boat Building - MetalF$10.53
7335Boat Building - WoodE$8.10
3027Boiler ManufacturingE$8.37
8072Book StoreA$0.54
2157BottlingC$3.51
9071Bowling Alley - All EmployeesC$2.65
9070Bowling Center - AllC$2.70
2065BreweryC$3.51
9650Building InspectionC$2.43
8058Building Materials DealerD$5.67
9015Building Operation - All Other EmployeesC$3.35
7382Bus Company - All EmployeesD$8.10
8850Bus/Taxi - DispatchingA$0.49
5146Cabinet InstallationD$7.29
5148Cabinet Manufacturing & InstallD$6.48
2812Cabinet/Wood Products ManufacturingD$6.75
9055Camps - Day/OvernightC$3.51
2095Candy ManufacturingC$3.24
2111CanneryD$5.67
9602Car WashC$2.70
5645Carpentry - CommercialF$13.50
5432Carpentry - Detached One/Two FamilyE$9.99
5436Carpentry - Finish DetachedD$7.02
5437Carpentry - FramingF$15.39
5404Carpentry - Install CabinetsD$7.56
5403Carpentry - ResidentialF$12.15
2802Carpentry - Shop OnlyD$5.94
9536Carpet CleaningC$3.24
9519Catering NOCC$3.78
5020Ceiling InstallationE$9.18
9610Cemetery - AllD$3.78
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$5.94
2131Cereal ManufacturingC$3.13
7405Charter AircraftF$13.77
9660Chimney SweepD$5.13
8826Chiropractic OfficeB$0.97
8812Clerical - Drafting EmployeesA$0.24
8810Clerical Office EmployeesA$0.27
2501Clothing ManufacturingB$2.43
8008Clothing or Wearing Apparel Store - RetailC$2.00
9061Club NOC - All EmployeesC$3.02
8844Collection AgencyA$0.24
8868College or University - Professional EmployeesB$0.49
7380Commercial DriversD$9.18
8859Computer Programming or Software DevelopmentA$0.19
5201Concrete Block ManufacturingE$8.64
5213Concrete Construction NOCF$10.53
5214Concrete NOC - PouredF$11.07
5221Concrete or Cement Work - Floors, Driveways, YardsF$9.61
5070Concrete Products ManufacturingE$7.02
5215Concrete WorkF$12.42
5222Concrete/Cement - FloorsE$8.91
8227Construction Material - UsedD$6.21
8019Convenience StoreC$2.43
7715Corrections OfficersG$9.99
9558Courier/Document DeliveryC$3.51
7719Court EmployeesB$1.35
8865Court ReporterA$0.16
2070Creamery/Dairy ProductsC$4.05
8801Credit Union - All EmployeesA$0.16
8805Credit Union/SavingsA$0.16
9059Day SpaB$1.62
8854Daycare CenterC$2.70
8822Dental LaboratoryB$0.81
8824Dental Office - All EmployeesB$0.59
8039Department Store - RetailC$2.16
2102DistilleryC$3.35
5108Door/Window InstallationD$6.75
5152Drilling NOCF$14.58
8047Drug StoreB$1.03
2688Dry CleaningC$3.51
8866Election CampaignB$0.92
7539Electric Light/Power CompaniesF$11.34
3082Electrical Apparatus ManufacturingD$4.86
5140Electrical Installation - InteriorD$5.67
5193Electrical Wiring - AlarmD$5.94
5191Electrical Wiring - CommercialE$7.83
5190Electrical Wiring - Within BuildingsE$6.75
9653Elevator InspectionC$2.16
5160Elevator InstallationF$11.34
5162Elevator Service/MaintenanceE$8.91
8858Employment AgencyA$0.22
7711EMT/ParamedicsF$8.10
6217Excavation NOCF$11.66
8809Executive RecruitingA$0.22
0035Farm - DairyE$9.45
0005Farm - Field CropsE$10.26
0016Farm - LivestockF$11.07
0050Farm - Orchard or GroveE$8.42
8841Financial AdvisorA$0.18
7710Firefighters and DriversD$7.02
2161Fish ProcessingE$7.02
8032Florist - RetailB$1.24
2130Flour MillingD$4.59
7350Freight HandlingE$7.83
2143Fruit ProcessingD$4.32
9620Funeral Directors - All EmployeesC$1.89
2883Furniture ManufacturingD$5.94
7590Garbage/Ash CollectionF$10.53
2913Glass ManufacturingE$8.10
2915Glass MerchantD$5.67
5462GlazierE$9.18
9056Golf ClubC$2.70
8811Government ClericalA$0.24
8304Grain ElevatorE$7.56
2041Grain MillingD$4.86
8006Grocery Store - RetailC$2.70
9585Hair SalonB$1.35
8116Hardware DealerC$3.51
8055Hardware Store - GeneralC$2.70
8044Hardware Store - RetailC$2.97
8010Hardware Store - WholesaleC$2.81
5137Heating Equipment InstallationD$6.21
5185Heating System InstallationD$5.94
5537Heating, Ventilation, Air Conditioning and RefrigerationE$6.21
5239Highway ConstructionG$16.20
8851Home for Aged - AllD$5.67
8835Home Health Care ServicesC$4.48
8834Hospital - All Other EmployeesC$4.86
9040Hospital - Non-ProfessionalD$5.94
8833Hospital - Professional EmployeesC$3.08
9052Hotel - All EmployeesC$3.94
9058Hotel or Motel - All Other EmployeesC$3.78
9529House CleaningC$3.51
9033Housing AuthorityB$1.62
2039Ice Cream ManufacturingC$3.78
8215Ice DealerC$3.24
8203Ice ManufacturingD$4.86
5479Insulation WorkE$8.10
8818Insurance Company - ClericalA$0.19
8845Investigator/DetectiveC$2.43
8840Investment CompanyA$0.16
5038Iron Doors/Gates InstallationF$15.66
5057Iron or Steel Erection - NOCG$18.63
5102Iron or Steel Erection - StructuralG$19.98
5069Iron/Steel - NOCG$22.68
5059Iron/Steel - OrnamentalF$13.23
5040Iron/Steel Erection - FrameG$26.46
8106Iron/Steel MerchantD$5.94
6229Irrigation Works - All OperationsE$7.02
9014Janitorial Services - By ContractorC$4.59
8013Jewelry StoreB$0.92
8263Junk DealerD$5.94
0917Landscape Gardening - NOCD$5.67
5443LathingE$9.45
2660Laundry NOCC$3.78
2586Leather Goods ManufacturingC$3.24
9034Library - All EmployeesA$0.70
7716LifeguardsD$4.05
8232LoggingG$27.00
7317Longshore WorkersG$20.52
8061Lumber DealerD$6.21
3632Machine Shop NOCD$5.13
3030Machinery ManufacturingD$5.94
3685Machinist NOCD$5.51
7327Marine TransportationF$13.50
5029Masonry - DecorativeE$10.26
5027Masonry - FireproofF$11.88
5028Masonry - StoneF$13.77
5022Masonry NOCF$11.34
8031Meat Market - RetailC$2.97
2001Meat PackingF$9.45
8033Meat, Fish or Poultry Dealer - RetailC$3.51
8838Medical LabB$0.81
7360Messenger ServiceC$3.78
3581Metal Stamping - NOCE$6.64
9554Moving Company - LocalE$8.91
9410Municipal, Township, County or State Employees - NOCC$3.78
9587Nail SalonB$1.08
8860Newspaper - DeliveryC$4.05
8869Newspaper or Magazine Publishing - All EmployeesB$0.38
8807Newspaper PublishingB$0.92
0042Nursery EmployeesE$6.75
9046Nursing - Home/VisitingD$6.21
9049Nursing Home - AllD$5.94
8829Nursing Home - All EmployeesC$5.67
8804Office Machine ServiceB$1.62
8825Optometry OfficeA$0.43
8742Outside Sales PersonnelB$0.59
8037Paint StoreB$1.08
9012Painting - Buildings, Interior - By ContractorsC$4.05
5474Painting - Interior or ExteriorE$8.10
7721Park RangersD$3.78
8821Patent/Copyright AttorneyA$0.22
4361Pest Control ServicesD$4.86
9549Pet GroomingC$1.89
8099Pet StoreB$1.24
8846Pharmaceutical SalesB$0.59
8839Pharmacy - RetailB$0.97
7600Phone/Telegraph InstallationE$7.56
8832Physician & ClericalB$0.49
2110Pickle ManufacturingC$3.08
7313Pier/Wharf OperationF$12.15
5480Plastering NOCE$7.83
8111Plumber - CommercialE$6.48
5183Plumbing NOCE$7.29
7723Police Officers - MountedF$11.61
7720Police Officers and DriversD$6.21
8816Post OfficeC$2.97
2002Poultry ProcessingF$9.18
3076Printing - Offset or DigitalD$3.35
8843Psychiatric HospitalD$4.86
9088Public WorksE$7.02
8015Quick PrintingB$1.08
8857Radio Station - ClericalA$0.19
7610Radio/TV BroadcastingB$1.35
7855Railroad OperationE$8.10
8856Real Estate Agency - All EmployeesC$1.30
8817Real Estate ManagementB$1.35
9077Recreation CenterC$2.70
3060Refrigerator ManufacturingD$5.13
8849Research Lab - AnalyticalB$1.19
9079Restaurant - Fast FoodC$3.51
9083Restaurant - Fast Food - Including DeliveryD$4.43
9082Restaurant NOCD$4.05
8045Retail Store - Cannabis/DispensaryC$2.32
8017Retail Store NOCC$2.27
5551Roofing - All EmployeesG$27.00
5606Roofing ContractorG$24.30
7724Sanitation WorkersF$9.18
9101School - All EmployeesB$2.00
9102School - Professional EmployeesB$0.70
9105School Bus DriversD$4.86
9008Schools - VocationalC$2.97
9060Senior CenterB$1.89
5538Sheet Metal Work - HVAC DuctworkE$7.34
8090Shoe StoreA$0.59
5119Siding InstallationE$8.10
9072Skating RinkC$2.97
8864Social Services OrganizationB$1.35
2105Soft Drink ManufacturingC$2.97
8078Sporting Goods StoreB$1.35
8279Stable/Riding AcademyD$5.67
7309StevedoringG$19.98
8293Storage WarehouseD$5.13
8021Store - FurnitureC$2.70
5506Street/Road ConstructionF$12.69
5507Street/Road Construction - ClearingF$10.80
2021Sugar ManufacturingD$4.59
5223Swimming Pool ConstructionF$9.99
9064Swimming Pool OperationC$2.97
2623TanningD$5.94
7370Taxi/RideshareD$7.29
7390Taxicab Company - All EmployeesD$8.42
8871Telecommunication Employees - NOCA$0.32
8814Telephone Company - ClericalA$0.19
5037Tile RoofingG$23.76
2121Tobacco ManufacturingC$2.70
7232Trucking - Furniture MovingE$11.34
7229Trucking - HazmatG$15.93
7228Trucking - Local Hauling OnlyD$9.45
7219Trucking - Long HaulE$12.42
7231Trucking - Mail, Parcel, or Package DeliveryD$9.83
7202Trucking - NOCE$10.26
7227Trucking - RefrigeratedE$11.07
8847Trust CompanyA$0.16
9522UpholsteryC$2.97
9068Veterans HomeD$4.59
8842Veterinary Office - All EmployeesC$1.19
5180Water Main ConstructionF$12.96
3365Welding or Cutting NOCE$8.91
8018Wholesale Store NOCC$2.59
5196Wiring - Fire Detection SystemsD$5.13
2841Woodworking NOCD$6.21
2286Wool ProcessingC$3.40
8802Writer/AuthorA$0.22
2220Yarn/Thread ManufacturingC$3.24
9063YMCA, YWCA, or Health Club - All EmployeesC$3.08

States with Similar Rates

Georgia

Avg rate: $5.61 per $100

Ohio

Avg rate: $5.45 per $100

Florida

Avg rate: $6.15 per $100

Illinois

Avg rate: $6.42 per $100

North Carolina

Avg rate: $5.03 per $100

Pennsylvania

Avg rate: $6.84 per $100

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