Question 1

How much does workers' comp cost for Trucking - Local Hauling Only in Texas?

Accepted Answer

The current rate for Trucking - Local Hauling Only (Class Code 7228) in Texas is $7.18 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3590 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Trucking - Local Hauling Only is $7.18, which is $2.16 below the national average of $9.34 (-23%).

Question 4

What does class code 7228 cover?

Accepted Answer

Covers truck drivers performing local deliveries and hauling within a limited geographic area.

State	Rate per $100	Difference
Texas (current)	$7.18	—
Indiana	$6.83	-0.35
Virginia	$7.26	+0.08
Utah	$7.44	+0.26
Arkansas	$7.70	+0.52
Colorado	$7.79	+0.61

Workers' Comp Rate for Trucking - Local Hauling Only in Texas (Class Code 7228)

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