Question 1

How much does workers' comp cost for Hardware Store - Wholesale in Texas?

Accepted Answer

The current rate for Hardware Store - Wholesale (Class Code 8010) in Texas is $2.13 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1065 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Hardware Store - Wholesale is $2.13, which is $0.65 below the national average of $2.78 (-23%).

Question 4

What does class code 8010 cover?

Accepted Answer

Covers wholesale hardware and industrial supply store employees.

State	Rate per $100	Difference
Texas (current)	$2.13	—
Indiana	$2.03	-0.10
Virginia	$2.16	+0.03
Utah	$2.21	+0.08
Arkansas	$2.29	+0.16
Colorado	$2.31	+0.18

Workers' Comp Rate for Hardware Store - Wholesale in Texas (Class Code 8010)

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