Question 1

How much does workers' comp cost for Bakery in Texas?

Accepted Answer

The current rate for Bakery (Class Code 2003) in Texas is $2.87 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $1435 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Texas?

Accepted Answer

No, workers' compensation is not mandatory in Texas. However, employers who opt out lose important legal protections.

Question 3

How does Texas's rate compare to other states?

Accepted Answer

Texas's rate for Bakery is $2.87, which is $0.87 below the national average of $3.74 (-23%).

Question 4

What does class code 2003 cover?

Accepted Answer

Covers workers in commercial bakeries producing bread, pastries, cakes, and other baked goods.

State	Rate per $100	Difference
Texas (current)	$2.87	—
Indiana	$2.73	-0.14
Virginia	$2.91	+0.04
Utah	$2.98	+0.11
Arkansas	$3.08	+0.21
Colorado	$3.12	+0.25

Workers' Comp Rate for Bakery in Texas (Class Code 2003)

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