Question 1

How much does workers' comp cost for Trucking - Refrigerated in Tennessee?

Accepted Answer

The current rate for Trucking - Refrigerated (Class Code 7227) in Tennessee is $9.33 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $4665 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Tennessee?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Tennessee for employers with 5 or more employees.

Question 3

How does Tennessee's rate compare to other states?

Accepted Answer

Tennessee's rate for Trucking - Refrigerated is $9.33, which is $1.61 below the national average of $10.94 (-15%).

Question 4

What does class code 7227 cover?

Accepted Answer

Covers workers operating refrigerated trucks transporting perishable goods including food, pharmaceuticals, and floral products.

State	Rate per $100	Difference
Tennessee (current)	$9.33	—
Indiana	$8.00	-1.33
Texas	$8.40	-0.93
Virginia	$8.51	-0.82
Utah	$8.71	-0.62
Arkansas	$9.02	-0.31

Workers' Comp Rate for Trucking - Refrigerated in Tennessee (Class Code 7227)

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