Question 1

How much does workers' comp cost for Trucking - Local Hauling Only in Tennessee?

Accepted Answer

The current rate for Trucking - Local Hauling Only (Class Code 7228) in Tennessee is $7.96 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $3980 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Tennessee?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Tennessee for employers with 5 or more employees.

Question 3

How does Tennessee's rate compare to other states?

Accepted Answer

Tennessee's rate for Trucking - Local Hauling Only is $7.96, which is $1.38 below the national average of $9.34 (-15%).

Question 4

What does class code 7228 cover?

Accepted Answer

Covers truck drivers performing local deliveries and hauling within a limited geographic area.

State	Rate per $100	Difference
Tennessee (current)	$7.96	—
Indiana	$6.83	-1.13
Texas	$7.18	-0.78
Virginia	$7.26	-0.70
Utah	$7.44	-0.52
Arkansas	$7.70	-0.26

Workers' Comp Rate for Trucking - Local Hauling Only in Tennessee (Class Code 7228)

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