WCRates

Workers' Compensation Rates in New Jersey (2026)

State Overview

Bureau Type

ncci

NCCI

WC Requirement

Mandatory

Minimum Employees

1

Effective Date

2026-01-01

New Jersey uses NCCI and has among the higher workers' comp rates due to high medical costs and generous benefit structures.

Average Rate (All Class Codes)

$6.95

per $100 of payroll

Least Expensive Class Codes

Most Expensive Class Codes

All Class Codes & Rates in New Jersey

CodePhraseologyHazard GroupRate per $100
8823Accountant - CPAA$0.23
8862Advertising AgencyA$0.29
7403Aircraft Operation - NOCE$12.03
7605Alarm Installation or RepairD$6.18
5047Aluminum InstallationE$10.08
8836Ambulance Service - All EmployeesC$7.15
7398Ambulette/Medical TransportD$7.15
9067Amusement Park - Mechanical RidesD$6.83
9016Amusement Park or Carnival - All EmployeesD$5.33
7520Amusement Ride OperationD$7.48
8831Animal Hospital - VeterinaryC$2.93
8861Architect or Engineer - ConsultingB$0.52
5473Asphalt PavingF$13.33
9625Assisted Living FacilityD$5.85
9182Athletic Teams - AmateurE$9.43
9180Athletic Teams - ProfessionalF$16.25
8820Attorney - All Employees & ClericalA$0.26
8803Auditing, Accounting or Management ConsultingA$0.26
8046Auto Accessories StoreB$1.63
8385Auto Parts Store - RetailC$2.99
5188Automatic Sprinkler InstallationE$10.21
8392Automobile Body RepairE$9.43
8748Automobile Dealer - All EmployeesD$4.88
8391Automobile DismantlingE$8.84
8380Automobile Service or Repair CenterD$5.85
8389Automobile TowingE$11.05
7422Aviation - Ground CrewE$9.43
2003BakeryC$4.55
3724Bakery - ManufacturingD$5.53
8815Bank - All EmployeesA$0.20
8855Banks and Trust Companies - All EmployeesA$0.22
9586Barber Shop or Beauty ParlorC$1.95
7337Boat Building - MetalF$12.68
7335Boat Building - WoodE$9.75
3027Boiler ManufacturingE$10.08
8072Book StoreA$0.65
2157BottlingC$4.23
9071Bowling Alley - All EmployeesC$3.19
9070Bowling Center - AllC$3.25
2065BreweryC$4.23
9650Building InspectionC$2.93
8058Building Materials DealerD$6.83
9015Building Operation - All Other EmployeesC$4.03
7382Bus Company - All EmployeesD$9.75
8850Bus/Taxi - DispatchingA$0.59
5146Cabinet InstallationD$8.78
5148Cabinet Manufacturing & InstallD$7.80
2812Cabinet/Wood Products ManufacturingD$8.13
9055Camps - Day/OvernightC$4.23
2095Candy ManufacturingC$3.90
2111CanneryD$6.83
9602Car WashC$3.25
5645Carpentry - CommercialF$16.25
5432Carpentry - Detached One/Two FamilyE$12.03
5436Carpentry - Finish DetachedD$8.45
5437Carpentry - FramingF$18.53
5404Carpentry - Install CabinetsD$9.10
5403Carpentry - ResidentialF$14.63
2802Carpentry - Shop OnlyD$7.15
9536Carpet CleaningC$3.90
9519Catering NOCC$4.55
5020Ceiling InstallationE$11.05
9610Cemetery - AllD$4.55
5348Ceramic Tile, Indoor Stone, Marble, or Mosaic WorkE$7.15
2131Cereal ManufacturingC$3.77
7405Charter AircraftF$16.58
9660Chimney SweepD$6.18
8826Chiropractic OfficeB$1.17
8812Clerical - Drafting EmployeesA$0.29
8810Clerical Office EmployeesA$0.33
2501Clothing ManufacturingB$2.93
8008Clothing or Wearing Apparel Store - RetailC$2.41
9061Club NOC - All EmployeesC$3.64
8844Collection AgencyA$0.29
8868College or University - Professional EmployeesB$0.59
7380Commercial DriversD$11.05
8859Computer Programming or Software DevelopmentA$0.23
5201Concrete Block ManufacturingE$10.40
5213Concrete Construction NOCF$12.68
5214Concrete NOC - PouredF$13.33
5221Concrete or Cement Work - Floors, Driveways, YardsF$11.57
5070Concrete Products ManufacturingE$8.45
5215Concrete WorkF$14.95
5222Concrete/Cement - FloorsE$10.73
8227Construction Material - UsedD$7.48
8019Convenience StoreC$2.93
7715Corrections OfficersG$12.03
9558Courier/Document DeliveryC$4.23
7719Court EmployeesB$1.63
8865Court ReporterA$0.20
2070Creamery/Dairy ProductsC$4.88
8801Credit Union - All EmployeesA$0.20
8805Credit Union/SavingsA$0.20
9059Day SpaB$1.95
8854Daycare CenterC$3.25
8822Dental LaboratoryB$0.98
8824Dental Office - All EmployeesB$0.72
8039Department Store - RetailC$2.60
2102DistilleryC$4.03
5108Door/Window InstallationD$8.13
5152Drilling NOCF$17.55
8047Drug StoreB$1.23
2688Dry CleaningC$4.23
8866Election CampaignB$1.11
7539Electric Light/Power CompaniesF$13.65
3082Electrical Apparatus ManufacturingD$5.85
5140Electrical Installation - InteriorD$6.83
5193Electrical Wiring - AlarmD$7.15
5191Electrical Wiring - CommercialE$9.43
5190Electrical Wiring - Within BuildingsE$8.13
9653Elevator InspectionC$2.60
5160Elevator InstallationF$13.65
5162Elevator Service/MaintenanceE$10.73
8858Employment AgencyA$0.26
7711EMT/ParamedicsF$9.75
6217Excavation NOCF$14.04
8809Executive RecruitingA$0.26
0035Farm - DairyE$11.38
0005Farm - Field CropsE$12.35
0016Farm - LivestockF$13.33
0050Farm - Orchard or GroveE$10.14
8841Financial AdvisorA$0.22
7710Firefighters and DriversD$8.45
2161Fish ProcessingE$8.45
8032Florist - RetailB$1.50
2130Flour MillingD$5.53
7350Freight HandlingE$9.43
2143Fruit ProcessingD$5.20
9620Funeral Directors - All EmployeesC$2.28
2883Furniture ManufacturingD$7.15
7590Garbage/Ash CollectionF$12.68
2913Glass ManufacturingE$9.75
2915Glass MerchantD$6.83
5462GlazierE$11.05
9056Golf ClubC$3.25
8811Government ClericalA$0.29
8304Grain ElevatorE$9.10
2041Grain MillingD$5.85
8006Grocery Store - RetailC$3.25
9585Hair SalonB$1.63
8116Hardware DealerC$4.23
8055Hardware Store - GeneralC$3.25
8044Hardware Store - RetailC$3.58
8010Hardware Store - WholesaleC$3.38
5137Heating Equipment InstallationD$7.48
5185Heating System InstallationD$7.15
5537Heating, Ventilation, Air Conditioning and RefrigerationE$7.48
5239Highway ConstructionG$19.50
8851Home for Aged - AllD$6.83
8835Home Health Care ServicesC$5.40
8834Hospital - All Other EmployeesC$5.85
9040Hospital - Non-ProfessionalD$7.15
8833Hospital - Professional EmployeesC$3.71
9052Hotel - All EmployeesC$4.75
9058Hotel or Motel - All Other EmployeesC$4.55
9529House CleaningC$4.23
9033Housing AuthorityB$1.95
2039Ice Cream ManufacturingC$4.55
8215Ice DealerC$3.90
8203Ice ManufacturingD$5.85
5479Insulation WorkE$9.75
8818Insurance Company - ClericalA$0.23
8845Investigator/DetectiveC$2.93
8840Investment CompanyA$0.20
5038Iron Doors/Gates InstallationF$18.85
5057Iron or Steel Erection - NOCG$22.43
5102Iron or Steel Erection - StructuralG$24.05
5069Iron/Steel - NOCG$27.30
5059Iron/Steel - OrnamentalF$15.93
5040Iron/Steel Erection - FrameG$31.85
8106Iron/Steel MerchantD$7.15
6229Irrigation Works - All OperationsE$8.45
9014Janitorial Services - By ContractorC$5.53
8013Jewelry StoreB$1.11
8263Junk DealerD$7.15
0917Landscape Gardening - NOCD$6.83
5443LathingE$11.38
2660Laundry NOCC$4.55
2586Leather Goods ManufacturingC$3.90
9034Library - All EmployeesA$0.85
7716LifeguardsD$4.88
8232LoggingG$32.50
7317Longshore WorkersG$24.70
8061Lumber DealerD$7.48
3632Machine Shop NOCD$6.18
3030Machinery ManufacturingD$7.15
3685Machinist NOCD$6.63
7327Marine TransportationF$16.25
5029Masonry - DecorativeE$12.35
5027Masonry - FireproofF$14.30
5028Masonry - StoneF$16.58
5022Masonry NOCF$13.65
8031Meat Market - RetailC$3.58
2001Meat PackingF$11.38
8033Meat, Fish or Poultry Dealer - RetailC$4.23
8838Medical LabB$0.98
7360Messenger ServiceC$4.55
3581Metal Stamping - NOCE$8.00
9554Moving Company - LocalE$10.73
9410Municipal, Township, County or State Employees - NOCC$4.55
9587Nail SalonB$1.30
8860Newspaper - DeliveryC$4.88
8869Newspaper or Magazine Publishing - All EmployeesB$0.45
8807Newspaper PublishingB$1.11
0042Nursery EmployeesE$8.13
9046Nursing - Home/VisitingD$7.48
9049Nursing Home - AllD$7.15
8829Nursing Home - All EmployeesC$6.83
8804Office Machine ServiceB$1.95
8825Optometry OfficeA$0.52
8742Outside Sales PersonnelB$0.72
8037Paint StoreB$1.30
9012Painting - Buildings, Interior - By ContractorsC$4.88
5474Painting - Interior or ExteriorE$9.75
7721Park RangersD$4.55
8821Patent/Copyright AttorneyA$0.26
4361Pest Control ServicesD$5.85
9549Pet GroomingC$2.28
8099Pet StoreB$1.50
8846Pharmaceutical SalesB$0.72
8839Pharmacy - RetailB$1.17
7600Phone/Telegraph InstallationE$9.10
8832Physician & ClericalB$0.59
2110Pickle ManufacturingC$3.71
7313Pier/Wharf OperationF$14.63
5480Plastering NOCE$9.43
8111Plumber - CommercialE$7.80
5183Plumbing NOCE$8.78
7723Police Officers - MountedF$13.98
7720Police Officers and DriversD$7.48
8816Post OfficeC$3.58
2002Poultry ProcessingF$11.05
3076Printing - Offset or DigitalD$4.03
8843Psychiatric HospitalD$5.85
9088Public WorksE$8.45
8015Quick PrintingB$1.30
8857Radio Station - ClericalA$0.23
7610Radio/TV BroadcastingB$1.63
7855Railroad OperationE$9.75
8856Real Estate Agency - All EmployeesC$1.56
8817Real Estate ManagementB$1.63
9077Recreation CenterC$3.25
3060Refrigerator ManufacturingD$6.18
8849Research Lab - AnalyticalB$1.43
9079Restaurant - Fast FoodC$4.23
9083Restaurant - Fast Food - Including DeliveryD$5.33
9082Restaurant NOCD$4.88
8045Retail Store - Cannabis/DispensaryC$2.80
8017Retail Store NOCC$2.73
5551Roofing - All EmployeesG$32.50
5606Roofing ContractorG$29.25
7724Sanitation WorkersF$11.05
9101School - All EmployeesB$2.41
9102School - Professional EmployeesB$0.85
9105School Bus DriversD$5.85
9008Schools - VocationalC$3.58
9060Senior CenterB$2.28
5538Sheet Metal Work - HVAC DuctworkE$8.84
8090Shoe StoreA$0.72
5119Siding InstallationE$9.75
9072Skating RinkC$3.58
8864Social Services OrganizationB$1.63
2105Soft Drink ManufacturingC$3.58
8078Sporting Goods StoreB$1.63
8279Stable/Riding AcademyD$6.83
7309StevedoringG$24.05
8293Storage WarehouseD$6.18
8021Store - FurnitureC$3.25
5506Street/Road ConstructionF$15.28
5507Street/Road Construction - ClearingF$13.00
2021Sugar ManufacturingD$5.53
5223Swimming Pool ConstructionF$12.03
9064Swimming Pool OperationC$3.58
2623TanningD$7.15
7370Taxi/RideshareD$8.78
7390Taxicab Company - All EmployeesD$10.14
8871Telecommunication Employees - NOCA$0.39
8814Telephone Company - ClericalA$0.23
5037Tile RoofingG$28.60
2121Tobacco ManufacturingC$3.25
7232Trucking - Furniture MovingE$13.65
7229Trucking - HazmatG$19.18
7228Trucking - Local Hauling OnlyD$11.38
7219Trucking - Long HaulE$14.95
7231Trucking - Mail, Parcel, or Package DeliveryD$11.83
7202Trucking - NOCE$12.35
7227Trucking - RefrigeratedE$13.33
8847Trust CompanyA$0.20
9522UpholsteryC$3.58
9068Veterans HomeD$5.53
8842Veterinary Office - All EmployeesC$1.43
5180Water Main ConstructionF$15.60
3365Welding or Cutting NOCE$10.73
8018Wholesale Store NOCC$3.12
5196Wiring - Fire Detection SystemsD$6.18
2841Woodworking NOCD$7.48
2286Wool ProcessingC$4.10
8802Writer/AuthorA$0.26
2220Yarn/Thread ManufacturingC$3.90
9063YMCA, YWCA, or Health Club - All EmployeesC$3.71

States with Similar Rates

Pennsylvania

Avg rate: $6.84 per $100

California

Avg rate: $7.22 per $100

Illinois

Avg rate: $6.42 per $100

New York

Avg rate: $7.75 per $100

Florida

Avg rate: $6.15 per $100

Georgia

Avg rate: $5.61 per $100

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