Question 1

How much does workers' comp cost for Trucking - Refrigerated in Montana?

Accepted Answer

The current rate for Trucking - Refrigerated (Class Code 7227) in Montana is $11.79 per $100 of payroll. This means an employee earning $50,000/year would cost approximately $5895 per year in workers' comp premium.

Question 2

Is workers' comp mandatory in Montana?

Accepted Answer

Yes, workers' compensation insurance is mandatory in Montana for all employers with at least one employee.

Question 3

How does Montana's rate compare to other states?

Accepted Answer

Montana's rate for Trucking - Refrigerated is $11.79, which is $0.85 above the national average of $10.94 (+8%).

Question 4

What does class code 7227 cover?

Accepted Answer

Covers workers operating refrigerated trucks transporting perishable goods including food, pharmaceuticals, and floral products.

State	Rate per $100	Difference
Montana (current)	$11.79	—
Indiana	$8.00	-3.79
Texas	$8.40	-3.39
Virginia	$8.51	-3.28
Utah	$8.71	-3.08
Arkansas	$9.02	-2.77

Workers' Comp Rate for Trucking - Refrigerated in Montana (Class Code 7227)

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